Best us Towns to Retire in

Best us Towns to Retire in

Retirement is a big step in a person’s life. Besides not having a regular paycheck one leaves their co-workers and the social life that goes with the job. Added to that is the “free time” …
How Financial Planning Makes a Difference

How Financial Planning Makes a Difference

In these days of financial complexity, building a secure future without a plan could be compared to building a house without a blueprint. If the shear volume of financial advice about saving, investing, insurance, estate planning, …
Safe Investments for Retirement

Safe Investments for Retirement

Retirement is a period where people hope to live a stress free life without having to worry about their income or running out of their savings. However, the reality is far from what many retirees …
The Benefits of a 401k

The Benefits of a 401k

There are many benefits of a 401k retirement account. A 401k is an investment option used to save for retirement which is set up through one’s employer. The name 401k comes from the Internal Revenue …
Choosing Mutual Funds for your 401k

Choosing Mutual Funds for your 401k

Mutual Funds in your 401k 2008 was a very rough year for investors, mutual funds suffered significant losses for the year. Majority of mutual fund categories had negative returns in 2008, mutual funds lost between …
Online Bill Payment Benefits

Online Bill Payment Benefits

In this modern age, we have seen many companies strive to move bill payment to the online realm. We have seen considerable growth in this area over the past decade. In 2002, only 17% of …
Why Women Make less Money than Men

Why Women Make less Money than Men

The newest statistics have just come out, women, despite now earning more college degrees than men, still make less than men. Why is this? In short, it’s because social change comes about slowly. This is …
What is an Arbitration Agreement

What is an Arbitration Agreement

An arbitration agreement is a written contract which requires all agreeing parties to settle disputes without going to court. The Federal Arbitration Act (1925) governs private dispute resolution through arbitration. In general, the Act requires …
Tips for Saving Money at the Bookstore

Tips for Saving Money at the Bookstore

Whether you’re a student, an avid reader, or you just like buying books, you will want to save money at the bookstore. Fortunately, you don’t have to do a lot of complicated things in order …
Solve Bad Credit Bad Credit Solutions

Solve Bad Credit Bad Credit Solutions

Your best option with bad credit is to try to consolidate it as quickly as possible by building up your credit score. You have to know that your credit score will affect every single financial …
Tips for new Credit Card Holders

Tips for new Credit Card Holders

Credit cards are helpful financial tools if they are used correctly. They can also wreck havoc with your financial life if you don’t understand how they work, or get in over your head in debt. …
Effect of Bankruptcy to co Signers on Loans

Effect of Bankruptcy to co Signers on Loans

Lenders often only grant loans if the borrower has a third party stand as guarantor, considering the borrower themselves to be too risky. Many people co-sign for loans without fully understanding the consequences. In effect …
How Divorce Affects your Taxes

How Divorce Affects your Taxes

‘Do you have a good lawyer?’ Or, ‘Do you have a good accountant?’ These are some common questions asked by family members, relatives or friends when spouses decide to get a divorce. To most people, …
Constitutional Contract Law

Constitutional Contract Law

IMPACT OF CONSTITUTION IN A COUNTRYThe issue of constitution in a country is important like a blood to the living soul. Thus, it is vital discussion to the citizen of a country. Indeed, it is …