I believe insider trading laws are both hypocritical and unnecessary. In my opinion, these laws run counter to the notion we accept in every other aspect of society that life is unfair. In every facet …

Nowadays there is no stigma attached to accident claims. The reason claims are made by people are that they have been put in a potentially dangerous or harmful situation by another person’s irresponsibility. The breach …

Traditional banks are not interested in lending small of amounts of money to poor people with no collateral. Loans are issued based on credit scores. When poor people need loans they tend to have to …

Do you have some bad money habits? From experience, we all tend to make money mistakes from time to time. It simply happens in our society where we see lots of shiny things and think …

The Internet has made life much easier. Over time, the Internet has connected the world, creating a more globalized community. Information is available instantly, vacations can be booked with a few simple clicks, and you …

Can You Get a Loan With Bad Credit? There are times when we all need a loan to get us through a rough patch; normally, we simply go to a bank or a loan company, …

Managing your finances can be tricky, especially in an environment where the economy seems to be constantly changing. Fortunately, there are a few things you can do to manage your money that will help keep …

As cellular phones join wallets and car keys as necessities when leaving the house, state law officials are developing laws to prevent a deadly epidemic in the Nation: using cellphones while driving. Currently, more than …

Basic definition An annuity is a contract between an insurer or annuity provider and the policy-owner, whereby the insurer promises to issue periodic payments- after a specified date- in return for a single premium or …

Many families are faced with making their income dollars stretch further than ever before in today’s economy.  Whether you are out of work, forced to take a pay cut, on disability, or simply find that …

It’s natural for people to want to maximize the earnings from their bank accounts and a key part of this strategy is to transfer surplus funds into high interest (and ideally tax-free) savings accounts. However, …

Gold is a liquid form of investment and is usually incorporated in investment portfolios to hedge against other market positions. This is especially true when you have exposures in the currency and stock markets. But …

Throughout recorded history executions have been used to enforce laws, punish violators, deter criminal acts, punish sin and support societal hysteria. The means of carrying out an execution hasn’t changed very much, if at all, …

There are three benefits to consolidating your loan: locking in a lower, fixed interest rate, reducing your monthly payment, and making only one payment a month. If you recently graduated from college, or plan to …

This question will soon be extinct…. A recent study in the news recently has shown that talking on the cell phone is even more dangerous than drinking and driving!  That is just an amazing statistic, …

Co-signing a loan can have a number of affects on one’s credit score, both negative and positive. Whether you are a co-signer for a student loan, personal loan or any other type of loan, it …

Current (July 2010) US mortgage rates are far lower than at any time during the past 40 years. Anyone with ideas of buying a house in the near future should spend time to consider the …

Considerations when opening your first bank account will vary depending upon both your individual circumstances and the way in which you wish to use the account. The process need not be a lengthy or complicated …

What goes up must come down. On the other hand, is there such a thing as a cheap college education? You want your children to be the best they can be within the environment in …

Joint checking accounts are a common way for people to connect their finances. There are many benefits to setting up an account this way and account holders can enjoy these advantages. That being said, there …

Payday loans are already illegal in some states. Others tightly regulate the payday loan industry, in an effort to prevent possibly abusive practices. Many jurisdictions consider the rates too high and the fees too unreasonable …

There are hundreds if not thousands of different types of stock funds. Some are what I call “wild and wooly.” These funds are made up of whatever stocks the fund manager likes. They can be …

A variable annuity is a contract between an individual called an annuitant, and an insurance company, under which an insurer agrees to make periodic payments to the annuitant beginning either immediately, or at some future …

If for some particular reason you are not completely thrilled with a U.K. tax credit decision, then it’s possible that you may be entitled to appeal against it. According to HM Revenue & Customs you …

When investing in a bond fund, you would invest much like any type of mutual fund. You want to make sure that you do your research to ensure that you are getting the best possible …

“Defining Malicious Intent” It seems to me that we have two sets of laws in this country. The laws that apply to protect man and those that exist to guide him along a preselected path …

The use of illegal harassment techniques to collect debt from consumers is a common practice within the debt collection industry. These techniques are used to scare the uninformed in to making payments in ignorance of …

Every Person who is alive on Earth is somehow different from every other person who is alive on Earth. That is the main reason why some people are poor and some people are wealthy, and …

For many years, investors have chosen mutual funds as a way to invest their money. Sometimes these are wise investment choices – sometimes, not so much. Mutual funds offer the benefit of diversification, but they …

The decisions of Bernanke or Greenspan have a great influence on the stock markets. Greenspan was a great economist and Chairman of the Federal Reserve for almost twenty years. His experience is important for many …