While it may seem a simple task to name the world’s largest insurance companies, given the increasing overlap and blurred distinctions between insurance and financial investment companies, there is some differing of opinions as to …

In order to erase credit card debt for good, there are certain things that you must do. Any credit card debt you may already owe, then these must be dealt with as soon as possible.  By clearing …

A 401(k) is an account used to save for retirement which is set up through one’s employer. The name 401k comes from the Internal Revenue Code section by the same name. It was originally introduced …

The right of redemption is the fundamental legal right of a borrower to redeem the mortgaged property. Each state has different laws when it comes to the right of redemption and foreclosures in general. Listed …

The media does not dictate public opinion in high profile criminal cases. The noun dictate is defined as  to give an authoritative order or demand. The media does not order or command the public or public …

One of the fundamental rules of negotiating the price of a car is to never find yourself negotiating more than one deal at a time.  If you are haggling over the price, do not involve …

People tend to think of bonds as “safe” investments because, in comparison to stock prices, bond prices may appear relatively stable. However, if you are considering investing in bonds or a bond fund, it’s important …

Online VS Storefront Experience This month you are reeling! Between the unexpected and the expected your banking account is totally depleted. Now, Uncle Sam the tax man is calling, and for all you know you …

Identity theft is a quickly growing crime in a time where so much information is readily available. Everyday people share personal information on social networking sites and through E-mails without even considering what they are …

In November 2007 another 189,000 jobs were added to our economy. It is pertinent to write a bit about one tool that many newly employed people may be needing to stay employed: an automobile. A …

There are many net worth statements available on the internet, however finding one that covers most or all of your needs is important. A net worth statement should include any assets that you own and …

Coupons were a great innovation for both the seller and the buyer. People who had no intention of buying a particular product may change their mind, if they can get twenty, thirty, or fifty cents, …

ETF is short for Exchange Traded Fund, a relatively new type of mutual fund that is rapidly growing in popularity with investors both large and small. ETFs are not that complicated. An ETF is just …

Many people still consider anything to do with sex sinful.  Even as we live in a culture obsessed with sex, many thing associated with the sexual act are taboo, restricted, or illegal.  Most states in …

In Response to AR politicians fighting to ban payday loan services on the internet –  I just really don’t get it. Dusty will you ban my credit card company from charging me $40 for being …

I had been married for 3 days to a man I had never touched. Saturday dawned while we were halfway to Tennessee Colony. Dallas is flat, strangely so actually for a city, but I was …

This is your credit habits which the insurance companies use in determining whether they’ll provide you with insurance and how much you’ll pay? Insurance companies have traditionally used many factors in determining how much of …

Doji candlesticks are among the most popular candlesticks used in technical analysis of financial securities’ prices. Dojis are very easy to spot because their formation is unique from other candlesticks. Their highs and lows are …

Debts are something that you should avoid if you intend to build a solid financial foundation, and for you to avoid from falling deep into financial traps. Many people misunderstand the concept of debt. Some …

Earning money through mutual funds is one of the best methods for the average investor to build wealth or save for retirement.  Mutual funds are pools of money managed by professional investors and take advantage …

Retirement doesn’t necessarily mean the end. Many people opt to continue working or doing something after retiring for different reasons. For some, they continue to work to remain sharp, some to have some activity and …

“Voir dire” means literally “to speak the truth”, and is derived from Old French. The term, which is familiar to many people from courtroom dramas and John Grisham novels, most often describes an important part …

Fighting for custodial rights can be emotionally taxing, as well as financially burdening. The courts system can be confusing if not familiar with it, and the emotions involved can add to the confusion. There are …

More states should pass and enforce “three strike” laws. These provisions mandate stiff sentences for career criminals—including (in certain states lacking Chelsea’s Law) some pedophiles who continue to victimize children even after serving time in correctional …

A savings and loan institution is one that offers both the financial services of savings deposits and mortgage loans. In the UK and Commonwealth such institutions are typically called building societies. They are similar in …

While insurance is a useful tool for risk-management, it is not one that should be purchased through fear instead of rationale. Some insurance plans can be considered essential, while others are garbage cans for your …

What do legal interns do all day when they work in law offices? The answer is: it depends. It depends on the law office and it depends on the intern. Virtually all legal interns are …

Winning the lottery is great but after the shock is over there will be some hard realities to face. Many people will be bugging you for money so it is important to handle all aspects …

In the majority of cases, underage children should be required by way of law to have parental consent. Underage children can not vote, drink, drive or do many things that adults have the right to …

Anyone who has ever lived in small towns or rural communities has their own local sheriff’s office. It may have two to four officers and is in charge of local problems and provide a sense of …