In the article “Recreational Drugs and Paternalism”, Douglas N. Husak discusses many varying philosophic theories and principles to defend his central argument: that the pervasive societal thought toward recreation drug use is unfounded. Husak introduces …

The World Trade Organization (WTO) deals with dispute settlement problems among member countries by referring cases to a series of internal panels established under an international trade agreement called the Dispute Settlement Understanding (or, by …

The term “morality” is left up to the individual to determine for themselves. It could /be argued that if no legal ramification exists to determine morality then it is entirely up to the individual or …

Why should a man not have a say in the question of abortion? It takes two to create a baby. The decision to have sex takes two. The decisions that will affect the life of …

Do you need save money? Are struggling to find ways to save? Well, thankfully there are tons of ways you can save money without much effort. In order to save money you have to be …

Bad credit consolidation loans are acquired to settle all your existing debts that you are unable to manage. It is very important that you know the advantages and disadvantages of debt consolidation before you decide …

A loan occurs where one individual or company agrees to provide money to another individual or company, on the understanding that the other party (the borrower) will pay the money back, usually within a fixed …

Having a checking account is one of the signs of adulthood. This is a financial responsibility that many people must have in order to be able to pay bills, establish credit and create some financial …

The early withdrawal from IRA will attract 10% penalty. Further such withdrawn amount supposed to include in the taxable income. However, some withdrawals are free from such penalty.  The holder of the account can withdraw, …

People could probably argue until the end of time, and certainly until I am not high anymore about whether marijuana should be legal. For me it all comes down to a basic principle that I …

If you have found yourself recently unemployed you may be wondering will being unemployed affect my credit score? Unfortunately this isn’t a question that can be answered with a straight yes or no answer but the …

Everyone wears shoes, and everyone needs to purchase new shoes from time to time. There is no reason why you can’t buy very high quality, stylish shoes without having to go broke in order to …

Gang violence has been around for decades. The gangs of today are not organised anymore and this is where the innocent get killed or injured. I used to be in a gang I joined when …

With rising charges of healthcare, many individuals should consider looking for an alternative medical insurance plan to fit the needs for themselves and also their family. There are plenty of programs available for every person …

As difficult as it is to accept the practical, as opposed to the ideal, the best way in which a lawyer can prepare witnesses for trial, is to speak quite frankly with their client. Is …

Most insurance companies will not insure an unoccupied home. Insurers know a vacant house can be a target for thieves, vandals and vagrants who could damage the property and create liability issues. Homes that are …

It’s been said that capitalism is a beast that feeds upon itself. Several articles posted on this site describe just such grisly doings. On one hand, creditors want to be paid off, but on the …

Mortgage fraud is a growing concern in the nation. The following article allows the reader to better understand the true criminal nature of mortgage fraud. Mortgage fraud, when defined overall is a crime associated with …

WHY BONDS FLUCTUATE IN VALUE When a bond is purchased, kept until it matures, and then redeemed, the bond will be worth exactly what is stated on the face of the certificate. If instead the …

Tax season in the US coincides with spring and is a time of year spring takes on the task of awakening nature from its long slumber. For many people tax time is also a period …

When analyzing the bond, stock, and other financial market instruments, it’s important to know what causes demand of these “products”. There are really a few reasons why a person would want to invest in these …

North Carolina rocked the nation as it joined dozens of other states in shrugging off the possibility of extending marriage rights to homosexual couples. In one of several electoral recent setbacks for liberals in the …

There are few of us who haven’t wondered if there’s not a better way to realistically approach saving a few dollars.  Let’s face it, there’s a reason “how to save money when you’re broke” is …

Do you find it impossible to save on a regular schedule? Do you have only a hazy idea where all your money goes, fail to pay your bills on time and sometimes struggle to make …

If one could make a general statement about mutual fund fees, it is that they are complex. When buying a mutual fund, it would be good to talk to someone at the fund company and …

There are many different challenges to everyday life that people must face together. For example, having taxes to pay is a requirement of being a responsible citizen. Some people do not understand the very complicated …

There are many uses for life insurance, mortgages are just one. Determining your insurance needs depends on a number of factors. The uses of life insurance reach beyond death benefits and paying off large debts. …

Most Americans have the problem of not saving enough money for the future. They live on much more than they make, have all sorts of debt, and haven’t done really anything for retirement planning. They …

In the short term, real estate might not be the best investment of your hard earned money. The reason being is that there might be other investment instruments that will yield a greater return for …

The state of Arizona actively encourages students to pursue a secondary education by making financial aid available to students. This is of particular benefit to those students who have a low income background, an area …