DUI: high-risk driver Auto insurance companies primarily set insurance premiums based on their assessment of how probable it is for the insured driver to file a claim due to an accident or other incident resulting …

REIT stands for Real Estate Investment Trust, a form of corporation that allows large numbers of investors to make large real estate investments that they couldn’t make individually, in a way that avoids corporate tax. …

This year has been notable for the number of banks that have failed in the U.S. According to the Federal Deposit Insurance Corporation (FDIC), 109 banks have been forced into receivership as of October 23. …

A correlation exists between risk and insurance. Insurers sell policies that you as a customer will buy to protect yourself against certain types of risk. This includes risk that involves driving a vehicle, owning a home …

People are very shortsighted. They think nothing of insuring their homes, though forget that those expensive items such as boats also need to be insured. There are many reasons for this, and the details below …

Identity theft is one of the fastest growing crimes in today’s world and can reap havoc with an otherwise good credit history. A friend of mine once discovered that someone had fraudulently entered a change …

The topic of medical insurance of all types is a highly debated one to say the least. Knowing what plans are available to you, as well as the costs and benefits are important things to …

This is a loaded question, much like most of politics. Anyone that seeks a yes or no answer on this topic is simply closed minded, and completely bound to their party and are incapable of …

Texas foreclosures are governed by Texas property code section 51.003 and state that lenders are able to secure a deficiency judgment against homeowners who have been foreclosed. Deficiency judgments are the difference between the amount of …

In the United States, many people see the threat of the death penalty as the ultimate deterrent. After all, is someone going to be willing to put their own life on the line to take …

Are YOU ONE of the 41 million in U.S. can’t afford basics? According to MarketWatch about “one in five working American families can’t afford basic needs, and many scrape to get by on insufficient income …

It is said that the market moves between greed and fear. In other words, the stock market is an irrational beast. The most irrational component of that beast is the individual investor. For the most …

When a person goes to college, that person realizes the amount of responsibility that is being taken on. One of the areas of responsibility falls under the category of finances. Unless students are living at …

Not everyone is capable of being a recluse but those that can live for a time without family and friends around around them may find many benefits to this alone time. It can be very …

Student loan forgiveness programs are increasing each year and are an extremely popular choice that are usually oversubscribed to. The term ‘loan forgiveness’ is rather misleading: it is rare that ones debts are wiped away by someone with the power …

Unsecured loans are definitely gaining in popularity, as they are increasingly being used as a method of paying off outstanding debts under one umbrella payment. They are much easier to obtain than secured loans which …

Anyone who is resident in the UK and over eighteen may invest in a PEP. The PEP has to be managed by a person who is authorized to do so under the Financial Services Act. …

When you think of an attorney what is it that you think of? A good honest individual that will work with you on prices? No probably not, you probably worry that you will be charged …

Ophthalmologists received 7 percent or $5.6 billion of total Medicare payments in 2012 according to government data cited by the New York Times. This information is part of a data release by the Centers for …

Most people will agree that they feel like they are paying too much for gas, food, clothing, and other everyday necessities. With daily expenses going through the roof, who can afford to overpay for stock? …

Financial literacy is the ability to understand finances and how they work in order to make sound financial decisions. Not only is financial literacy important for adults, but it should be taught to children as …

The State of Georgia is located in the south-eastern region of the United States.  Its borders touch Florida, Alabama, Tennessee, North Carolina, South Carolina and the Atlantic Ocean. Known as the peach state, Georgia was …

BEST PERFORMING MUTUAL FUNDS SINCE 2000 Mutual funds are judged on several parameters, the most important of which sways an investor into their fold. This is the total returns generated on investment and how consistently …

In 2009, President Obama passed a health care reform bill, promising accessible coverage to the almost 46 million uninsured people by the year 2014. Despite the passage of this bill, health care coverage costs continue …

Are you having trouble surving the recession? There are many ways to survive, but you have to be willing to look at the bigger picture. In order to make it out of the recession with …

Initially when people hear the words “seized funds” they immediately panic. However, Escheatment laws are in fact the process of states seizing unclaimed financial accounts. In fact, the escheatment laws are in place to protect …

Economies at any age are important, not just to the individual, but to the state of the world, though pensioners get the rough end of the stick. They don’t have the kind of money it …

IT outsourcing has been a hot debate last few years.It is usually a hot button topic during elections.For investors this growing industry provides a great opportunity to add Foreign sector to their portfolio. Infosys Technologies …

The 1991 New Jersey Domestic Violence Act (N.J.S.A 2C: 25-17) established collateral action against perpetrators of acts of domestic violence increasing procedures of law enforcement protocol, providing criminal and civil court protections involving a 2 …

Credit is one of the most important things to keep good.  Without credit, you can’t purchase vehicles, homes, or even credit cards or cell phones.  Some utility companies won’t even look at you unless you …