Since ING Direct pioneered the first online-only high-yield savings account in the late 1990’s, a number of other banks soon followed suit. Just ten years later dozens of banks are offering their own version of …

The payday loan process is much simpler than applying for a traditional loan and can usually be completed in less than 30 minutes. These loans are designed for people who need cash in a hurry …

J.P. Morgan Chase, a large U.S. based financial holding company and financial services firm is facing asset losses of up to $9 billion dollars per the New York Times. These losses, and the events leading …

Payday loans, if not thought about carefully can get you in trouble. The interest rate alone, charged on these loans should be against the law in every state. I have never heard of a payday …

ILLEGAL DRUGS:  The Case for Revising Current Laws LEGALIZATION VERSUS DECRIMINALIZATION Introduction. Cannabis Activists are a-buzz with excitement at the prospect of California’s “Tax and Regulate” campaign, as well as other “legalization” attempts about the …

In today’s economy everyone needs to have a nest egg, if for nothing else, peace of mind. Saving money does not have to be painful. With some frugality and careful planning, you can find painless …

Assessing the death penalty under the old Testament of the Bible. The first book of the Bible the book of Genesis informs its readers that man was created in the image of God. Woman was …

Property Tax Appraisal Time Again:   Hunting Season Opens on Homeowners It happens every April, May and/or June throughout the U.S. Homeowners become irate that their property taxes continue to sky-rocket!  What Homeowners Can Do Legally To …

Before attempting to rid yourself of debt and start saving money, ask yourself this question: How did I get into debt in the first place? There are some very common reasons most people get into …

Cutting costs seems to be a way of life for most seniors, and when it comes to cutting costs on a automobile, there are a few ways to do so. Seniors have many perks that …

If you are the average person living on the average income the answer is no. Identity theft insurance and credit monitoring services are marketed largely through scare tactics, but a savvy consumer can follow just …

If you are like most people you have heard of mutual funds, but are not really sure what they are. With so many different investment choices available to you, the more informed you are, the …

Have you recently lost your job, or are you about to retire from a job and enjoy life once and for all? If you are suddenly out of a job, you are going to want …

Former Neighborhood Watch Leader George Zimmerman was acquitted on Saturday, July 13, 2013, of the death of teenager Trayvon Martin. Following three weeks of testimony, six women jurors declined to find Zimmerman guilty of murder …

The benefits of saving money are priceless. It is no secret that conserving money is crucial. In a time when the value of homes are decreasing and the price of food is rising, saving money …

Debt collections letters can be intimidating or just downright confusing. Most people panic when they receive a letter from a creditor. While this is a perfectly natural and understandable reaction, it is always the least …

If you rent a home or an apartment, getting renter’s insurance is an absolute must. This is not one of those optional things that are generally a good idea to get, it’s one of those …

This is not an easy question to answer, but it must be answered nonetheless. The problem with parental consent laws is that they often tend to swing both ways. That means that parents who must …

Bollinger bands are a very popular and widely used technical analysis tool by traders. It was developed by a famous technical trader named John Bollinger. Bollinger bands are made up of two bands, an upper …

A Limited Liability Company (LLC) is a business structure allowed by state statute. LLCs are popular because, similar to a corporation, owners have limited personal liability for the debts and actions of the LLC. Additionally, …

Negotiating a lower payment for your mortgage may be easier than you think. Banks don’t want to lose your business to a competitor. They also prefer a stream of regular mortgage payments to the risk …

The misinformation effect is memory impairment after exposure to misleading information. It occurs when misleading data is received after the memory was originally made, causing memories to be altered. This is not a deliberate attempt …

Believe it or not, a very small percentage of people who drive under the influence on the roadways within the United States of America get arrested and convicted of operating a motor vehicle while physically …

Probate is the legal process through which a decedent’s will is carried out and their estate is divided between the beneficiaries named in the last will and testament. The individual or group ultimately responsible for …

Disney world can be very expensive, especially when it comes to food.  You can spend a lot of money, however there are things that you can do in order to save money while eating there.  …

Have you ever wondered how payday lender are able to offer such Fast Loan Acceptance? It makes some folks nervous, it’s like they are not being thorough enough. They are employed to banks taking weeks …

Most people at some time or other are tempted by an internet freebee.  An Internet freebee often comes in the form of a piece of software, product voucher or free gift. There are dangers involved …

Police officers often forget that an arrest can be a very scary experience for the person being arrested.  Members of law enforcement deal with arrests and similar situations regularly.  Sometimes on a daily basis.  They …

Patents, trademarks and copyrights are different kinds of intellectual property protected by U.S. law. These protections include federal rights, international protections, and common-law rights of action should any kind of intellectual property be stolen or …

Bonds: A Sound Investment? A bond is a form of debt security where the issuer (borrower) has the obligation to pay the holder (lender) a specified principal and interest (coupon) at a future maturity date. …