Having a large family can be challenging financially. The need for money arises as the number of family members increases; the larger the family, the greater the need for money is. However, just because the …

HYIP stands for High Yield Investment Programs. Almost all of them are modified Ponzi scams which try to pass themselves off as investment schemes which carry high returns, along with high risks. “Investors” who fail …

Stock is partial ownership of a corporation. Both preferred and common stocks are common investments in the stock market. Preferred and common stocks are partial ownership of a corporation. Both can be purchased from most stock …

Do you have a credit card? The probable answer to that question is yes, but do you pay off that balance in full each month? While some people say that you should not pay off …

Once a relatively obscure financial instrument, mutual funds have become extremely popular over the past decade or so, as more and more investors turning towards them to save for retirement and other financial goals. For …

Municipal Bonds (nicknamed munis) are bonds issued by cities, states, counties and various districts to raise money to finance operations or pay for projects including: Building highways, housing, library, airport, new schools or other community …

Most people meet the conditions to open up a Roth IRA. You should be planning for your retirement, and the first step is determining what type of account you are eligible for and what type …

With more choices than ever, finding the right bank account can seem confusing. Thankfully, online research tools like those on the Infochoice and Cannex websites can help you make sense of what’s available. When choosing …

Philadelphia abortion provider Kermit Gosnell was found guilty of first-degree murder Monday and could be sentenced to death, according to the Associated Press. The 72-year-old was convicted on three counts of first-degree murder, which included …

Almost anywhere you look for recommendations about basic investing, the experts will direct the potential investor to investments that provide diversification, or a variety of investments across industries. Investing in a mutual fund is an …

The supply and demand for money, or more specifically “real money balances” (that is, money with its value adjusted for inflation) is what on a basic level defines the interest rate within an economy. As …

The urge to acquire large ticket items can be easily succumbed to through the use of easy credit. However, the resultant interest costs associated with credit purchases only serve to increase the cost price of …

Health and medical care are topnotch services in the United States. However, it is definitely costly. Whether you are citizen of the country or not, you will find that, you cannot pay for your medical …

Given that private insurance companies have made it clear that they can’t afford to insure all the sickest people in the country and still make a profit, it makes sense to institute a National Health …

You did it, you finished school. You have the education to get out there and start a great life, but there is one thing holding you back – your enormous student debt. With rising tuition …

Britannia is a mutual building society, with branches in most towns. I have both a mortgage and a savings account with them and have been in several branches near where I live recently, for one …

In this sophisticated society there are flaws in mandates prohibiting production or distribution of marijuana. The harmless herb that grows in nature and promises mind expansion is unfortunately treated as a crime. Why should there …

There comes a time in everyone life when they have to weigh their options and decide if they should retire or continue working. For some this is not an easy decision. You have to take …

If your outstanding debt balance is quite high and you cannot pay them back in full, then you can get help from debt settlement. There are several settlement companies which offer debt settlement programs with …

You’ve probably been standing in line at Wal-Mart or a grocery store and had someone in line in front of you pull out a checkbook and take the time to actually write a paper check. …

When shopping, it is very easy to overspend. Temptation is everywhere and it is hard to resist. However, if you follow a specific plan you will see that it is possible to save money and …

Theories about stopping crime have been in and out of style for hundreds of years. We have tried making them repent (penitentiaries), reformation (reformatories), odd treatment (such as castration) and punishment (prisons). In the USA, …

If there’s one letter or e-mail I routinely open and read, it’s any communication from the IRS. How refreshing to scan one such note per e-mail, no less on Internal Revenue Service, United States Department …

Today, many companies are offering free samples of their products so that consumers can get a small “taste” of what they are selling and so the consumer can see how it is that a company …

A contract is very important and essential for every business. If you are starting a day-care business, the preparation of a proper contract is not only a way to give protection to your future business, …

The move from legal tender fiat money to voluntary use of gold and silver bullion coins has already been occurring on a state by state basis in the U.S.  It’s time for Americans to be …

Originally founded in 2008 by Henner and Lilac Mohr as College Degree Fund com, the site was re- launched in 2010 as Sponsor my degree com. Perhaps inspired by the myriad of cyber begging sites …

Eating less meat is a good way and a healthier way to cut food cost but it also lowers the price of food. Headlines shout daily that food prices are rising and are unlikely to …

From time to time many of us will have to rein in our household expenditures to cut our spending costs. Some things are out of our control, whereas some other things are controllable. In modern …

As UK house prices remain in a state of decline, slump and stagnation it is inevitable that many homeowners are caught out with negative equity. This was an inevitable outcome for those who bought at …