Bank fees can add up quickly, potentially emptying your account before you are even aware of a problem. Bank charges include overdraft fees, service fees, ATM usage fees, cash advance fees and interest. It is …

The best way to measure your financial success is how much money you have, it’s the amount of money you have that will tell a great deal about you. No wonder people judge each other …

You’ve probably been there: you go to your mail box and open up that pre-approved credit card offer that makes you feel like a million bucks. A credit card company has chosen you for this …

In the old days when communication, travel and acquiring knowledge were not within the easy access of ordinary citizens, it was pointless to talk about the protection of one’s rights when one invented or discovered …

Simply put, if you lie on your life insurance application it will certainly be uprated (i.e. come back more expensive than quoted) and could be denied altogether. Life insurance underwriters have several resources at their …

Supermarkets advertise as though they want to help their customers save money. Coupons and special deals often attract customers into a store, but once inside, customers face an intricate web of schemes designed to get …

Durable power of attorney, or DPA as it is sometimes called, is a document that legally empowers another to act for you should you become incapacitated and unable to act for yourself. The document names …

Once a person recognizes a problem exists in his or her workplace and decides to try to do something about it, they have entered the misty world of the Whistleblower, a world populated by an …

The Florida 12-person jury in the Casey Anthony case did reach the right verdict by acquittal of Casey on felony murder of her daughter Caylee based upon reasonable doubt.  In order to convict Casey Anthony …

Rolling over your 401(k) into another 401(K) at another job simply involves filling in some paperwork. It’s pretty simple. If you are leaving your job and/or retiring, the paperwork can be a little more complex. …

What You Should Know About Payday Loan Stores. Heading: Easy QualificationThe biggest advantage of payday loans is the easy qualification criteria. Payday loans do not require a credit check, and therefore are not concerned with …

There are good reasons to invest in a bank certificate of deposit (CD). If you’re looking for a low-risk method for earning interest, a CD may be the right investment for you. CDs are best …

The Smartest Investment Book You’ll Ever Read, 1st ed, 2006, Daniel R. Solin, Penguin Group (USA), New York, New York “Fire your broker!” So a small minority of financial experts have been telling us for …

Opening your first bank account can be confusing. Many start when they’re young… but others don’t jump on the bandwagon until they hit adulthood. I even know one woman who has never had a bank …

Being conscious about your money means knowing what is going on with it at all times. It is about having an intimate relationship with your currency. Just as a farmer develops his crop by tilling, …

Great topic! One big question you should never ask is: “should my 17 year old be listed on the policy?” if you mention him/her the agent has an obligation to list them on the policy …

Widely known as ‘Obamacare’, the US Patient Protection and Affordable Care Act (PPACA) was signed into law by President Obama in March 2010. Debated widely in many different forums, it is considered to be the …

When searching for a new home or a potential investment property aim to buy wholesale only. There is no reason to pay retail prices when the market if flooded with inventory. Search for properties that …

California law specifically requires any automobile being driven must have auto insurance, however how much is enough? Minimum requirements for California are $15,000 for individual bodily injury, $30,000 bodily injury total for both you and …

Medicare is administered by the US Federal Government and you must be 65 years old or disabled to receive benefits. Medicare doesn’t pay all of the costs associated with doctor visits or hospitalization and you …

While individuality is a wonderful thing, there is also a certain strength to people working together as a group.   An individual Swiss pike man would not stand a chance against several armored knights. But a …

Fundamental index funds are not like other funds. Most index funds are capitalization weighted. That is, companies with a larger market capitalization take up a larger share of their portfolios. Market capitalization is the number …

Even it’s name is ominous: Black Friday.  Many people despise the chaotic state of the stores the day after Thanksgiving. The best deals of the year can be found on this day, but is it …

Birthday parties create wonderful, life-long memories for children. Every parent wants to provide their child with the best birthday experience that they can afford. When money is tight, there is no reason why a child’s …

Hawaii encourages state students with lower incomes to attend college and obtain a degree which will open the door to future opportunities. Single parents often fall into the category of lower income families as there …

Life insurance is very important, both for you and your loved ones. It is designed to provide protection just in case you lose your income generating capacity either through accident, health issues or death. However, …

Bankruptcy is not a dirty word. It exists as a means to provide a financial “fresh start” for consumers and businesses experiencing financial hardship that seriously affects their ability to function and thrive. It is …

How To Stay Safe When It Comes To ATM’s Bank ATM machines are great. You run out of cash, you go to the ATM after banking hours or you go because it’s closer to your …

Identity theft insurance has come about over the past few years due to the incline in identity theft cases.  Every one in twenty three Americans will become a victim of identity theft each year.  With …

Entering into any kind of a verbal agreement or written contract with goods and services is serious. As there can be major consequences, or repercussions, caution is vital. If you are an entrepreneur, or new …