The Advantages of Short Term Loans for Small Businesses

The Advantages of Short Term Loans for Small Businesses

There are several financial advantages of short-term loans for small businesses, but the operational advantages short-term loans provide small businesses are dramatic, especially in a slow economy. Good rates, no collateral requirement, fast turnaround, varied …
What is a Loan

What is a Loan

A loan is a legally binding credit agreement that can be arranged by going out by going to a bank, telephoning a bank service center, or by going to third party brokers. People’s needs and …
The Case against Managed Mutual Funds

The Case against Managed Mutual Funds

If you are investing in mutual funds at all, most likely it is in a managed mutual fund. There is a reason for this… all brokerage firms advertise the managed mutual funds more so than …
Investing

Investing

Does your well being depend upon the health of the financial markets? How well off will you be within the next year or the next five years? The truth of the matter is that an …
Types of White Collar Crime

Types of White Collar Crime

White-collar crimes are a unique classification of criminal transgressions and the concept was first developed by Edwin Sutherland. Sutherland defined the wording as referring to crimes committed by “respectable people” while working for their chosen …
Tip on Finding Cheap Car Insurance

Tip on Finding Cheap Car Insurance

Often it seems like there are peculiar car insurance programs for all types of drivers, including drivers with speeding fines and new drivers now learning to focus in the car while driving. It so often …
The Benefits of Credit Derivatives

The Benefits of Credit Derivatives

Credit derivatives are exactly what the name implies i.e. derived from credit. In other words the financial instruments such as collateralized bonds are created from a credit instrument such as commercial credit or commercial loans. …
The five best Senior Citizen Discounts

The five best Senior Citizen Discounts

Retirement and fixed incomes go together like peanut butter and jelly. And if you ask any senior citizen you know, they will tell you that living on a fixed income isn’t easy. When it comes …
8 Steps to Fix your Finances in 2013

8 Steps to Fix your Finances in 2013

A new year has arrived and that means it’s time for a fresh start and achievable resolutions. According to a Fidelity Investments survey, more than half of respondents said they want to save more in …
Making your Money last in Retirement

Making your Money last in Retirement

If you’d ask my kids the question as it applies to me, the answer to making my money last in retirement could be, “Die as soon after your retirement party as possible.” I’m joking, of …
Roe vs Wade – Yes

Roe vs Wade – Yes

Abortion and the Transition of Morality in Modern Society: Contemporary Ethical Considerations Introduction The Paul L. Boley Law Library at Lewis and Clark University in Portland, Oregon is an excellent place to investigate the legal …
Understanding Convertible Bonds

Understanding Convertible Bonds

You should understand convertible bonds before investing your valuable hard earned savings in them. As compared to a regular fixed term bond, convertible bonds are different and possess some complex features. If you put little …
Payday Loans

Payday Loans

Payday loans are an understandably contentious issue in the financial world. Developed as a small, short-term alternative to larger loans and made available to just about anybody with a job, payday loans nevertheless have created …
How to Report Suspected Child Abuse

How to Report Suspected Child Abuse

Reporting suspected child abuse can be an extremely difficult situation.  However, it’s a matter of urgency to get the child into a safe place when you know or suspect that he is being treated poorly.  Because …
Investing what are Bond Funds

Investing what are Bond Funds

The number of Americans approaching and entering retirement continues to increase as the older members of the Baby Boomer generation near the end of their careers. With that in mind, more people are looking for …