Interest rates not only play a role in the overall economy, but they also affect personal finances. In the United States, the Federal Reserve continuously monitors the overall state of the nation’s economy. As a …

Long-term Auto Loans: A Ticking Time Bomb A car is a great machine, being able to transport you from Point A to Point B and then onto Point C. Many of us take for granted …

Forex Margin trading is one of the best ways to make a big profit in a short amount of time. It has the potential to make you thousands of dollars over night, but at the …

UN warns Canada:Safe injection sites, needle and crack pipe exchanges, violate international law Vancouver’s safe injection site Insite is back in the news again, but this time, it’s the United Nations drug control agency that …

When your credit score is sitting high in the Fico range then your own financial standing is good enough to endorse a loan for someone else. You may well find yourself approached by a family …

Real estate market bubbles are marked by rapidly rising property prices, sales and financing activities beyond the ‘normal’ range of periodic up turns and down turns. Real estate bubbles may sometimes be referred to as …

Renter’s policies are inexpensive, easy to understand and to put into affect. There are quite a few ways that a renter’s insurance might provide peace of mind to a renter looking to cover his personal …

A bear market is a prolonged period of pessimism which results in steady erosion in the value of various asset classes. In such market conditions, it becomes virtually impossible to predict the ‘floor’ (the price …

Ah, the “P” word, it seems to be everywhere in the news these days and, as always, a catalyst for heated debate. What a wonderful opportunity to bring arguments of sexuality, morality, economics, public health, …

Instead of reforming it with personal accounts, or leaving it alone, I propose to completely replace it. While the social security system has been robbed and mismanaged to the point of turning it in to …

We all hope to pass on something to our loved ones when we leave this world, but debt isn’t usually what we have in mind. When making out a will, it’s a question many of …

There are many types of insurance products, with their own individual features and benefits. On the whole, insurance products serve their own purposes and have their own level of importance. But how important is that …

With the prices of many items continuing to increase many people are looking for ways to make their money go further.  One way to save money on items may be to check out outlet stores.  …

When you see someone driving down the street in a sleek BMW you likely say “Wow, nice car! I bet he’s loaded!” But have you ever stopped to wonder which would help you out more …

Making a monumental investment, like buying a home takes a lot of planning. If you are considering purchasing a house, the first thing you should do is talk to a lender. Being preapproved for a …

For What It’s Worth A Hoax was perpetrated on the citizens of Coos Bay, Oregon, in a press release by the SouthCoast Interagency Narcotics Team. On August 15, 2001 the World newspaper ran a front …

In case you are facing huge credit card debt, one of the best options is to look for zero percent balance transfers. But there are some rules you need to play by or you might …

Everybody is looking for some easy ways to save money these days as we all try to stretch the budget out a little bit. Luckily, we can save money and save some resources by simply …

Payday loans are a very interesting thing to say the least. If you are having trouble paying back your loans, or you happen to run into trouble, you can get a quick loan that will …

Tipping, it’s not a city in China. It is actually a legitimate form of income for many service based employees in the United States. There seems to be much debate these days over the necessity …

A car insurance policy contains three types of coverages. There is collision coverage, comprehensive coverage, and bodily injury coverage that are provided on a typical policy. Most states require people that own there own vehicle …

After a lifetime of labor, the historic day has finally arrived. The “big day” is your last official day on the job. You are 65 years-young and ready to enjoy your golden years, sipping umbrella-laden …

Big Lots is one of the nation’s largest broadline closeout retailers.  Their products are the same brand name products you find at other retail stores, but you get them at substantially lower prices.  Big Lots is …

Why do I pay some one else to prepare my tax return? I’ll tell you why! I always used to do my own taxes. I would sit down on the evening of my W-2 form …

The majority of students that plan to pursue a college education need to supplement the high costs of achieving a degree with borrowing. Whilst the first thing to aim for is to obtain a scholarship …

A deed  is a “written document which transfers title (ownership) or an interest in real property to another person.  The most common types of deeds are: Warranty Deed A general warranty deed should contain the …

The first thing to understand about PPI is that it is not insurance. Its exactly what it says it is “Payment Protection.”  PPI is a great product and is offered by most all financial institutions. PPI …

On March 8, Circuit City (Was CC on the New York Stock Exchange, now CCTYQ in the Over-The-Counter market) closed its 567 remaining U.S. stores. Part of Circuit City’s problem was low consumer spending due …

Tax the hookers; most of them are earning tax-free incomes. Look at all the money you are losing there Mr. Government. You tax them in all the other areas so why not tax their income, …

Even in a shaky real estate climate, certain areas of the country remain seemingly untouched by the housing crisis, and college towns are no exception. In the wake of plummeting property values, college town real …