The American Center for Law and Justice is an organization whose mission is to promote religious freedom and values that are ensured under the Constitution of the United States. It is a legal body that …

When Black Friday deals just aren’t enough, there’s always Cyber Monday. Just days away from the most anticipated and chaotic shopping day of the year, Cyber Monday offers consumers another shot at securing the best …

In these days of online banking and debit cards, traditional check-writing has become a bit quaint. As for reconciling that monthly balance, computer software will even do that for you. However, one thing hasn’t changed. …

A flat tax is a tax which is assessed at the same percentage to all taxpayers (for example, a 10% flat income tax). Flat taxes are a controversial but increasingly popular alternative to traditional progressive tax systems …

Asset allocation means spreading your investment funds across many asset categories. As an investment strategy, this will help the investor balance the overall portfolio risk, volatility, and performance. Asset allocation is an important construct to …

Arizona’s foreclosure laws are spelled out in Article 33, Chapters 6, 6.1 of Arizona Revised Statutes. These laws are very specific in spite of the fact that most Arizona foreclosures are done through a non-judicial …

The trend is your friend. Investors who base their investment decisions on overall market trading activity usually earn money in the long run. Then again, there are times when every stock or almost every stock that is listed …

Could you use a little extra money this summer? Many people are looking to save money any way they can during the summer, especially during the challenging economy.  There are a variety of measures that …

Falling ill or being involved in an accident are things that most people want to avoid, although unfortunately it can happen at any time. Being prepared for this in financial terms is a way to …

The American Dream is not dead, but it is certainly on life support.  As fewer and fewer people own capital and the State takes over more and more of the economy, Americans become permanent children, …

You trust a lot of the important matters in life to other people. Your auto insurance is no different. You need a professional agent to handle your coverage. You want an agent that knows what …

Be Prepared for Audit If you are audited by the IRS, it will help if you keep organized records. The purpose of any audit is to verify records. Taxpayers are required by law to maintain …

The U.S. central bank, the Federal Reserve (the so-called “Fed”), currently effectively controls the nation’s money supply through the manipulation of interest rates. When it makes an interest rate cut, this has consequences for many …

Respect for the rule of law at the national and international levels is the fundamental purpose of the UN. While the UN has several methods of enforcing international law, all of those methods require collective …

In the absence of an express agreement as to the amount of their compensation, lawyers are entitled to reasonable attorney’s fees. The creation of a relationship of attorney and client by express or implied contract …

Loans come with not only different types of interest rates, but different factors which affect the rates. Two people taking out a loan for the same amount for the same purpose will pay different rates …

You may be in debt now, you may have limited income, but you also have the power to turn your life around. You can achieve this by overcoming your money-making fears and not allowing obstacles …

The January 1 to April 15 time period can be hectic. If you worked the previous year, you are possibly worried about filing a tax return to pay what you owe or get a refund …

Most of the time, people have only one choice when it comes to electricity options. In other words, there is usually only one power company in the area in which you live. As such, your …

Applying for a mortgage is a great step towards becoming a landlord and if done carefully you can get a great deal on a mortgage. There are some important basics that you must know on …

Buy Low, Sell High Still Works The crisis of the current US housing market is being watched closely around the world. Beyond the endlessly repeated generalities of despair appearing in most headlines, closer observation will …

Micro-lending is becoming an ideal method for short-term investments that allow people the opportunity to help other people.  Micro-lending allows individuals to make loans for as little as $25 using Kiva. It is actually quite …

Should the U.S. Continue to Use Capital Punishment? The topic of capital punishment is a highly controversial one. It does not get any easier to choose a side-pro or con-on this very touchy subject. In …

Life insurance is a product designed to replace lost income in the event of a premature death. Policies come in a variety of different types and prices and can be complex financial decision, and one …

Interest rates are perhaps the most important to consideration when selecting a loan or saving account. As such, banks have a variety of interest rates for their various accounts and loans. You should always check …

One of the most important decisions a parent can make when raising their child is teaching them finances. Avoiding debt and building wealth is a good way to secure a child’s financial future. Teaching children …

Weddings are an extremely magical and extraordinary event. It’s the day that a couple gets to share their love with all of their friends and family. Everyone invited gets to feel that love as they …

I’m a very old guy and I believe marijuana should be legalized immediately in the US. I never was in danger of becoming addicted as a heavy smoker or an alcoholic, except when I was …

Choosing what to invest in is ideally less like window shopping and more like an investigation if you want to base your choices on information rather than feelings. Some people still do choose what to …

Dual citizenship is a status by which an individual is concurrently known to be citizens of two countries by the laws of those countries. Dual citizenship can be acquired in different ways. Below is an …