“The major fortunes in America have been made in land.” But don’t take my word for it, because I didn’t say it. John Rockefeller did. The same Rockefeller family whose name is on that famous …

Home insurance policies in the UK usually are made up of Home Contents and Buildings. If you own your home, or are in the process of purchasing you must have Buildings Insurance and it is …

Do we really need a Home Buyer Tax Credit? I speak from experience…all acquired during the subprime credit expansion era when just about everyone, except for my dog, qualified for a mortgage loan.  Remember the …

The idea behind the annuity is that large amounts of funds can be liquidated into a series of payments over a period or for the rest of your life. That might be advantageous in some …

In the UK there is a tradition of doorstep lending where both legal and illegal lenders advance cash loans directly to a person unable to obtain credit by other means. Each week an agent for …

There are financial moves that can really make a difference in the amount of money you have in your pocket to make your years in college more financially comfortable. Knowing that you have a grip …

 Pondering The first step in preparing a living will is to determine what you want in it. This sounds much easier than it is. Its a huge decision, but it  can be revised. Your choices …

Determining what you can afford when buying a house can be quite a confusing time. It is also the most important part of becoming a homeowner. There are several things to keep in mind when …

There are laws in place to protect people from serious injury or death.  As life is important not to just yourself or your family, it is important to the community as well.  Our government knows …

You opened a checking account. You got your debit card and PIN in the mail. Now you can use your debit card as long as you have money in the bank and as long as …

Fans who watch James Bond movies, or a film like Tom Cruise’s The Firm, will remember instances where the bad guy is using offshore banking to help protect their money from prying eyes. In The …

Long-term auto loans are a ridiculous way to lure unsuspecting rubes into doling out their hard-earned cash over a lengthy period of time. Car dealerships are notorious for extracting extra money out of the pockets …

When one reaches retirement that does not mean that they should stop sharing their knowledge and skills about what they are good at. Like they say age is but a number, reaching 60 years old …

Taking the first step onto the housing ladder is not as easy as it once was. 100% mortgages have disappeared and although a couple of lenders still offer 95% loan to value mortgages the more …

Old state legal books hang onto some very odd laws. Here are some of the strangest laws which are still on the books in West Virginia. The legal cost of adultery in West Virginia is …

Guide to Mutual Funds 1. Market Timing Systems A market timing system is a trading strategy that involves selling stocks when the trader believes the market is about to fall and then re-buying the stocks …

A lease is an agreement between an owner of property and another party who wants to pay for the use of the property for a specified period of time. Leases can involve various real estate …

Moral righteousness – checkIntrusive and abusive morality laws – checkRampant hypocrisy – checkUnbridled Feminist blather – check Yes all of the above are firmly in place when the discussion of legalizing prostitution comes up. Especially …

Life Insurance is useful for many people. This insurance provides a certain income to your dependents, for example your spouse, children, parents or any other person if the insurer will die. If you’ve decided to …

The Dow Jones Industrial Average, the S&P 500 Index and the NASDAQ all experienced unusually high rallies in January. According to CNN Money, this was the largest January rally since 1997 for the DJI and …

Often, vision insurance is part of a comprehensive health insurance plan that might also include dental care and coverage for doctor visits. Unfortunately, not everyone is willing and able to shell out money for hefty …

The UK’s antiquated and fragmented law on bribery and corruption was finally consolidated when the controversial UK Bribery Act 2010 came into force on 1st July 2011. The Act is considered the high watermark of …

There are many types of tax subsidies. For instance, there are labor, export, consumption, and infrastructure tax subsidies. Tax subsidies are normally created by governments. They are created to help businesses and individuals that have …

Annuities do not exist in a parallel universe. The global economic downturn of 2008 has affected most financial instruments; precipitating a drop in interest rates. Predictably, the annuities borne by various insurers and financial institutions …

Credit cards can be useful tools if they are handled properly. However, if you don’t know how to use them correctly, then you can quickly get into financial trouble. There are some reasons to stop …

Ask yourself if, when you loan money, you are content just having the actual loan amount returned to you. Probably not. You expect to be paid interest on your investment. When you buy a bond, …

Student graduation brings the realization to many that the time is drawing near for student loans, that have provided funding for college days, to be repaid. Serious decisions need to be made concerning the repayment of …

The answer is so simple:  Yes!  Only stubborn people or the real fiends with alien agendas will deny a person or a people their personal freedom to put what they want into their own bodies.  …

Let’s face it.  Money is tight, the economy is slowing down and will continue that way for quite some time and the value of our currency is eroding.  We have to be rather careful with …

Politicians Clueless about Solving Issue of Gang Violence In Section A-4 (T-N-T on 7/22) “Leaders ask Cantwell for help with gangs” there was a picture of a roundtable panel of everyone except members of the …