Car insurance is an expense shared by almost everyone who drives a car. All states require car owners to provide proof of financial responsibility in the event of an accident, and most states require drivers …

Shopping for a car loan for some people may mean jumping through hoops that could include having to ask someone else for help. Although that is not an option that everyone might choose, there are …

Outfits that offer payday loans, serve a legitimate function. Payday may still be far away, and yet there are bills that need to be paid. Anybody goes through this problem every now and then. It …

Having high insurance IQ does not refer to how much knowledge you have about insurance in general to qualify you to be an insurance agent. It refers to the level of knowledge you have about …

Boilerplate clauses are provisions that do not relate directly to the particular subject matter of a legal contract but set out the respective rights of the parties during the term of the agreement and, in …

This articles main goal is to provide the reader with common sense tips to live the frugal lifestyle. Living the frugal lifestyle is a habit that needs to be developed by every reader. You want …

Electronic bill paying can actually end up costing you money – and you could even find that you’re missing more payments! Here’s why… It’s almost impossible to balance your checkbook with the automatic bill paying. …

In addressing this question, I will assume two things. First, that by “restrictive gun laws”, this proposition envisages laws which would substantially restrict the right of private individuals to own or possess firearms. Second, that …

Investing in exchange – traded funds (ETFs) Investing in ETFs, depending on an investor’s unique situation and long-term goals, may be a suitable approach to building a well diversified portfolio. Two of the most suitable …

Environmental forensics is a type of investigation concerned with problems in a specific area. Wherever pollution occurs, scientists look to find the cause and solution to the problem. Its uses occur anywhere that the water, …

There an irresistible urge for many people to buy foreclosed properties, especially if the price is way too low to expect. In fact, in almost every auction events a flood of people usually show up …

Flight to quality among investors happens when investors make decisions to sell what they perceive to be high risky investments and purchase the safest possible investments. Safer investments will be in the form of government …

The title of this article is a little misleading. You can’t invest with ‘no money’ (unless you’re talking about time). You can, however, invest with little money. The only way to invest with a little …

An automobile insurance policy comes with many discounts including one for not having to make any claims on a policy. A no claims discount can decrease the cost of a policy, can be applied in …

Are you in college? Are you struggling to above water? Well, I have the solutions for you! There are many ways to make it through your college struggles. Surviving financial struggles takes discipline and plan. …

Buying Capital stock shares of ownership of a corporation can be a risky thing to do, even of you pick an old corporation that has a proved history of profits for as long as it …

A summons and a subpoena are both tools lawyers use in civil litigation. The key difference between the two is that a summons is directed to someone who has been sued, and a subpoena is …

The Fair Housing Act prohibits anyone from being denied the right to rent, against discrimination of race or color, national origin, religion, family status or handicap. The Department of Housing, and Urban Development enforces the …

United Parcel Service (NYSE:UPS) as a company is the premier source for global transportation and logistic solutions. Founded in 1907, for more than a century, the company has been providing solutions for shipping throughout the …

Some people claim that the credit crunch and the banking crisis were caused by insufficient regulation of banks and “laisez-faire” capitalism or banking. This couldn’t be further from the truth. All of the problems have …

Prosecuting high tech crimes can be difficult. Technology has made law enforcement’s job far more difficult with data moving around the world at the speed of light. Today’s bank robber may conduct a heist in …

When you plan to travel to a different country it is of utmost importance that you have travel insurance in place. The most obvious reason for this is in case you fall ill or are …

Many people who own their own home consider their residence to be one of their greatest assets. For a lot of these people, their home is where the majority of their money is invested, and …

There are many benefits to developing frugal living habits. Perhaps unexpected expenses require that you cut corners. Or you’d like to start saving toward your first million. Whatever the reason, here are some suggestions for …

I believe the poverty issue in the U.S. has to be approached differently than what’s considered “true poverty” in 3rd world countries, which makes many people at our poverty level seem very wealthy in comparison. …

How do you know what to look for in a homeowner’s insurance policy? The first thing you should do before you look for a home- owner’s policy is to sit down and determine what about …

In an economy driven by supply and demand, many players can use various methods to manipulate and reorient market trends towards gaining an unfair edge over their competitors. The market economy is usually dependent on …

Court annexed arbitration and court sponsored mediation are both forms of court ordered alternative dispute resolution (ADR). ADR is the use of alternative procedures to resolve disputes without the necessity of a court trial. The US …

“Excuse me, I have to go. Somewhere there is a crime happening” –Robo-cop 1987 The man-machine that was Robocop might have viewed some of the actions of his partial name sake, the “Robo-signers” as being …

Funeral insurance is not actually used in the insurance vocabulary. The policies are called Final Expense Polices, which are whole life policies, normally used to pay for funeral cost. But usually consist of built-in cash …