Term Insurance is the most practical and affordable type of Life Insurance. Whole Life policies are a very poor value for your insurance dollar. Neither do Whole Life policies perform as the agent will try …

Home equity loans help homeowners finance home improvements, repairs, college expenses or various other outlays, using the equity (value) in their home as collateral. Home equity loans are more commonly known as a second mortgage. …

Tax credits in the UK are a form of financial assistance paid to individuals by the government. Tax credits come in two specific types, child tax credit and working tax credit. Child tax credit is …

When you’re a student it can be tough to avoid debt altogether, as you may find yourself taking out a student loan which automatically means you’re going to have a significant amount of debt to …

I don’t want to belabor this point, but since the mass media, print, TV and otherwise, keeps on it, it needs to be addressed. For years now, investors, fueled by an overly accommodative Fed, acted …

It is not a secret that obtaining a loan without being a home owner is rather difficult. Even when it comes to unsecured loans it is a lot easier to get approved for a home …

It’s a serious offence in the United States, and Utah State respectively for drivers to drive under the influence of alcohol or any other drug. In this regards, when a driver is suspected and later …

A tort is a civil wrong. A tort is an action by on citizen against another for monetary or other redress for a wrong committed. Tort comes from Norman French and means injury. It provides …

For many people, the days are gone when they could afford to eat out several times a week, go to the movies and spend a large amount of money on recreation.  Some folks are not …

To paraphrase an ancient script, we should consider the ant who works diligently in the summer of their life in order to have something in the barren, stark times of winter. In other words, we …

In today’s tight economic times, financial emergencies happen all too often. An unexpected illness, sudden unemployment, a car accident, a car repair and maintenance or an unforeseen home improvement can take you out of your financial …

Title: Police abuse: Sovereign Immunity protects the abusersArticle: Police Abuse: Sovereign Immunity Protects the Abusers Police abuse is a national problem with officers over stepping theirbounds and deliberately doing harm to the people that they …

Everyone wants to make money, and they want to make a lot of it for doing nothing. Here is the key – Invest in the movies! No, not by going to a movie, or investing …

THE FUNDAMENTAL FAIRNESS DOCTRINEIN AMERICAN CASE LAW,IS IT STILL VIABLE? One of my law professors once said that if you did not have definitive authority on the point of law you were trying to make, …

The most obvious way to stay away from credit card debt is to simply not use credit cards. Whilst they are undoubtedly useful tools to help to establish credit they can wreak havoc on ones …

Unintended Consequences. Laws are mans way to maintain a sense of order and justified punishment for those who try to disturb that existence of order. These violations that result in a disturbance are referred to …

Index funds are passive funds. They are passive in that they simply follow a particular stock index. These indexes could be the S&P 500, the NASDAQ, or any other of a number of market indexes. …

When does life actually begin and a fetus considered to be a living being?  There appears to be an inconsistency between abortion laws and the Unborn Victims of Violence Act. When evaluating abortion, the beginning …

Currently the California Driver’s License Checklist has a numerous of issues to finish it completely the aricle would have to be done within a series. Regardless of where or whom you speek to it seems …

“Flight to quality” is an investment market phenomenon that generally occurs in poorly performing or highly erratic financial markets. It is characterized by movement of investment capital away from perceived high-risk investments and into lower …

The Case for torture The case for torture will arise, they are many people who do not consciously value the human life; “terrorist” other wise known as freedom fighters, or in many circumstances soldiers for …

The thing with shopping for a home loan, versus shopping for a home and then going with whatever the seller offers as sales vehicle, is that when you shop for a home loan, you are …

There are many bargains to be had at yard sales.  There are things you can do to get even better deals at this weekend staple.  Consider the following strategies. Look for large yard sales You …

Forex comes from foreign exchange and is a virtual market that offers software platforms where traders can make money by selling and buying it. To make any money you have to buy low and sell …

“Neither a borrower nor a lender be,” wrote Shakespeare and the bard’s wisdom is one that would benefit many people today. As debts rise and defaults and bankruptcy dominate the news, the examples of the …

Equity release firstly made an appearance here in the British Isles during the mid nineteen sixties and the very first UK home reversion scheme was set up some during 1978. The phrase reversion could possibly …

As much of a stigma may be attached to bankruptcy, there are actually many valid reasons that you may want to take this step. It may be due to medical issues. It may be due …

The Export Trading Company Act (1982) was enacted to protect joint activities by American export trading companies by allowing these companies to apply for a limited anti-trust exemption. This is intended to encourage the formation …

First of all, fret not and leave the panic for later. You know that you are behind in your retirement savings plan. It is great to realize it now than later: The key is to …

If you’re in the home buying and mortgage loan market, you’ve no doubt come across a few online mortgage calculators that give you a quick assessment of your monthly payment, given a few variables like …