Advantages and disadvantages of mergers and acquisitions (M&A) are determined by the short-term and long-term company strategic outlook of the new and acquiring companies. This is due to a host of factors including market conditions, …

There are so many cases concerning methamphetamines that our police society can’t keep up with it. The drug stores have taken precautions by having you to present your driver’s license and having to sign for simple …

The mechanics of a bond swap involve opportunity cost versus potential reward. There are various reasons to enter into a bond swap, but the evaluation process for all of them remains the same. Analysis of …

Many people find themselves on the job hunt at one point or another. Money can get pretty tight until you find another job. It can get a little scary opening the mail while searching for another …

Nothing says national debt like offshore tax shelters in places like the medieval town of Zug, Switzerland or Estonia 9%-16%, or Macedonia, 10% or Ireland, 12.5%. These places have low tax rates comparatively speaking, (the …

Differentiating patent, trademark and copyright law is straightforward once you know the categories of creations each segment of law protects. Patent law protects inventions, trademark law protects commercial identities, and copyright law protects literary and …

A bull market is a period of time wherein the prices of securities and assets go up giving short traders and investors significant gains. It is a market condition that everybody loves. Though such term …

Buying and holding stocks for a long period of time can be very profitable. Time is considered the most important thing in investing and in making money grow, but if done in the wrong way, …

New Home Sales in 2008 And Beyond As the housing slow down begins to slow down’, many things have changed in new home sales. The days of consistent $100,000 commission each quarter are over, gone …

What rights do inmates in prison have while they are serving their sentence? It depends on the crime upon which they are convicted and the severity of which that crime was committed. Anyone who has murdered or …

Starting over after a bankruptcy can be challenging. For one, you may not get approved for credit right away. And it also takes effort and skill to avoid falling into debt again. Therefore, you must …

The idea of youth crime has fascinated Americans more than any other culture. There is always concern over how to reduce it. For some it seems to be a preoccupation. They are always looking at …

A charitable remainder trust is a good way for a person or a couple to contribute to their favorite charity while guaranteeing themselves income for life. In general, these trusts can be set up by …

“They raped me” I don’t care who you are. The above statement should have been enough to grab your attention. That’s exactly what happened in the Duke case. Unfortunately for all involved, ignorance and racism …

Any student who has made use of a student loan to help finance college will graduate with a minimum of four loans, one for each academic year. This is a conservative amount as a student …

Patents are a tool used against the common man of intelligence! All intelligent men know that patents do not protect them. When you have invented something very useful or scientific, it is your duty to …

Laws keep people from doing things to harm others. They keep people safe and help to keep order in the United States. However there are some laws that make absolutely no sense. They were created …

For anyone who lives in a rented house or apartment, having renter’s insurance provides the tenant with more than just the security that knowing that if anything happens to their belongings they will be replaced. …

You buy a no-load mutual fund to avoid expenses.  Mutual funds can have a flat commission fee, a front-load fee, or back-load fee.  Sometimes certain mutual fund managers may merit these fees, but in general, …

For many people, they dream of the day they can afford to retire. One big question for many is at what age to start collecting Social Security Income or  SSI. Most people are eligible to …

The Deutsche Bank is leader of the German Banking market, with net assets estimated to be at the 1,000 billion Euros mark as the second biggest bank in Germany is the Hypovereinsbank. The public sector …

The good news today is that you can take out your life insurance policy of your choice by accessing the insurer’s website. Gone are the days when you had to depend on your local agent …

Insurance companies that provide policies for individuals various methods to assess their eligibility for automobile insurance. These can include the violations on a individual’s driving history, using a points system, and if there are any …

     The most frustrating thing about emergencies is that they are usually expensive. A hot water heater dies, your beloved family pet is ill with very high veterinarian bills or the car needs unexpected …

Whether to keep all your money with one bank or spread it around is a debate which has taken on monumental new significance in the wake of the events of late 2008 which led to …

Getting married is one the most important decisions you may ever take in your life. However, it may turn into a financial nightmare if you don’t discuss in advance your financial goals and financial decisions …

Copyright is the principle of law granting exclusive rights of use to any publishable work, or product, to its creator, who is known as the copyright holder. In the United States, the rights reserved to …

The purpose of anti-trust laws is to keep a healthy level of competition in the marketplace by discouraging monopolies and penalizing unfair business practises. In the United States, this aspect of commerce is governed by …

There is a common misconception that for tax purposes a dependent must be your child, (or at least be a child).  In fact, anyone who fulfills each of the requirements for being a dependent can …

At the core of any upswing or downturn in the economy is consumer spending. Consumer spending feeds every aspect of the economy, including agriculture, transportation, manufacturing, retailing, and finance. During good economic times consumers have …