No matter what country you live in, there are countless banks to choose from all of which claim to pose their own unique benefits over the next leading competitor. However, choosing the best bank is …

Everyone has a credit history whether or not you have taken out any form of credit, such as credit cards, hire purchases, catalogues etc. Your credit rating or score will depend on how you have …

Why should everyone be financially literate? Obviously, being financially literate has innumerable advantages for the individual. These range from the ability to plan for long-term investments like children’s college education, or one’s own retirement, to …

There are times when a potential tenant’s promises are just not enough to convince a future property manager the tenant can handle the responsibility of living in his rental property.  Whether it be the tenant’s …

Aside from the banks that serve the public, there are commercial banks with about four different types of banks under that category. They are national and state chartered banks, trust companies, stock savings banks, and …

Pass by any news stand, or visit nearly any web site devoted to investing, the stock market, business or finance, and you’ll most likely find one, or possibly even several articles headlines imploring you to …

People purchase mutual funds for long term growth. The selling price determines how much money will be made on any investment. Buying a mutual fund at its highest price is not good money management. People …

If you have ever had a family bereavement you may have already sussed why having a will is so important. You may think that you know friends and relatives really well, and trust them implicitly. …

A good credit score is important if you are planning to buy a car or purchase a home, and will need to apply for a loan or mortgage.  If you have won the lottery and …

Day trading can be very profitable but is very risky. For beginners, the chances of winning are far less than the chances of losing in day trading. However, despite the low success rate, you can …

You’ve just gotten your check, and you discover that a good portion of it is missing. You see the words garnishment written on it, or maybe you have heard one of your co-workers talking about …

Driving a vehicle in the state of Georgia means you will need to carry minimum amounts of auto insurance fore registered vehicles in order to meet the Financial Responsibility Act of the state. Failure to …

Unless you want to put your money under the mattress, the reality of the situation is that you will need to find a bank. Most people these days have a bank account and there are …

There are three major factors, which have an effect on your car insurance premium. Your credit rating is one of the first things that insurance companies look at while calculating your insurance premium. Your driving …

The Fair Isaac’s corporation is synonymous with the Fico credit scoring system. Fair Isaac’s has a market stronghold, which some would consider stranglehold, with 74% of lenders and financial institutions using its scoring system, whilst …

Having bad credit can prevent you from renting an apartment, purchasing a home and may even be a deciding factor in whether you are able to get the job of your dreams. There is no …

Some insurance companies off a specific type of life insurance policy called a simple issue policy. A simple issue policy as unique features such as a limited coverage amount, cheaper premiums and does not require …

Hedging, understanding the benefits of risk management in an enterprise wide solution.  Risk management and hedging is a useful tool to reduce market place liability.  Here are some tips on its uses. Second of a …

Investments can work against you.  Most investments carry some degree of risk.  This degree of risk generally determines the extent of your possible return.  Generally, the greater the risk, the greater the reward.  As such, …

I think that after a car accident the last thing on your is dealing with your insurance company.Though as with the huge number of leased cars today its important to remember to protect yourself and …

There are many ways to get rich, other than securing a high paying job or doing well in operating businesses, is investing. Well, many people do not go into investing because most of the vast …

Many people today depend on their credit cards to survive. It’s not just a while thing, it’s a full on addiction – take away most people’s credit cards and what happens? Apart from getting the …

Auto insurance is mandatory in most states now, and during your research of the many different type of policies that are available, comprehensive auto insurance is one you will hear often. Comprehensive auto insurance is …

Being unemployed can be a difficult time. Despite being out of work there are still bills and debts to pay and the financial aspect of not having a job can be incredibly stressful. It goes …

When banks charge an ATM fee for credit card advance withdrawals it is a justifiable expense as you are borrowing money. When it comes to paying ATM withdrawal fees to access your own money though, …

Before we can fairly state that emotions are connected to our finances, let’s study the word. Webster’s Dictionary defines emotions as “a conscious mental reaction (as anger or fear) subjectively experienced as a strong feeling …

Tunisia is located on the Mediterranean coast of North Africa and at only three to four hours flying distance from many European airports it is fast becoming a popular choice with overseas investors. The country …

Many people today have a life insurance policy in one form or another that they pay a premium to maintain. When a change to the policy needs to be made a request can be made …

In the economically-fueled world of today, a bad credit score can close the door of opportunity before you even realize it happened. Do not despair; with time, diligence and consistency you can turn any credit …

Dozens of countries use currencies which are pegged to the US dollar. Currencies which are pegged to the US dollar fall into 3 general categories: tourist economies (many Caribbean countries), trade economies (Hong Kong, oil-based …