Two years ago, my husband quit his job. He promised to find another one immediately. As the days went by, that time never came. He got comfortable just staying at home and I became the …

A debt consolidation loan is a loan that takes many individual debts and combines them into one.  Basically the consolidation loan amount is based upon the amount of debt you have.  For example, if you …

In professional sports, teams are required to announce in advance of games the status of injured players. When Tom Brady went down with an early season injury in 2008, the New England Patriots became a …

The Casey Anthony verdict along with the O.J. Simpson and Robert Blake verdicts has stirred unrivaled controversy.  Why this particular case about this deceased child rather then the other 140 cases of children who have …

When shopping for insurance, it is important to be careful. Many people make mistakes when shopping for a policy or after they have purchased an insurance policy. Be careful to avoid these mistakes when shopping …

Students graduate with increased debt loads each year as the cost of attending college soars above inflation. The level of student loan debt in the U.S. now exceeds that of credit card debt, with an …

Mutual funds can make you a millionaire, and it won’t even be hard. Mutual funds provide the diversification and low transaction costs that a patient investor can use to become wealthy. For funds to work …

Due to Congressional inaction before the July 4 recess, subsidized Stafford student loans are set to double their interest rates, from 3.4 percent to 6.8 percent. These loans account for nearly one-quarter of all federal …

The bottom line is that you cannot pay back a loan if you are overspending.  Get your overspending under control and you are halfway there to defeating your personal debt once and for all.  You …

As if the tough economy didn’t present enough challenges for workers, the number of age discrimination cases is increasingly on the rise. According to the Equal Employment Opportunity Commission (EEOC), the number of charges filed …

PROTECTING INTELLECTUAL PROPERTY Many people have great ideas for businesses or consumers. These can be brand new inventions, new uses for existing products, combinations of existing products, etc. Getting paid for our ideas or inventions …

Life insurance premiums are affected by a number of distinct factors. Life insurance is a wager in which the insurance company offers a payout – the sum insured – for a premium – the wager …

A variable annuity is an insurance contract that facilitates investments in moderate to high-risk mutual funds, often with no base guarantees. It pairs the characteristics of an annuity with those of risky mutual funds. Variable …

How a couple successfully – or unsuccessfully – manages their money easily tops the list as the most common cause of marital disharmony. Contrary to the myth that disagreements about money is really about the …

With student loan figures seeming to climb higher and higher for new graduates, it’s important to learn all you can about how to pay off those loans, and the ways that you can get your …

In recent times, news broadcasts were flooded with news related to failing companies and plunging share markets around the world. Many experienced the effects of the recent recession first hand and even at the present, …

There are many things investors need to know before they invest money into mutual funds. Mutual funds are financial instruments. The mutual fund company will accept money from several investors and invest that money in …

Credit Card Companies operate a lot like Feudal Lords in the Middle Ages. Once you miss a payment or two, they jack up your interest rate and hit you with fees. It seems counter intuitive. …

The bills are mounting on the desktop, and you have discovered that you have no good way to pay them. You must raise cash fast. Raising money quickly requires creativity, discipline and hard work. Raising …

If property owners do not pay their required property taxes, the County Tax Collector will sell a Tax Certificate that is in relation to the property not in compliance. The purpose of a tax sale …

When reviewing checking accounts, there are several key things that you should look for.These include: – Creditor interest rate – i.e. how much are they going to pay you for lodging your money with them.– …

American Depository Receipts (ADRs) are derivative securities which allow US residents to invest in foreign companies without the risk and expense of purchasing the stock on a foreign stock exchange. Through ADRs the stock of non-US companies trade …

An old saying has it that the only two certainties in life are death and taxes, and even paying taxes is surely more pleasurable than the alternative. Most people would prefer to pay as little …

When it comes to investing your hard earned money into mutual funds, Vanguard is one of the best companies out there to help you do so. On top of being one of the biggest names …

Dark alleys… smoky bars… lonely stretches of road… strip clubs… to storefront operations on Main Street USA? That’s what we’ll have if prostitution is legalized. Well, maybe not a Prostitution WalMart but something similar but …

The best way to budget for the Christmas holidays is by starting early. Create a monthly budget if you don’t have one and make a list of the different ways you are going to budget for the holidays. A monthly budget …

The legislative history of the Fair Labor Standards Act of 1938 (FLSA) points to the fact that Congress enacted the Act as a remedial and humanitarian measure to stabilize the economy and protect the common …

Child tax credit is offered to people from the United Kingdom and those working in the UK from the EEA (European Economic Area). The credit exists to help support and maintain the economic wellbeing of …

child support should always be paid no matter what, however there circumstances should be looked at, if the carer of the children male or female can arrange something that would be better for both parties …

Heard of triple tax exempt and want to rush to getting some munis?Not so fast!Munis low yield may badly hurt performance of many popular types of accounts and individual investments.So what are they?Who might get …