Many people lament about the difficulty they find in eating healthy and nutritious meals while still saving money. Of course, if you are eating at fine dining establishments every night and earning less than a …

The first thing to remember about the income protection allowance is that the yearly income numbers come from the 1960 poverty line, not the current one. For instance, the federal government thinks that a family …

Coming up with a money plan for your retirement is probably more difficult today than at many other times in the past. It is difficult not only because there are so many more options for …

If you’re having a hard time figuring out how much your monthly payments of a loan are going to be with your basic pen and paper, maybe it’s time to get a little more technologically …

There are many great articles and plans on how to spend money wisely and reasons for doing so.  Unfortunately, some of us either love to live for today or love someone else who does.  This …

There is nothing wrong with needing help. Most of us let our pride, determination and independence get in the way of actually giving in and admitting that we need help. We feel that we should …

There are, undoubtedly, many murderers out there who have managed to get away with their crimes. Yet they should be aware that their sins may well find them out, even if it takes a couple …

Instead of providing you with very broad generic answers about the “Guide to the Best Mutual Funds”, I will tell you how I personally have achieved above average results over time. This is not an …

The strategy for financial investing during a recession is different than in a bull market. Extra caution must be taken when the market slumps, even if an investor profiles as a high risk client. Through …

Muhammad Yunus (1940-) is a Bangladeshi economist best known for his role in the early microcredit movement of the 1970s, and his creation of the Grameen Bank, now one of the world leaders in microfinance. …

Consignment shops, thrift stores and flea market booths are a terrific way to make extra income. In fact, for many, they can be a good source of constant income. All it takes is a little …

At first glance, a self answering question.  Drug abuse is illegal in and of itself, it’s already a crime.  Does shoplifting encourage crime? Does illegal immigration encourage crime?  It’s already a crime. Perhaps that’s putting …

Variable annuities are sold by insurance companies. This financial instrument gives investors another investment option when planning for retirement. Retirees can use annuities to bring in additional income during their retirement years. The process is …

Do you want to pay your debts all by yourself but wondering how to prioritize and pay back your credit cards? If yes, then you can follow two popular DIY credit card debt repayment strategies …

The Paralympic games in the UK brought about a very interesting contradiction within UK society. The games themselves proved that despite severe handicaps, human beings can achieve phenomenal things in sports. While people all over …

Next to income tax evasion, insurance fraud is believed to be the second most costly economic crime. Because insurance fraud is an act of deception, it is difficult to identify and equally difficult to prosecute. …

It is good to know so many Helium writers are also financially disciplined. Sufficiently disciplined to increase their withholdings by $200 a month to eliminate the $2,400 refund at the end of the year, in …

There is some variety of potential financial investments in the UK. If you are an investor interested in potential financial investments then these are a few that may be of some interest. Isa savings account: The …

Increase your credit score with these tips. Your credit score is one of the most critical 3 digit numbers in your financial life. It is the number that most financial institutions use to determine your …

Positive Ways to Survive a Recession The news is depressing. Your hours at work have been cut and may be cut even more. You feel helpless to stop the downward spiral. You are worried about …

Back in the heyday of advertising, advertisers were able to get away with pretty much anything. There was little or no legal regulation on how a company promoted its products. There was no shortage of …

Before the 1930s, financial support for the elderly was a local matter instead of a government issue. Except for veterans state and family members cared for the elderly rather than the federal government. But due …

Handling a low income can be a tough challenge. The first piece of advice would be to live on cash only. If your income is low, you can’t afford credit cards. You have to get …

Income inequality is real and the inequalities are creating real problems in the world. The U.S. and China are suffering the consequences of allowing the lowest paid workers to live in poverty, while the highest …

Checks have been used for quite a while to settle bills and pay for transactions, but they are continuously fading out, thanks to technology which has led to the evolution of other payment methods, such …

The only alternative to face your debt and address all of your financial needs is to have a well planned personal finance budget. A budget can help you take control of your expenses and divide …

Checkout line products are the stores’ last ditch effort to entice the consumer to spend a little extra on their way out. While most of these products are low in cost, they are not necessarily …

If someone takes something that does not belong to them, it is a crime. The degree of theft depends on the value of stolen property, where it was stolen from, how many times the offender …

If you rent your home don’t make the mistaken assumption that your landlord’s insurance will cover any potential losses you suffer, as it won’t. The landlord’s insurance will cover the structural side of the property …

How to find the perfect realtor may mean finding the perfect realtor for you. There are realtors and then there are ‘realtors’. How perfect they are or will prove to be may depend upon your …