The yield curve refers to a graph displaying the yield (effectively the interest rate) of bonds issued by one issuer against the time to maturity. The yield is plotted on the y-axis, with zero at …

Rebates: A Worthwhile Venture Versus An Exercise in Futility For some people including you, it may appear that rebating, or pursuing rebates on purchases, is a worthwhile venture. It may also prove to be an …

Companies need capital in order to make businesses grow. Two of the most popular and common ways companies raise capital are through debt financing, or through equity financing or selling a part of the company. …

Tom Monaghan, the founder of popular national chain Domino’s Pizza has joined the growing list of individuals, religious groups, political organizations, and states fighting the onset of the Patient Protection and Affordable Care Act, also …

Are you awaiting a court date due to a DUI charge, and not sure how to find the right attorney best suited for your case? It is a difficult task sorting out the great from …

A bad mutual fund can destroy your wealth – and in more ways than one! Even when they’re increasing in value, many funds tack on pricey “management” fees which will eat into your gains. Smart …

When discussing the US health care laws, the recently implemented Patient Protection and Affordable Care Act (PPACA) of 2010 and the Health Care and Education Reconciliation Act of 2010 are the most important. The reason for its importance …

Money is not an easy thing for some couples to manage. The very topic can cause arguments and general discord in the relationship. Often, when money is tight, they blame each other’s spending habits. This …

The Supreme Court ruled in an 8-1 decision (Clarence Thomas dissenting) that in the case of Doe V. Reed, Reed is the winner! Most people have no idea what Doe V. Reed is outside of …

Tired of spending $10 on lunch at the sandwich shop by your office? Feeling cheated when being charged $10 for a cheeseburger at your local pub on Saturday? Feeling like you are spending way too …

We all know babies are expensive. But if you take advantage of free offers, you can make your dollars to go further. Signing up for free samples, investigating government programs and locating local organizations whose …

If you are renting an apartment, you might be surprised as to why your new landlord is going to want to run a credit check on you. What does your credit have to do with …

Since 2002 we have been fighting a war against terrorists who seek to destroy all that we believe in. At the same time we seem to be doing nothing about the dope grown in Afghanistan …

There are many changes taking place in the auto insurance industry these days all to benefit you, the client. The world wide web has been the biggest factor in changing an industry that used to …

Money today is worth more than the same amount of money tomorrow. That is why loans have an interest rate attached. Your loan is made at an interest rate that is high enough the loaner …

A financial plan can help you with the following things: Assess your financial situation by helping you track income and expenses, establish an emergency fund, and determine your overall net worth and to see where …

Buyers of foreclosed properties and homeowners who are facing foreclosure should be aware of foreclosure redemption rights in Rhode Island. Since Rhode Island is a non-judicial (e.g., no court proceedings) foreclosure state, there are only …

Life Insurance is something that we should all be thinking about, however very few really do. Sometimes it may be due to finances. Paying monthly premiums might not fit everyone’s budget. It might be the …

I’m not my brother’s keeper. But I am my kids’ parent. Financially, I believe parents should be responsible for the criminal mischief their children get involved in. If there are damages to be paid, or …

Buying a house or apartment is an ambition of many people, although it can be an expensive business and is usually the biggest cost outlay that anyone can make. Most people do not have the …

You don’t have to stop enjoying yourself just because the economy has turned sour and there’s not much money to spend. There are so many ways to have fun with less money. If you’re like …

The bank can really do more for you in so many ways, than any other loaning institution. To put it quite simply; they are the “creditors of America.”  Normally they require less documentation, can get …

You need a personal loan to help finance a purchase. Nothing unusual about that as there are countless people who occasionally need a loan to purchase a car or fund a home extension or countless …

While drafting a will, trust, or other estate document may seem overwhelming and intimidating, hiring an attorney and understanding their responsibilities will lessen the load and the fiduciary burdens during a time of loss. It …

Taking out any type of insurance is a costly decision but usually one that is warranted. Whether you are taking out life insurance, travel insurance or car insurance there are certain questions that you should …

The exchange-traded fund or ETF has been around since the early 1990s. The newest version, the leveraged ETF, was offered in mid 2006 after three years of review by the Securities and Exchange Commission. While …

As more and more products and services become available in digital form or on the Internet this has created a dilemma with traditional terms of use agreements. Click wrap agreements have become the popular method …

The prepaid debit card is a fairly recent invention of the credit card companies, its rise in popularity aided by the tough economic times. Billed as the solution to those with credit too poor to …

For much of human history, various forms of punishment have been used in response to offenses against established law. Although the use of incarcerating an individual has been used throughout time, its use as a …

Social commerce moves into prime time this holiday season, so shoppers should use it to help them avoid the rush. For the first time, shoppers’ friends are involved in buying decisions as technology works to …