Taking the easy option and keeping all of your money in one bank is not the most fiscally prudent route to follow. With turmoil in financial markets and the possibility of bank failures it can …

When money is tight, wasting things like food, is simply not an option. Not being wasteful sounds great, in theory. Sometimes life happens and so does spoiled milk. There are just times when certain foods …

Encounters with registered sex offenders?  Well, there are more than 600,000 currently in the United States according to many sources, so there is a good probability that you are going to have some kind of …

Currency trading is a relatively new option for non-professional investors.  For years these financial choices have been the domain of Wall Street currency desks who could handle the large amount of money trading every day.  …

Companies issue stock options as a way to simultaneously reward privileged employees (like executives), and also to give them an incentive to continue their successful performance in the future. Stock options allow people to purchase …

Debt secured suggestions in relevance to accommodate user’s liability requesting for restructuring your credit; by and large, is age specific, which is an excellent way out. Groups who are in maturity stage or are in …

A lot of people struggling in difficult economic times wonder how they’re going to make ends meet now, let alone set aside money for retirement.  But if you put your mind to it, chances are …

Credit cards are extremely common and used by many Americans. Generally they let you charge a debt and then pay on a monthly basis, up to a pre-determined credit limit. There are both pros and …

With the state of the current real estate market and the economy we are seeing foreclosure proceedings set records in 2007. Some are saying this is only the tip of the ice burg with the …

Online banking is a very convenient self service channel that is offered by banks. You can use it to check balances, make fund transfers between your accounts, or a direct payment to another person or …

The decision not to drive when intoxicated, no matter one drink or ten, should be one of the single easiest decisions for a person to make. Somehow it seems, though, that people always manage to …

The Patient Protection and Affordable Care Act (2010) requires all Americans to have comprehensive health care insurance from their choice of private health care insurance provider. At the same time, a health care insurance provider …

The English legal system, on which most English language countries based their legal systems, guarantees that defendants accused of a serious crime for which, if found guilty, he could lose his liberty, has a right …

Mutual Fund companies caught with their hands in the cookie jar? A recent article in the Journal of Indexes (July/August 2007, Hidden Fees Exposed!) cautioned that Mutual Funds were thought to be charging “Hidden Fees”. …

JANUS FORTY A FUND For a large growth fund with net assets as big as $5.5 billion (as on July 31, 2009), the Janus Forty A Fund (Symbol-JDCAX) is remarkably steady, the jolts of the …

It is often to difficult to blend in as local in foreign climes, making you stand out as a tourist. This can sometimes put you at greater risk of thieves who target tourists. You could …

Retirement planning is very important. In fact, it must be a priority for everybody regardless of whether or not one is an employee, self-employed or a business owner. Retirement is basically a time when you …

When Should You Fund Your Living Trust? Description: Funding your living trust is an important part of estate planning, especially if your goal is to avoid probate. Here are some tips for how and with …

People mistakenly believe that the criminal law should give victims justice. However, the aim of the Criminal Justice System is to punish criminals, to protect society from unacceptable behaviour, and by doing so, deter those …

At some point during your ventures life cycle, you will need to decide upon whether or not to incorporate your business (into a corporation). The type and or form of equity that your business will …

Now that the economic stimulus package has been passed in both the House of Representative and the Senate and has been signed by the President, many people are wondering how the economic stimulus package is …

Casualty insurance is concerned with losses caused by injury to other persons and legal liability imposed upon the insured for such injury or damage to property of others. That’s a legal mouth-full so here are …

It’s a harsh reality how disgraceful America’s prison system is these days, but did you know that many prisons in the system are actually a byproduct of CCA or Correction Corps of America.  The CCA sets …

Checks, whether electronic or paper, are convenient ways to pay bills and send others money. You can then keep track of your drafts and deposits in a checkbook register. However, what if you make a …

Companies may consider outsourcing services such as payroll, customer call centers, and other units and processes as a way of saving costs and streamlining their business. As such, it is important to consider appropriate cost …

The ease of the internet allows comparison shopping of credit cards and is an easy task which allows the consumer to make informed choices before opting for the card to suit them. Almost all credit …

In tough economic times, families everywhere are trying to stretch their grocery dollars. Here’s a few of my favorite low cost dinners. (They can be made for less than $5 and serve a family of …

Teaching children about finances and how to manage money when they are younger may help them manage their money better when they are adults. Many people say they have never been good with handling their …

Minorities like African Americans sell and use illegal drugs and are incarcerated for the same far more than the mass majority of white people in this country. The government is waging the “Drug War” against …

Guns are weapons that can destroy lives yet they also come in handy for self- defense. The balance must be struck between the use of guns for the right causes such as self-defense and when …