What should you look for when buying into an investment? When dealing with a bank or financial institution, begin by looking at there track record, find out who they are, and how long have they …

Of Course banks are making money at our expense by imposing penalty fees! And How! Banks today are charging the poor consumer who trusts them with their life’s savings with endless penalty fees for things …

In today’s market do you feel lost, hopeless, uncertain. With real estate being what it has been all rules seem to have changed. Should I sell? Should I buy? Do i flip this one? When? …

The concept of “liquid net worth” merely combines two financial concepts: liquidity and net worth. Your liquid net worth defines the amount of your net asset worth that you can convert to cash easily. The …

We have seen two bull runs since 2008, periods of sustained stock market growth, which seemed to have been influenced very little by the state of the property market. The first bull run ended in a …

The U.S. Department of Health and Human Services is cognizant of the ever increasing critical shortage of nurses, which is further compounded by the cost student loan debt that those who qualify as RN’s face …

Personal loans encompass a wide range of financial products that are offered by banks and finance companies. These loans are not made for a specifically defined purpose, and can be used for just about anything. …

Credit cards are part of our fiscal landscape and are a wallet necessity for many people. Today, credit cards come in two flavors: secured and unsecured. It’s important for anyone applying for a credit card …

Social Security is a retirement trust fund that was set up in 1935 by dedicated payroll taxes. It was, however, not set up to become the sole income for retirement. It basically was a system …

The process of having a felony “expunged” is actually called “dismissal” is the court system. In essence it means that a plea or finding of guilt is retro-actively overlooked and the case is dismissed. It’s …

In the last several years, most major banks have created online bill paying services which have made it so we don’t have to write nearly as many checks as we used to. The combination of …

Getting married is one of the biggest decisions you can take in your life, and you need to ask many questions of yourself and your partner to make sure you’re ready for what should be …

The discretionary adjustable rate mortgage (ARM) is a type of mortgage loan that lender can change the interest rate of the loan; as long as, the borrower is notified in advance of the change. The …

With the financial crisis, the housing market has experienced over the last 3 years, people are finding it hard to secure a loan for a mortgage. As a result, more people than ever are discovering …

There are only two time boating insurance is a waste of money. 1) If you don’t own a boat. 2) If you don’t buy the right coverage for YOU and YOUR boat. There are a …

If there were such a way to curb drug abuse, I’m sure we would have found it by now. In the 30’s, the government tried everything to scare people into thinking that even the most …

Most mutual funds are managed, which is to say there is a human being who is tracking the fund and making buying and selling decisions all of the time. Some mutual funds are more actively …

Credit is not leading to the downfall of America, debt is. With so many living paycheck to paycheck and often 20%, 30% or more of each paycheck going to Visa, it is no wonder that …

Tax subsidies can be thought of as ‘reliefs’ given to certain sectors or entities in the economy in order to promote a certain pattern of economic behavior which aligns the economy with the government policies. …

Those that are interested in investing in some sort of a bond, which is generally considered one of the safest means of investment, should consider investing in a bond fund. While they operate around the …

If you have raised children who develop an irresponsible attitude towards repaying their loan obligations then unfortunately you are not alone. Some parents have little sense of fiscal responsibility themselves and are not in a …

Basically, a credit union is a cooperative created to provide financial services to its members. That says it all, but it makes a very short article, so a bit of detail may be in order. …

Is the War on Drugs Firing Blanks? When the Americans think of the phrase, “America’s War on Drugs”, they may be imagining a government in action trying to save their innocent children from an illicit …

When the lights go on, and you sense that initial panic, take pause and realize there is a purpose for what is about to happen. You are driving a vehicle while under the influence, and …

Advertisers must clear all the common legal issues in advertising before launching an ad. Otherwise, regulation over false advertising claims and litigation over misuse of intellectual property can quickly consume the profits generated by the …

An insurance policy tends to be a fear-based purchase.  Buyers wonder what would happen if they totally destroyed their brand new car.  They compare the cost of the insurance with the cost of buying a new …

Anyone who has ever returned from a vacation to discover the evidence of a break-in and burglary understands the importance of renter’s insurance. While insurance cannot put bars on on your windows and doors, it …

Making money fast in the stock market is often risky and there are no guarantees. Financial advisors suggest that investment gains require a long-term horizon. Investing on short-term usually incurs losses, but it can also …

According to Albert Einstein, “compound interest is the greatest mathematical discovery of all time.” In simple terms, compound interest earns interest income on your interest income, thus growing your money faster than ever. Most savvy …

Children can be a wonderful experience, but unfortunately in this bad economy they cost so much! Although children can bring much joy, they are also a bundle of childbearing expenses; there are many ways though …