You have many fine options for obtaining affordable prescriptions without health insurance. You can save money and afford your prescriptions because they will be available at a very reasonable price with prescription savings card. People …

Payday loans are on the increase in the UK, along with credit sourced from pawn shops, home credit doorstep lenders, and loan sharks. It is estimated that six million people now use this form of …

The new wave of financial responsibility for the future is the prepaid credit card. It allows you to have an itemized, on-line statement of your spending without incurring finance charges. It can help you teach …

Developing an investment strategy that ignores the possibility of economic downturns is the equivalent of driving without insurance. You may pay a fee for the security of knowing you are covered in the event of …

The presence of credit card company representatives at college orientations is a disturbing sight. Financial greed is the obvious motivation for soliciting young people who may not yet be fully aware of the ramifications of …

If you think of the average bond fund as the ideal family car, designed for safety and dependability, a high-yield bond fund would be more like a sports car. It has the potential to get …

Hello, my name is Matt and I am a self confessed trader. I have been a successful trader for nearly 10 years, but I’ve also lost thousands in minutes while simultaneously wishing I had a …

If Texas is so concerned about this issue and the large amounts of prisoners waiting for “beds” in various rehabs and halfway houses, why are there only 5 {for men and 2 for women} SAFPF …

No matter what age you are when you decide to purchase a life insurance policy, you do need to take a good look at the many different types of policies available before you make your …

If the question is whether the Federal Reserve today is indeed laying the groundwork for the U.S. economy to experience future inflation, by expanding its balance sheet to fight systemic risk in Global Finance, the …

The first-time homebuyer tax credit provides tax relief of up to $8,000 for certain taxpayers. For all the details, and for applying it to your own situation, you’ll certainly want to check with the Internal …

Depending on how you use it, a credit card can either be a positive or negative tool in your financial life. There are some ways to use it to work in your favor. Many credit …

Do you have a will? Is it current? Does it reflect where you want everything you own to go? What about minor children? Pets? What happens to them if you die? Who will ensure that …

Becoming great at reducing personal bills is an acquired art. People will have to pay their own bills for many years to learn how to apply a strict budget while still having a good level …

Choosing mutual funds for your 401(k) Choosing funds for your retirement plan can be one of the most important steps you take to actively plan for your golden years. Normally, your employer will have a …

Tax payers rely on the set of year end tax planning methods like the deferring income to the next year and increase deductions into the current year. A good example is whereby one holds off …

Properly endorsing a check to a third party involves passing over of a check to a party other than the person or company to whom the check is originally made payable. Not all banks accept …

A budget is important to know how much money you have coming in and going out each month.  Divide your expenses into different categories and allocate a certain amount to each category.  If you find …

The perfect realtor is something a little different for everyone, but one trait that all great realtors possess is professionalism. Whenever you are paying as much as six percent commission on your home sale, you …

I volunteer with an organization that helps families through emergencies that could otherwise cause financial ruin. I can’t say that we are one hundred percent effective, although I will say what we do does help. …

Saving money can be difficult, especially at the moment as the current economic climate is not at it’s best. It is however, possible to save without it being too stressful. Saving for a rainy day …

Any time I hear a president suggest more taxes I cringe. Once you open the tax-gate, regardless of class, it will cost us all something eventually and here is why; as soon as government ups …

Many a retiree today finds himself either strapped for cash or bored once the thrill of free time wears off. The answer for many seniors is to find meaningful employment, yet leave enough time to …

“Free Trial”! We have all seen these advertisements online. Some of you may have even tried these programs claiming to shed pounds, grow hair, or become rich. Some of you may have even become ensnared …

As first time buyers struggle to afford to take the first step onto the property ladder joint ownership mortgages are flourishing. Friends can choose to buy a property together and thus raise the necessary deposit …

The letter came, I had been selected to serve jury duty. At first I tried to think of every way to avoid this task but in reality I knew that I did not have an …

As good as a debit card can be, with it comes responsibilities. Some people can be very irresponsible when they have a credit card, or even a debit card. Here are some reasons to avoid using a …

Today’s businesses are data driven, the information compiled from consumers is a valuable commodity. Unfortunately, often businesses are liberal with the information they derive, however they do not always necessarily take due care in protecting …

To live on one income might not be an easy thing to do. But it can be done by following the right tips and sticking to a strategy. For instance, how can a father with …

Reliance on credit cards affects the way the general public spends money. There can be no escaping from that fact. It was in the 1920s that credit cards first came into use. American hotels and …