Even the most disciplined people can still find it hard to save for retirement.  It always seems so far off and other things seem more important. Then one day you wake up and realize that …

Many people pay far more than they need on their auto-insurance insurance premiums. By simply renewing the same old policy drivers can miss out on much better deals, thus it pays to not become complacent …

The best time to think about planning for your retirement is long before you ever get to retirement age. Perhaps the best time is when you first begin earning a paycheck. How many of us …

Amazon.com pioneered online shopping. The company started with selling books. Now, Amazon sells almost everything. With millions of items available in Amazon, there are different ways to find the best deal. Log-in to your Amazon …

The executor of an estate is responsible for carrying out the terms of a Will. The job of an executor of an estate may seem daunting, but the executor’s tasks aren’t difficult so long as …

The best way to avoid debt at Christmas is by this simple premise…to purchase your goods during the January sales. Those people who buy Christmas presents in January can save an awful lot of money …

Direct deposit has become an increasingly popular way to manage money. There are many benefits to utilizing the option of direct deposit, mostly due to the convenience factors associated with this method of managing monies. …

Taxable supplies for UK value added tax (VAT) purposes include sales at the standard rate (17.5%, rising to 20% in January 2011), at the reduced rate of 5% and at the zero rate. When supplies …

Ever since the eighteenth century BC, the death penalty has been used to punish criminals. Back then, there were twenty-five crimes that were punishable by death. Later on, in the tenth century AD, hanging was …

Opening a bank account can be a bewildering experience, especially for those going through this process for the first time. A glance at any money comparison site will reveal a lengthy list of current accounts, …

The financial district in New York City is known as Wall Street. For many, the words ‘Wall Street’ rings bells of stock markets, money and images of men in suits and top hats in their …

A tax haven is a country or a semi-independent territory which charges no tax, or very little tax, and therefore attracts money from large corporations or wealthy individuals hoping to escape paying taxes in their …

The innovation of online banking and the convenience it affords has proven to be a revelation and almost a God send for millions of people the world over. Whereas before, many had to make considerable …

In no other area of public service are officials faced with such moral decisions then in determining suitable punishment for offenders. The ability to take away a citizen’s freedoms or suspend their rights is a …

The origins of copyright law, or at least the notion that an individual has an exclusivity to his or her own creative or intellectual property, can be traced back to ancient Greece. It is during …

Loan modification has become a household term with the recent banking crisis yet most homeowners don’t actually know what they are in for when they sign these papers.   Educate yourself on five common misunderstandings about …

In the United States, comprehensive coverage is a coverage that applies to any damage to your vehicle except damage caused by a collision. This coverage will most probably be required by the loan company if …

Your homeowners insurance policy is meant to bring you back to whole if a claim were to occur. In other words, the insurance company will not replace your 1000 square foot home with a 1500 …

Prison should be a place of reform. All people make mistakes and injure others, but to varying degrees. Some mistakes are minor and without long lasting consequences, other mistakes are severe and never forgotten. Mistakes …

Leviticus 25:37: Thou shalt not give him thy money upon usury, nor lend him thy victuals for increase. Your local payday lender often won’t care about scripture or scruples but sometimes their business is a necessary …

eBay is a website to find items for usually less than you would pay for at retail stores. Many people use it to purchase collectible items, but it is also a great place to find …

Three Major Movers of Currencies Many know that a company’s earnings move a stock. So what moves a country’s currency? While there are many factors involved, let’s look at three of the most important things …

Credit card debt is a growing problem in the 21st century. Almost 60% of American households have a large balance owing on their credit card of choice, debts of up to $10,000 are quite normal …

The appellate court and the circuit court are two entirely different kinds of courts in the US court system. The difference between them is easy to understand and remember. A circuit court is the court …

The internet is chocked full of great deals and awesome free give aways. Users can participate in super promotions in which they can receive things like company logo baseball hats, t-shirts and coffee mugs for …

Any legitimate courtroom commissioned by constitutional law contains the exercise of a scheduled, interactive presentation that consists technically of a plaintiff, a defendant, a judge – and possibly a jury of the defendant’s peers instructed …

Every product nowadays comes with a warranty, be it a toaster, an iPod, or a computer. Some last a long time, others a few weeks. Some can be extended if you buy the product with …

The biweekly payment system is a highly publicized way for people to save money on their mortgage. The math is simple and will be explained below, but there are some things you should know before …

A real estate bubble is not unlike any other type of bubble namely a stock market bubble. The idea of a bubble is that what it is constructed on his unstable and ready to fall …

Health insurance is a necessity. Medical costs are outrageous and any serious illness can send someone reeling toward bankruptcy. When a claim is denied it is always a stressful situation. However, panic does not help …