A home may be the most valuable investment a person can have. Therefore, protecting that investment and increasing the value of it is very important. Houses much of the time appreciate, especially if they are …

While investors choose investments for a variety of purposes, they are primarily concerned with the question, “what’s in it for me?” The rate of return is typically the primary concern in evaluating investments. The most common …

Selling scrap gold is a way to get cash for unused and unwanted gold items. Damaged, outdated and unattractive jewelry can sit in your jewelry box for years never to be worn again. Gold prices …

Sound long-term investments may provide the key to building long term wealth and achieving financial independence. Financial independence is a goal that is only achieved by a small minority of the total population. However, with …

I like to buy stuff. Who doesn’t? But sometimes, after spending the time finding the stuff and often waiting in line, I find myself outside without the product. Two problems: first, I like to use …

Being in debt can cause unwanted stress and worry. You’ll be forced to live paycheck to paycheck as you struggle to keep up with current bills while paying what you can on old expenses. Your …

Since making my first forays into all things financial years ago, I very quickly grasped the concept of “passive income,” income earned not from selling one’s own labor, but income generated from invested capital; in …

If you have never worried about your credit score before you should now. With identity theft becoming an increasing problem and interest rates rising your credit score is becoming more important. If you aren’t worried …

What you need to know about debt and compound interest is essentially the extent to which the latter can significantly add to the former. If debt is allowed to accumulate to a significant level, it …

Saving on car insurance is definitely something that has crossed your mind several times. And chances are you are paying quite a high premium on your car insurance, although you could definitely get a better …

Any investor has heard of insider trading and non investors who have watched the movie “Wall Street: Money Never Sleeps” know that Gordon Gekko (Michael Douglas) served 8 years in prison for insider trading amid …

If a driving safety record, plus an annual mileage count on all vehicles driven, could be factored in I think “driver” insurance could work extremely well. It certainly would be less expensive for “good” drivers, …

Responsibly purchasing life insurance on-line requires the same preparation all other endeavors require. I recently purchased a policy and was quickly overwhelmed by all the available options. Since I’ve sold insurance as a telemarketer I …

To decide whether investing in gems or precious metals, we first have to understand the whole concept of investment v. speculation. Investment, properly speaking, is putting your wealth to work in a way that what …

If you are not protecting yourself from overdraft, or bounced-check fees, you are one foolish individual. Not only is it expensive, you are also establishing a record that will stay with you for a very …

With unemployment figures hitting a 16 year high in the US, fuelled by the worst economic crisis since the Great Depression of the 1930s, there are now more than 10 million Americans out of work …

A short while ago I began Forex Trading,independently,from home,with an initial investment of 3000(a sum I was told was a good amount,by an experienced trader!).I battled with the markets for 6 months on a daily …

There are several life insurance needs estimators available. These contain various calculation processes that reveal the coverage amount that you need. Good life insurance needs estimators will take into account the following: i) Future economic …

So you got a margin call. Join the club. It happens to the best of us. It also happens to me sometimes. It’s not the end of the world as long as you handle it …

An exchange traded fund, usually called an ETF, is an innovative financial instrument which combines the features of stocks with those of mutual funds. An ETF can be purchased and sold all day long, at …

To evaluate your investments, you must consider your goals and why you chose these particular investments to begin with.  Are they serving their purpose? Are you pleased with the results?  Have your needs changed since …

The process of how to remove debt from your life is in the first instance about cataloguing your debt, prioritising your debt in the sense of which items should be repaid first and finally about …

As parents, we all want our kids to get the best possible education. A deficiency of the school system, however, is that it rarely teaches kids about the importance of money management and how to …

We have all seen the advertisements for credit monitoring services, promising to alert you whenever activity occurs on your credit report that within hours that consists of new inquiries, late payments, new accounts, accounts opened …

Moving can be an exciting time, with a lot at stake. There’s the cost of moving, the valuable possessions you want to see arrive just as they left (safe and secure), and there’s the memories …

Among the weapons you have at your disposal to use against the threat of identity theft and credit fraud are the credit alert (also called a fraud alert) and the credit freeze.  They are somewhat …

The Du Pont formula for investment analyst was created by their treasurer, F. Donaldson Brown in 1920 as a way to asses how well they were doing financially.  It worked so well it has been …

With today’s economy ,the housing market in a slump, the job market down and so many Americans out of work, many families are struggling just to put food. In many cases families are faced with having …

Reading books has become quite an expensive pastime for those who are in the habit of buying them new from bookstores. It is therefore well worth such people considering and determining how to spend less …

How to make money trading stocks is a great question that has a pretty simple answer. The answer is to buy low and sell high and remain patient while you wait to buy. Never buy …