Fannie Mae (the Federal National Mortgage Association) (NYSE:FNMA) is an American government corporation which has provided security for mortgage investors since its creation during the Great Depression. Along with another government enterprise, Freddie Mac (the …

Vacations are exciting moments for you to just relax and enjoy life from a different perspective than the usual daily routine. It is also a time when you are likely to spend more money, given …

Completing a defensive driving course is one of the easiest ways to save money on car insurance. Insurance companies know that no matter how skilled you are at driving an automobile, no matter how many …

Individual voluntary arrangement What are Individual voluntary arrangements (IVAs)? In the UK they are a less restrictive alternative to bankruptcy, however they are only valid in England, Wales and Northern Ireland, the law in Scotland …

Your credit is tied to a profile called a credit score. It is a mathematical financial tool used by creditors to determine risk, and these creditors use this score to determine whether or not they …

The Philadelphia Oil Service Sector Index (^OSX) is a stock index which tracks fifteen large companies in the oilfield services industry. Changes in the Philadelphia Oil Service Sector Index tend to be associated with changes …

Money is a vital part of the lives of many people. It is important that everyone is financially literate.  Don’t rely on others Some married people and others in relationships allow the other party to …

When the housing bubble was growing, people were investing in real estate in hopes to resell the property and turn a profit. Shows such as “Flip this House” featured such endeavors. Towards the end of …

A fraud or credit alert and a credit freeze both are means for dealing with identity theft and credit fraud by making it harder for someone to obtain credit in your name, but they differ …

It would be a mistake to invest in any one segment of the market or any one investment vehicle. However, if one were to choose a market segment that is currently on a roll and …

Citizens Bank is an American bank, with its headquarters in Rhode Island. It was founded in 1828, and in 1988 was purchased by Scottish based bank Royal Bank of Scotland. Citizens bank has continued to …

By whatever method is used, keeping track of how money is spent, especially when investing, is necessary for success. Two of the best ways of evaluating investments are “the net present value and the internal …

The many ways in which it is possible to save money on electricity is something which everyone should be aware of to the best of their abilities. Saving money on electricity not only frees up …

Bankruptcy may seem like the perfect way to get out of debt sometimes.  In fact, sometimes, it may seem like the only way out of a financial death spiral that you may not have previously …

There are ways to effectively manage your money during a credit crunch. A credit crunch occurs when borrowers experience a reduction in the availability of loans or credit. Consumers use credit to buy all kinds …

From high school, to working for minimum wage, Adam knew he had made a mistake not going to college. But, working hard in construction, he went from being a day-laborer, to a top-helper, to a top …

Someone let the Bull loose in the marketplace. Prices have been steadily rising, and you want to cash in on the bullish bonanza. But How? Buy and Hold. It worked for Warren Buffett, and it …

In this modern information age, we often find ourselves pressed for time. Fortunately, many auto insurance comparison shopping sites on the internet, such as Netquote.com, are quick and easy to use. Just type your information …

With over 700 Exchange Traded Funds (ETFs) as of early July 2008, valued at over $580 billion, choosing the best one for 2008 is pretty much an impossible task. By 2010, ETFs are expected to …

Life insurance quotes can be obtained from many different sources depending on where someone wants to look. Life insurance quotes can be found online at various sites, from a local insurance agent and by calling …

As the saying goes, “The devil is in the details.” For credit cards, this cannot be more true. Credit card companies are always sending out card deals that look too good to be true, and …

The credit score is similar to a black hole in out-space when it comes to understanding them. The entire credit scoring system and credit industry is very much a lawless place with a rule book …

Gold has been used as money for over 5,000 years and continues to be seen primarily as money. Silver has many more practical uses than gold, partly because it’s cheaper and partly because silver has …

Investing in gold and other precious metals is a lucrative investment but one also has to be cautious when investing in commodities. Though the longer you keep hold of your investments the more likely you …

If you are wondering why you were refused credit recently, and think that you do have an excellent credit score, think again! There are more than a hundred things affecting your credit file and there …

In our household, we decided that we would pick up half the cost of car insurance until our children graduated or turned 18. After that it was up to them. This decision was reached after …

Debt is sometimes a necessary evil to help you get ahead. However, uncontrolled debt or chronic debt is something that holds you back. Any debt taken out should be for a fixed period of time …

Savings banks have been around in Europe for a couple of hundred years, at least I should think. Worldwide the banking industry is one of the most profitable businesses around. Most of us at some …

The stimulus bill that President Obama signed into law has a tax credit for new home buyers. The new credit is $8000 or 10% of the purchase price of a new home, whichever is lower, …

There is no doubt that young women are kicking ass in today’s business world. Their abilities to multitask, trust their instincts, and build strong relationships with colleagues make women desirable employees. But despite these advantages, …