Due diligence is researching enough information about the stock to decide whether you want to buy partial ownership of the company. The exact type of research you should do would depend on what type of …

Student Loans…still one of the best deals out there. Ours is a culture that believes in debt. Not that debt is fun. It’s actually a drag. But if there truly is such a thing as …

Though there is constant and well-deserved debate about healthcare reform in the US, at approximately 78.6 years, the average life expectancy within the US sits at approximately the 75th percentile.  Granted that severe medical conditions …

It will destroy the economy by stifling the creation of new jobs – or else it won’t. Both sides of the argument will tell you they know exactly what will happen to economy after a …

DUI stands for driving under the influence of alcohol or drugs. To test whether someone is intoxicated is done by measuring a person’s blood alcohol content or blood alcohol concentration referred to as BAC. This …

Are you one of the many?  You know who you are, the person that waits until the very last moment to file their tax return somehow hoping they will do away with the process before …

You should plan and prepare for your retirement early.  There are many advantages to doing this well in advance, including the following. Investments made more in advance often yield much more If you start putting …

Nowadays you have in your hands all the controls necessary to save more of your precious time. Get into online banking as much as your bank will allow you to do so. Most banks have designed …

The housing market has yet to rebound from the collapse it suffered in 2008. People are still struggling to pay their mortgages, and many of those who can’t, are faced with the grim reality of …

Buying foreclosures is much harder and riskier than infomercials and real estate seminars will have you believe. Not only do you have to find the properties and check them out, you can’t do funky financing …

Introduction: Reading the United States Constitution is really quite simple. Why? Because when it was written by our founding fathers it was made to be read and understood by the common man. It was not …

The U.S. Senate Committee on Banking and Housing approved a financial reform bill titled ‘Restoring American Financial Stability Act of 2010’, in March of 2010.(3) The bill was released by Senator Christopher Dodd (D) and …

Rock bottom. Unless you’re describing the ultra-fit underpinnings of some freakishly good-looking celebrity body, you’re likely describing the lowest of lows in your grades, your career or your social life. Rock bottom is hard and, …

There is no greater experience than buying your first home. It is one of the biggest expenses we make, and it heralds a time in our lives to settle down and perhaps think of children. …

No matter what style a successful investor uses it always involves hard work, time, and research. Each of these top ten investors of the past decade used innovative methods for picking stocks, and a passion …

Being a landlord typically means hefty monetary responsibility, property considerations and a sharp uptick in personal liability. If a property or unit is managed improperly, tenant fees, building charges and unforeseen property damage could put …

Student debt is a prickly political issue. Many people believe that students should be obliged to pay a contribution towards their education, whereas others feel that this could prevent those from a disadvantaged background realising …

Retirement might not be the right time to give up working or having a job. Retirees that go back to work have different reasons such as loving the feeling and activity of working, having no …

 A slow economy with low interest rates for financing trickles down to low interest rates for interest bearing accounts such as certificate of deposits.   Interest rates for certificate of deposit products with terms less than …

Swagbucks is a website that allows you to earn free rewards for things such as Amazon gift cards, all for doing things that you would be doing online anyway. There are many ways to earn …

The word ‘pensioner’ was once synonymous with the word ‘old’. Better health care, food and knowledge means that people reaching retirement age are fit, well, and vital. Some wish to continue working past retirement age …

The next time you walk down the street, ignore the sound of traffic and look around – you will hear money talk. And the sound will be deafening.Yes, wealth has a language too. Spend, invest, …

The saying used to be Justice is blind”. You might have seen a statue of Lady Justice with a blind fold on to represent this principle, but is it really true? Some people might think …

Patents, trademarks and copyrights are forms of intellectual property protected by federal law and international treaty. There are important differences among them, which may be summarized as follows: 1. Patents protect a novel, non-obvious idea …

Single parents considering embarking on a college education in South Carolina have the opportunity to the same grants and loans available to more traditional students. Rather than having loans geared specifically to single parents, loans …

A no-load mutual fund is a mutual fund which will not levy a commission or a sales charge at the time that someone buys into the fund (“front-loaded” funds) or sells their share in the …

Missouri requires that all automobiles registered must be covered by standard liability coverage. At http://www.dmv.org/mo-missouri/car-insurance.phpit is simple for Missouri drivers to obtain up to five quotes from leading insurers to ensure that you are getting …

Prescription medication isn’t all that uncommon. People take prescription drugs for variety of reasons, including the treatment of allergies, high blood pressure, anxiety, cold, depression, pain and many others. According to the CDCP (Centres for Disease …

Technically speaking, the President of the United States can make no laws that have not been passed by Congress. Article II of the US Constitution actually vests “executive power” in the President, which means that …

With everything else looking so grim in the financial markets lately, the last thing you need to be worrying about is whether or not you have enough homeowners insurance. How can you be sure you …