American consumers are targeted by banks that charge them for services. Monthly maintenance fees are the norm and consumers are charged for withdrawing their own funds if they happen to use a non-affiliated ATM. Whilst …

No one likes to think about dying, but lets face it, we are all going to. Life insurance can be a depressing thing to sit and dwell on but we all need it. Many people …

Before the passing of the Clean Air Act of 1970, there was precursor to it, which was Clean Air Act of 1963. At the time it was passed, there was no national effort to limit …

California has one of the best programs in the nation for low cost automobile insurance programs that ensures every driver has the opportunity to obtain car insurance. At www.insurance.ca.gov the details of the California program …

Balancing finances is critical. Finances that aren’t being balanced and monitored take a life of their own and sooner or later, they become so serious that that cause financial stress. Balancing finances isn’t as tough …

For the first time on record student loan debt exceeds credit card debt. The pressure to increase the number of students studying ever more costly degree courses is leading to a student loan crisis for …

No, teens should not have credit cards. They haven’t even had time to get a job and start learning how to be self sufficient yet. They haven’t had time to pay the rent and utilities, …

The DNP Select Income Fund (DNP) is a diversified low risk, income producing mutual fund that’s primary goal is to generate income such as dividends and bond payments for its investors. The DNP Income Fund …

Just reading, the methamphetamine epidemic makes me sick. Human beings are complex. Therefore, our problems are complex. So, the answers cannot be simple. Where people and their problems are concerned, there are no black and …

“Sawed-off shotgun” is a general term applied to those shotguns with a short barrel as well as often having a reduced or absent stock. Ironically, despite the title of this article, sawed-off shotguns are not …

Wills and trusts are two areas of the law, called probate law, that are extremely important, especially if there is a great deal of money and property involved. At the same time, if the family …

People who have been done wrong deserve restitution. A broken window must be replaced, and worse crimes cause worse damage that must be repaid. It is, after all, not the fault of the victim that …

So, you want to know the value of your savings bonds? Well, you’re in luck. Even ten years ago this would require a trip to the local bank or performing the calculations yourself with a …

A roster with the names of some of the most notorious mafia families in the United States would read like a V-I-P List. For these men of infamous renown have been touted as philanthropists and …

Have you ever been burdened with an unexpected expense such as a major car repair or medical emergency and short on cash and maxed out on your credit cards? If so you may have found …

Your transmission started slipping and your next payday is a week away. Your checking account does not hold the funds for repair, your car is used for transportation to and from work, but you need …

Google Glass hasn’t even hit the consumer market yet, but a lawmaker in West Virginia is already proposing a ban prohibiting motorists from wearing the device while driving. Google Glass is anticipated to reach the …

A limit order is simply a buy or sell price that is pre-determined by the buyer or seller of financial securities. For example, investor Y wants to buy company ABC corporation at a price of …

It’s not surprising that many people don’t have an emergency fund or substantial amount of money saved. It’s difficult to save money if you feel like all of your income goes directly to paying your …

Every year, a percentage of people get in trouble with the Internal Revenue Service (I.R.S.)!  Some of the problems is due to dishonesty on the taxpayer’s fault and a portion of the problems are due …

Summertime is often loaded with yard sales and that means awesome bargains. For some people, attending yard sales is almost a full-time profession. These thrifty buyers know what to look for and what to stay …

Coverages on home insurance policies should be reviewed every time the policy comes up for renewal. Reasons for this include the increased value of the home due to upgrades, the contents of the home can …

Some tips of “Surfing the HYIP forums”. As for me, the most informational source while choosing the HYIP to invest are different forums (some you will find on my “links” page). There you’ll find all …

I write this article to add a “New Zealand” perspective to this controversial subject. New Zealand currently does not have capital punishment. It has life imprisonment. ‘THE POSITIVES” The cost of capital punishment: The Department …

John Jakob Raskob, most famous for building the Empire State Building, and his wife Helena, created the Bill Raskob Foundation in memory of their son Bill in 1928. Williams Frederich Roskob 11 was a 20 …

How to choose boat insurance?  It sounds simple, just get several estimates and then choose the cheapest.  Easy quick and simple.  Unfortunately it doesn’t really work that way.  There are a lot of factors and …

Depending on whatever financial situation you are in, you may want to take out a loan. It could be a loan for a new car, a medical payment, repairs of the nature, or college tuition. …

Introduction Criminal profiling (also known as Criminal Investigative Analysis) is an investigative tool used by law enforcement agencies which consists of analyzing the crime scene and using the information to determine the identity of the …

In the world of loans there are really just two basic types, secured and unsecured. Secured loans are less of a risk to the lender as the borrower needs to put up collateral to obtain …

One of the economic indicators is that of inflation. Inflation is the general increase in prices that is somewhat variable. It is the general level of prices in an economy over a given time period. …