It used to be difficult to read a mutual fund prospectus. Truth be told, no one ever read them. They were written in legalese and were boring. You had to look very hard to find …

The issue of what can and cannot be patented will never receive a clear answer, as the bounds of patentable subject matter continuously evolve and change. This article will attempt to summarize the current state …

In the United States, copper theft is responsible for over $1 billion worth of damage each year and the problem is getting worse. Just one of the reasons that copper wiring is occasionally stolen from …

Students who take on federal student loans to finance a college education typically have a new loan granted each year until graduation, and some go on to take further federal student loans to finance post …

I do not consider myself a bargain shopper. I love a good deal, and I love to pay less than a fortune for high quality, but I rarely scour the town for deals. There are …

Child support laws are often a controversial topic, and laws surrounding child support can vary from state to state. When discussing law, it’s important to recognize that although law may have moral foundations, there is …

As the only surviving child, I have been called upon to settle the estate of my mother who passed away last summer. Fortunately, she had put everything into trust about four months before her passing, …

It’s not an easy issue to talk about and it’s a hard fact to face. But to not be prepared for long-ter care needs compounds the issue even worse. The consequences of no preparation can …

Recessions and inflation are equally devastating to the economy. However, a recession can potentially lead into a depression with the associated deflation in the economy. A protracted recession could have devastating effects on the economy. …

Term insurance is by far one of the least expensive ways to get yourself a sizable death benefit without having to pay the larger sums of money that usually come with the more extensive forms …

Every year, close to one and a half million drivers are arrested for DUI in the United States. It is never a good idea to get into the car with a driver that is impaired. …

Intellectual property is intangible. It is not fungible. Intellectual property law is therefore complex, varied, and often overwhelming. However, knowing how to distinguish the rights that attach to intangible property is important to anyone engaged …

Homes are selling and there will always be people moving from place to place that will be in the need of buying another home. Buying and selling in the spring of each year is the …

At first blush, jail time for deadbeat dads seems like an appealing idea: a serious way to make the offender understand that he has failed a significant responsibility. What could possibly be more important in …

Behavior control with tazers The use of tazers as weapons for behavioral control is becoming alarming, as well as increasingly controversial because of the number of deaths associated with their usage. One must suggest that …

If you are interested in selling a structured settlement you need to do your homework and research before doing so. There are a number of advantages with receiving set payments which includes the tax benefit …

Paying your credit card bill late will cost you dearly.  A fee will be added to your outstanding balance which will then accrue interest. One or more late payments can also result in the penalty …

What you need to know about travel health insurance Travel is almost a universally popular pastime. Most people enjoy taking car trips to nearby getaways or flying to see entirely new vistas. There’s snow skiing …

Best Mutual Funds for 2012 A mutual fund is a company which holds a number of stocks, bonds and securities and other investments. When you invest in a mutual fund, the company invests your money …

News about gross domestic product or GDP affects the stock market differently than anticipated GDP. This is because news impacts market psychology differently than fundamental economic data. According to a study published in the Journal …

When asked about whether the United States should or shouldn’t use the death penalty as a means of capital punishment, you really have to take a deep breath, step back, and consider the question very …

I am a self professed expert at living on one income, having been a single parent of three young children for 14 years on and off, and at the same time being the only provider …

Aristotle declared the rule of law is better than the rule of any individual. Across the globe many countries use criminal and civil law in their legal system. The legal system consists of two different …

Russell 2000 index funds are mutual funds and exchange traded funds based on the Russell 2000 index (^RUT). The Russell 2000 index is an equity weighted price metric for small capitalization companies also known as …

Although it’s easy to brush insurance aside and say, “everything will be okay,” the sad reality is, things do occasionally go wrong. To protect yourself and your family from a medical or financial disaster, insurance …

You have done it! You have cleaned up your finances, figured out what’s what, built up a wealth account , and you have even begun investing. There is no more debt, your time is freed …

Bonds with high credit ratings and returns In some ways, bond issuers are just like regular people who need to borrow money: those with the highest credit rating get to pay the lowest interest rate. …

An exposition on this topic will no doubt find widespread resonance, given that this is the reality that currently confronts a large of persons. And even for those whose current circumstances cannot be classified as …

At least since Federation Australian lawmakers have recognised that there is a need for judicial independence within the separation of powers doctrine. As the final court of appeal and guardian of the Commonwealth Constitution, the …

Well firstly I hope everyone had a great Christmas, I have been reviewing some longer term plays for my Account.I am starting to increase the useage of LEAPS to play these sort of situations.For those …