Only 20 percent of the world’s population owns 80 percent of the world’s wealth and to belong to this 20 percent is a choice. You can either chose to be at the bottom of the …

Sometimes it starts as a nagging feeling that something is just not right. You notice a child who seems very withdrawn or fearful. She may not want to go home. She might cringe at a …

The key to ultimate wealth is to have several Residual Income Ideas.  In other words, ensure that you have income from several different sources.  Let’s take a Mutual Fund concept.  If one stock goes down usually …

According to www.alcoholalert.com, alcohol related deaths are going down.  However, at the end of 2008, there were still over 13,000 alcohol related fatalities, which is not acceptable. Raising the taxes on alcohol can reduce the …

Powerball, Lotto 50, Lotto for Life…these are some of the things that dreams are made of, to win and win big! It can change lives. And for many it has, but not necessarily for the …

There are certain subjects that come up in conversation that are sure to arouse a spirited debate. Politics and abortion are both topics which illicit strong feelings on either side of the argument. There is …

Drinking and driving is a big no-no, but some of us do it occasionally. Maybe you went out for dinner and had a glass of wine or celebrated with a couple of drinks after closing …

Insurance companies have paid particular interest to dogs in recent years and have worked at field underwriting all Homeowners and Renter’s policies for dog exposures. Their main focus is to eliminate exposure to severe losses. …

It is very easy as a new real estate investor to over rehab a property. The question is will you actually get more money out of the property? And the answer to that is possibly. …

Death penalty, or capital punishment, is not a topic for lunch discussion. It is much more serious. It is, on one side, someone’s life taken by murder, with relatives and friends in tears and despair …

People are up to their eyeballs in debt. With interest rates rising, many people are experiencing severe difficulties keeping up with their credit card and home loan obligations. The problem has been fueled, in large …

In Florida, having sexual relations with a porcupine is illegal the law can certainly be a prickly subject but surely even this is going one step beyond sanity. I am not sure I really want …

When you hear the word “attorney” what do you think of? Honest, true, hard-working? Probably not, in fact when most people think of an attorney they picture a fat balding little man with powerfully foul …

When submitting an REO foreclosure offer, there are a couple of important tips that can save you tons of money. Being an informed consumer will make the difference between a happy home buying experience and …

Money is always something that we would like to have more of, but we only have so much of it to go around. You have bills to pay, trips to save up for, or that …

In this election year, government programs for the low income and the working poor are hot button issues. One wants to expand services and the other cut back. Based on income, these programs offer help …

HOW TO INVEST IN PENNY STOCKS Before you invest in penny stocks be prepared mentally for the worst- your money going down the drain. On the flip side, you may hit a jackpot if the …

The credit card trap is one of the easiest financial traps for anyone to fall in to in modern day society. The relevant ease with which credit cards are available, the wide variety of places …

What I’m about to say will offend a lot of people, but there are many others who will agree with me. It’s not fair to force people who have paid their debts to bail out …

One option when buying a car is to get a secured car loan. This is a loan in which you provide a collateral for the money that you are being loaned for the car. It …

Payday loans do not provide genuine assistance. They cannibalize future income, often for insufficient reason, and involve paying charges that would be illegal if they were defined as interest rates. Promoted in the past as …

A recent article in the African American newspaper the Florida Courier headlines “Dope-smoking judge cuts deal”. According to the article, Circuit Court Judge Lawrence Korda was caught taking a toke under a shade tree in …

If you are going to invest in the stock market, the best way to prevent your portfolio from flopping is diversification. In investing, the phrase, “putting all of your eggs in one basket” refers to …

A personal loan agreement is usually between two parties who could be friends, relatives or in a work related relationship. Even though oral contracts are enforceable, it is always a good idea to get the …

When life catches up on us and we discover that we are up to our necks in debt, it suddenly dawns on us that we must have done something wrong and start wringing our hands …

In America, we are fortunate enough to live in a free nation. We don’t reside in pseudo-democracies, like Haiti. Police and thugs loyal to Prime Minister Jean-Betrand Aristide kidnap and torture anyone who criticizes the …

The Robeco WPG Small Cap Value Fund (WPGTX) is a European managed, Maryland incorporated, 2 star Morningstar ranked mutual fund with a minimum initial purchase of $100,000.00 and .01 cent per share annual dividend. The …

Is there justification for a society to impose death as a judgment, under specific circumstances?  That is the question that must first be answered before arguing for or against lethal injection.  Are there crimes that …

Probable cause is an integral ideal of the justice system of the United States. The fourth amendment discusses undue searches and seizures as well as probable cause. Verbatim from the U.S. Constitution “The right of …

Truthfully? Not much nowadays. I’m 34 and pay my National Insurance contributions both as an employed and a self employed person, but by the time I hit retirement age (which will probably have been raised …