The term “annuity” is pretty scary. Most people do not understand what it is or what it means. And almost everyone has heard of someone who lost money by investing in an annuity. So, with …

It’s hard enough to be a single parent in today’s world without the added stress of figuring out how to apply for a college loan! New York State has a reputation for building up brick …

Your credit score rating is an important one to potential creditors as they can give a good assessment of how likely you are to be responsible with your money. A lender will determine whether to …

Here are 7 quick and easy tips to help you save money. No matter what your financial situation is, it is possible to save at least a little money with some of these tips. There …

Best Part Time job for retirees So it’s been almost seventy years and you’ve finally finished your last day of work. Not until Monday… not just from your three weeks vacation… but forever. Right? After …

When someone is asked to endorse a product it has rather different connotations to endorsing a loan or a credit card. It would be so much simpler when the bank asks for endorsement before you …

Everyone wants to save money hoever they can these days.  Even on essential expenses, like insurance, finding ways to minimize the cost can make a big difference to your pocketbook.  Lying on your insurance application, …

Renters insurance may quite possibly be the most overlooked of all insurance policies. It is typically not required by law, although some leases do require it, and many renters either think their landlord’s insurance will …

Here is one topic the politically correct won’t care for. What if police departments kept records of which ethnicity kills other ethnicities on an individual basis. There are so many marches, debates, articles, etc. that …

It’s been said already, but it’s worth stating again: one of the easiest ways to save on insurance is to look carefully at your policies and make sure you’re not “double covering.” It seems almost …

Are you on the verge of drowning in a sea of disorganized, unpaid bills, and threatening your credit rating too? Or maybe you leave your receipts scattered around the house, gathering dust, knowing that they’re …

Per Wikipedia, a “free market is a market in which prices of goods and services are arranged completely by the mutual consent of sellers and buyers. By definition, in a free market environment buyers and …

Penny Stocks, small caps, micro caps and nano caps are terms often interchangeable, relating to stocks traded under five dollars a share. Stocks referenced to any of these terms, each has market capitalization, which refers …

In the current age of recession and economical crisis, the popularity of Loan Company’s has skyrocketed. However, many loan company’s make profit at the expense of the person taking out the loan by adding insanely …

Looking for a terrific place outside of the United States to retire, why not Canada? It’s just along the border. The best place in Canada to retire according to two studies is Victoria, the capital …

Mark Twain. Walt Disney. Milton Hershey. Abraham Lincoln. Cyndi Lauper. What do they have in common? Before they became famous, each of them filed for bankruptcy. Unfortunately, these famous people had money problems decades before …

Financial matters are a major cause of money fights in couples and divorces. It will be more important than ever to work with your partner to keep your marriage together if you are going through …

The legalization of marijuana should not be allowed and shouldn’t even be an issue. This is the gateway drug for many heavy drug users that use the nastier stuff like cocaine and heroin. Legalizing marijuana …

I served for a number of years in the Marine Corps and had the opportunity to actually ‘fight’ the war on drugs. I located labs, reported on movements of traffickers and products, and sometimes assisted …

Congratulations on obtaining your college degree. Your education was a sound investment but now you are faced with the reality of starting out with the high cost of student loans to deal with. Unless you …

Watching firms rise and fall on the stock exchange, it’s natural to assume that good news for a corporation, like the announcement of record profits in the last quarter, should immediately be echoed by an …

When a disaster occurs in which you lose your business or it is partially destroyed to the point at which you are unable to operate without substantial repairs, you can fall back on your business …

If you have credit cards you are no longer going to use, then it is important to consider the difference between closing an account and cutting up the cards. There are benefits to cutting up …

Whether to rent or buy can be a tough decision. In a lot of ways, it is easier to rent than to buy. If a potential buyer has a low income, they may struggle to …

The “rules of war”, are an oft referred to, but poorly understood thing. Being a veteran, I will lay out a few simple things that were pounded into our soldierly heads during basic and advanced …

“Mental health court programs are expanding around the country as courts implement improved methods to provide justice to people with unique circumstances. Earlier this month, the chief justice of the Idaho Supreme Court, Daniel T. …

As you graduate from college days the reality of your student loan debt will hit home. The chances are that you may be graduating with debt in excess of $20,000 which is a high amount …

The best places for retirees to find work are often the least expected. Sometimes a retiree can be lucky and find ‘other’ work immediately. At other times, it takes some effort. For some, retirement means …

While Americans fret over the “fiscal cliff,” the French are taking action to avoid taxes. They are fleeing the country…well the rich ones at least. The move has sent the likes of wealthy French citizens, …

It is no secret that whether someone wants to limit their seasons, chase adventure, or simply lower the cost of their living that they look abroad to seek retirement. Although for some it is a …