The horizon of financial planing and development has been dramatically changing through development and continuous up-gradation of a relatively new discipline known as Mathematical Finance. It is a branch of mathematics which enjoys relatively high …

The National Flood Insurance Program (NFIP) was created by Congress in 1968. It was created in response to the rising cost of taxpayer funded disaster relief for flood victims and the increasing amount of damage …

The United Kingdom has unleashed a barrage of new, reformed policies aiming to protect children.  Within the decade however there have been problems within the system that could be detrimental to the safety of children in …

Opening Statement Capital Punishment, execution as punishment for the most serious crimes, has been a controversial issue for decades. People are very much in a stalemate because some people believe that being sentenced to death …

Since time is so valuable to so many of us, we are always looking for ways to make our lives more convenient. If you have considered online banking you may want to consider banking online …

A stock option straddle is a conservative options strategy that makes use of both upward and downward movements in share prices. This allows the investor or trader to reduce market risk in either direction while …

A business credit card can be very convenient. The following are good reasons to use such a card. You do not have to shell out your own money and get reimbursed Without a business credit …

Private student loans are considered the loans of last resort, when all other means of obtaining funding for college have been exhausted. When private loans are required to cover any shortfall in covering the costs …

Interest rates vary so much because competing influences act on them. The length of time money is loaned out makes a difference in rates, with money that’s loaned for a longer term usually, but not …

Few people disagree that marijuana is not a good thing. It is a drug, it is addictive, and it damages the body over time. However, there are many factors to consider when making laws about …

People on death row should not be used for Medical Research or experimentation. I have several reasons why I believe this to be true. First of all, that is explicitly against the way our law …

In modern financial and market practices, it is possible for a small time consumer to be ripped off by large corporate entities to accumulate a significant amount of undue profit. In such instances, the corporate …

Actually, borrowing against your life insurance is one of the things whole life, universal life, and variable universal life polices are designed for. The question really, is how do you know whether you should borrow …

What has happened to our Constitution? On Aug 20, 2011, peaceful protesters were arrested outside the White House during a sit in. I do no know if it is the Patriot Act that has made …

Choosing health insurance can be a daunting task, to say the least.  With so many carriers to choose from and even more plans than you can wrap your head around, it may be hard to …

Reading is a wonderful habit as it gives you the chance to broaden your horizons and search deep into the unknown parts of your soul. It is important for children to start reading books from …

Although it may be deemed a hardship for some, eating out less will save a lot of money. Eating in means cleaning up and doing dishes, but it might be worth it. So as not …

Many people like to set themselves goals in life and these often pertain to their financial affairs. A: mortgage on a house is a large financial commitment that involves the payment of a significant proportion …

With the tag line ‘UK Consumer Revenge’ the moneysavingexpert.com website (the .co.uk extension redirect to the main .com website these days) is the brainchild of Martin Lewis, a financial journalist and TV personality in the …

These days Internet scams are one of the most commonly talked about frauds due to society’s heavy use of the web, but telephone scams are still widely occurring. While many scammers do turn to email …

A prepaid credit card is a payment card that you preload with your own money. You can then use the payment card in the same way as you would a regular credit card. The prepaid …

A Shrink Wrap Contract is a license agreement or other terms and conditions of a contractual nature which can only be read and accepted by the consumer after opening the product. In short, a Shrink …

Trademarks are the signatures of products created by their owners. A mark identifies a product such as, “Harley Davison, McDonald’s golden arches,” and the “Play Boy Bunny.” The owner of the mark can apply for …

Insurance offers peace of mind. In tough economic times, it is often one of the first things that is dropped. There is no way to over stress just how important all the different types of …

I received a letter in the mail the other day from the government. According to the letter, I qualify for an economic stimulus check that will be mailed out in May. The economic stimulus checks …

Dental insurance in the United States is becoming far more common than it was in the past. As more companies are realizing the need to add new benefits in order to retain their top employees …

Unclaimed property laws in Montana may be found in 2005 Montana Code – Part 8 — Uniform Unclaimed Property Act. The act clearly defines when property is considered abandoned and when it must be turned …

You can easily obtain a Social Security retirement income estimate by using the Retirement Estimator on the Social Security website. This calculator uses real-time access to your earnings to calculate your credits, eligibility, and Social …

Savvy consumers are now turning to the Internet to find the lowest insurance premiums.  Some tips on what to look for and how to find that information are listed below. The Internet is a great …

How an underprivileged child who eventually matures into the top of the class beta male and squirrels away a half million dollars by age 35 is far from what most people would imagine.  Trust fund? Lottery? Google stock …