Benefits of Direct Deposit

Benefits of Direct Deposit

Direct deposit is a convenient, simple way to receive income. Paychecks, tax refunds, child support payments, etc. can all be automatically deposited into a checking, savings, or prepaid debit card account. Typically it is free, …
Ways to Reduce Auto Loan Delinquencies

Ways to Reduce Auto Loan Delinquencies

The credit bureau Transunion released figures which indicate that the number of auto loan delinquencies is declining even though there are more auto loans being issued. As lenders establish more careful lending patterns, delinquencies are …
Defining Money

Defining Money

Who among us hasn’t, at some time in our lives, uttered the words “I don’t really care about money” or something with a similar point? I know that I have made statements like this dozens …
What is Cash for Coin

What is Cash for Coin

Cash for coin is a relatively new expression, although receiving cash when taking coins to a bank is something that has been going on for years. Nowadays, cash for coin machines are becoming accessible to …
Useful Tips to Reduce Big Telephone Bills

Useful Tips to Reduce Big Telephone Bills

Even with today’s modern technology including e-mail, Internet, and other forms of electronic communication, many of us still have large phone bills every month. Things such as long distance calls, international calls, and calling options …
Managing Student Loans

Managing Student Loans

Defaults are rising on student loans although there are ways to try to avoid this scenario by contacting lenders early if a problem is foreseen in making payments. It is important for those who graduate …
How to Pay off your Mortgage Early

How to Pay off your Mortgage Early

A mortgage is a huge debt to have, it can hang around you for many, many years and be a constant worry. Paying off your mortgage early can have many benefits and is a fantastic …
Tax Tips for the Unemployed

Tax Tips for the Unemployed

Unemployment brings a new income status – and a new set of tax regulations. Here’s the most important things to remember about filing taxes when unemployed. First, the bad news. * Unemployment benefits are taxable. …
General Motors Ipo

General Motors Ipo

In late 2010, a General Motors (GM) Initial Public Offering (IPO) is intended to transfer the majority ownership of the former number one global auto manufacturer from the hands of the U.S. Government, to non-governmental …
Credit Card Fraud Prevention Tips

Credit Card Fraud Prevention Tips

No one wants to be a victim of credit card fraud.  Unfortunately, it does happen.  There are things that both consumers with credit cards as well as companies can do in order to minimize the …
How to Stock your Pantry Frugally

How to Stock your Pantry Frugally

Ideas for saving money To fill your pantry you have to find other ways of saving. Always make a shopping list. Don’t leave it home and don’t be sidetracked from that list. Marketers deliberately place …
Benefits of non Medical Life Insurance

Benefits of non Medical Life Insurance

Life insurance is a contract between the policyholder (the insured) and the insurance company (the insurer) which will enable the name dependents of the policyholder to receive compensation in an event of death, terminal illness, …
Theories on Ways to Stop Crime

Theories on Ways to Stop Crime

I celebrated my New Year’s in 2007 by staying home. I always stay home on New Year’s I have to, for my own safety. I know what people are doing that night, and I’m not …
Facts about 403b

Facts about 403b

A 403(b) plan is a retirement plan for University, civil government, and not-for-profit employees. This type of plan shares many of the same characteristics, withdrawals, contribution limits, tax rules, and investment choices as a 401(k) plan. …
Prop 8 Reversed in California

Prop 8 Reversed in California

When Proposition 8 was approved by 52 percent of California voters in 2008, it added the following words to the state constitution: “Only marriage between a man and a woman is valid or recognized in …
Background to Gun Control in America

Background to Gun Control in America

Most Americans understand the importance of the right of the individual to keep and bear arms while at the same time most Americans also understand the need for moderate regulations. Fully automatic weapons were not …
Close End Mutual Funds Explained

Close End Mutual Funds Explained

Closed-end mutual funds are a lot like standard mutual funds, except that they are generally affected less during major market swings than a standard mutual fund, and they are traded on the open market, much …
How to Identify needs vs wants in your Budget

How to Identify needs vs wants in your Budget

These days it’s ridiculously difficult to clearly define what you need to buy vs. what you want to buy. From all sides, there is a deafening thunderstorm of friends, life-partners, children and family members explaining …