One of the great things about summer is that it’s nice enough out to allow for some of those do-it-yourself repair jobs, some of which can wind up saving you money over the winter by …
The rules of war as stated by Gen. George Patton in summary stated that it shouldn’t be the goal of his soldiers to die for their country but to ‘get the other sonofabitch’ to die …
Direct deposit is a convenient, simple way to receive income. Paychecks, tax refunds, child support payments, etc. can all be automatically deposited into a checking, savings, or prepaid debit card account. Typically it is free, …
The credit bureau Transunion released figures which indicate that the number of auto loan delinquencies is declining even though there are more auto loans being issued. As lenders establish more careful lending patterns, delinquencies are …
Who among us hasn’t, at some time in our lives, uttered the words “I don’t really care about money” or something with a similar point? I know that I have made statements like this dozens …
Cash for coin is a relatively new expression, although receiving cash when taking coins to a bank is something that has been going on for years. Nowadays, cash for coin machines are becoming accessible to …
If you are interested in opening a new online bank account you have hundreds of online banks to consider. Here are some tips on what to look for when selecting an internet bank. 1) FDIC …
Even with today’s modern technology including e-mail, Internet, and other forms of electronic communication, many of us still have large phone bills every month. Things such as long distance calls, international calls, and calling options …
Car accidents that seem minor at the outset often result in later claims that cannot be easily noticed at the time of the accident. Regardless of how serious an accident is, you should call your …
Defaults are rising on student loans although there are ways to try to avoid this scenario by contacting lenders early if a problem is foreseen in making payments. It is important for those who graduate …
A mortgage is a huge debt to have, it can hang around you for many, many years and be a constant worry. Paying off your mortgage early can have many benefits and is a fantastic …
Unemployment brings a new income status – and a new set of tax regulations. Here’s the most important things to remember about filing taxes when unemployed. First, the bad news. * Unemployment benefits are taxable. …
Young adults in every era struggle financially trying to make ends meet. While some are relatively successful, others often head plunge deeper and deeper into debt. Financial tips for young adults can help! Consider the …
In late 2010, a General Motors (GM) Initial Public Offering (IPO) is intended to transfer the majority ownership of the former number one global auto manufacturer from the hands of the U.S. Government, to non-governmental …
No one wants to be a victim of credit card fraud. Unfortunately, it does happen. There are things that both consumers with credit cards as well as companies can do in order to minimize the …
Ideas for saving money To fill your pantry you have to find other ways of saving. Always make a shopping list. Don’t leave it home and don’t be sidetracked from that list. Marketers deliberately place …
Life insurance is a contract between the policyholder (the insured) and the insurance company (the insurer) which will enable the name dependents of the policyholder to receive compensation in an event of death, terminal illness, …
I celebrated my New Year’s in 2007 by staying home. I always stay home on New Year’s I have to, for my own safety. I know what people are doing that night, and I’m not …
At this point in time, the recent real estate slump has resulted in a continuing rise in home foreclosures and short sales. With this increase, there is an interest in making profits by purchasing foreclosure …
A 403(b) plan is a retirement plan for University, civil government, and not-for-profit employees. This type of plan shares many of the same characteristics, withdrawals, contribution limits, tax rules, and investment choices as a 401(k) plan. …
When Proposition 8 was approved by 52 percent of California voters in 2008, it added the following words to the state constitution: “Only marriage between a man and a woman is valid or recognized in …
Most Americans understand the importance of the right of the individual to keep and bear arms while at the same time most Americans also understand the need for moderate regulations. Fully automatic weapons were not …
A veritable war of words has been waged as long as stocks have been traded over markets. This war always seems to center around which type of investment analysis provides best results. Essentially, the combatants …
Closed-end mutual funds are a lot like standard mutual funds, except that they are generally affected less during major market swings than a standard mutual fund, and they are traded on the open market, much …
A flash crash is a quick drop and recovery in stock prices which is complete in a matter of minutes. The drop is usually slightly faster than the recovery. At the end of the flash …
The difference between sexual assault and rape is that rape is a subset of sexual assault. “Sexual assault” is not a specific defined crime, but includes a wide variety of behaviors. Rape is the crime …
Under no circumstances should a lawyer be required to work Pro Bono. Yes, it is true lawyers make a lot of money. They also have to go to school for at least 8 years to …
A class action lawsuit is a lawsuit in which a claim is brought to court by a large group of people who have a common interest in that claim. In the United States, class action …
Investment in foreign property is increasingly on the rise as prices overseas can be comparatively low and often offer good long term growth. People are purchasing abroad for a variety of reasons: to move countries; …
These days it’s ridiculously difficult to clearly define what you need to buy vs. what you want to buy. From all sides, there is a deafening thunderstorm of friends, life-partners, children and family members explaining …