In the past couple of years, home prices plunged in all the major cities of the United States along with many other cities around the world. According to The S&P/Case-Shiller report, both 20-city composite and …

Frequently, debt settlement companies make fraudulent claims to potential clients. They might say: “You will only pay 25% of your debts,” or “This will not affect your credit score,” or “Calls and letters from creditors …

There was a time in my life when I thought, “an eye for an eye” “Kill and be killed” and all those popular phrases. Let’s face who wants to overcrowd and already crowded penal system. …

The basis of any society of law is that the law is blind. Special conditions cannot exist for anyone, for all must be equal under the law. Allowing double standards or special exceptions for special …

The best source for reliable information on legitimate tax deductions is the agency charged with collecting taxes from the populace: the Internal Revenue Service . The home page will direct you to any number publications …

There are two ways to save money: 1. Savings – This is the physical act of putting money into a savings account, mutual fund or other type of investment. 2. Saving Money – This is …

Managing your credit cards can be a difficult task at any time of the year.  However, when the holidays descend upon you, the task of managing your credit cards may seem overwhelming.  With so many …

In this article, you will find techniques to invest in industrial companies. One of the first things you need to do before investing is to save enough money to invest. You need to have money …

Debit cards give consumers the convenience of shopping just about everywhere, thanks to affixed Visa or MasterCard logos; but are these tiny pieces of plastic truly the best way to pay? For today’s credit wary …

Getting the best mortgage rate can be a challenge for anyone in this economy. Banks seem to be especially picky about who they will lend money to, and even after getting a bank to agree …

Living in a society when many adults are finding themselves in debt; I have seen the importance of saving money- and the damage of not saving money. I have two examples that will help me …

Money orders are often used as a form of payment in lieu of writing out a check. A money order is a common form of payment and a pretty straightforward way of paying a bill …

If early retirement sounds more like a pipe dream than a real possibility, you are not thinking big enough. It is not only possible to retire early, but it is completely possible to enjoy your …

Yes. When inmates are ready to smoke, all they need to do is to go to the bathroom. There, they can put the shower on, and ensure that it is the hot water running. As …

Private student loans are available to students who have a shortfall in their college funding requirements once scholarships, grants and federal student loan options have been exhausted. They should be seen as the option of …

Are you always worried about the health of your little pet? Even if you protect your pet from all dangers, you never know, it might fall sick for which you might have to spend huge …

Founded in 1975, Microsoft Corporation (NASDAQ: MSFT) carries a long tradition. The company serves as a leading software developer with a diverse product and service portfolio. It operates through five business segments, namely, Windows & …

Senseless spending is spending mindlessly, buying things for the sake of doing so rather than because you need them. Economists, banks, and businesses have sold consumers the myth that constant consumerism or greed is good. …

The United States’ “War on Drugs” has been and will continue to be a failure. Thus I will not argue how the “epidemic” has proven failure, but rather how the premise yields failure.  The reality …

In the UK, you have the right to change your name at any time by deed poll, which is properly known as deed of change of name. Changing your name by deed poll is a …

The bankruptcy of Detroit did not happen overnight. Bankruptcy is touted as a simple solution to the complex problems the city now faces. Whenever one is faced with the promise of a simple solution, it …

Real estate has become big investment and pays off in many cases better than alternative investment portfolios, and in a more transparent manner, in that the amount you stand to gain depends on your own …

Should soda be eliminated as an approved purchase by the Food Stamp program?  Well it seems as though the majority of the public would say yes, and for many good reasons.  They basically are full of sugar and carbohydrates …

Whatever reason you want to own gold, be it as a hedge against inflation or the declining U.S. Dollar, or that you’ve heard that Gold price is likely to go up in the next few …

5 Ways Life Insurance Settlements Can Improve Your Life Today If you’re a senior that owns a life insurance policy that is no longer needed, it’s probably costing you money that could be spent on …

In today’s economy, many people need to cut back on their spending.  Coupons are one way to help us cut back if they are used effectively, but sometimes the idea of using coupons can seem …

With the new technology age, come a lot of great inventions. This invention is one of my favorites actually, as its one of my favorite things about the internet, as it’s so convenient. Online banking …

Consumers should be aware of the debt aftermarket and how it can affect your credit report. I call the sale and resale of debt from the original creditor to a third party “the debt aftermarket.” …

The television is an expensive toy indeed. We’re not just talking about the cost of a snazzy 50″ plasma screen or the monthly cable bill here, although those are obvious expenses. There are hidden costs …

For baby boomers  ( those born from 1946 to 1964) planning for retirement is an important activity to consider and pursue. As a baby boomer retiree, here are three suggestions: 1) Discover the timeless. The timeless …