Most online lenders offering guaranteed personal loans with bad credit actually offer payday loans or cash advance loans that feature limited terms and are not always the solution that bad credit applicants seek. However, not …

It’s easy to think that one could wipe out all of his debt by gambling just one more time. After all, people win every day, right? Casinos are set up to encourage you to hear …

In the context of financial planning, saving for your child’s tertiary level education is a luxury. However, if you can afford the luxury, there are calculators and systematic methods that could be utilised in planning. …

Due to the international nature of the Internet, Internet pornography carries with it special issues with regard to the law. There is no one set of laws that apply to the distribution, purchase, or possession …

Are you trying to save for that perfect honeymoon getaway with your special someone? If you are, here are some strategies that you may find useful to help you pinch your pennies. If it’s a …

Visitation and Child Support are two issues that are so close that its often assumed that you have to have one to get the other. In the legal world these are two separate issues. This …

Government legislation, forcing businesses to cover health care expenses for employees, would be a terrible mistake. Why do we think the employer should be responsible for the medical costs of its work force? It is …

Auto insurance premiums can take a bite out any senior’s budget. Most states require drivers to have auto insurance in order to legally drive a vehicle, so going without insurance is not an option. Here …

Most people only ever have to deal with debt collectors if they fall behind on their credit card payments. Granted, there are other instances where debt collectors get involved, but the majority of cases are …

Six years ago, when I was first stepping foot into College, I knew that when I graduated I would be struggling with debt. What I didn’t know is that there would be no help for …

If you’ve watched TV in the last year, you’ve probably seen those witty, rhyming commercials for FreeCreditReport.Com, written by Dave Mulhefeld and his cohorts at the Martin Agency. The character in the commercials blames his …

One of the main reasons that people take out personal loans is for debt consolidation. When debts are spread between a number of creditors, all charging different interest rates, consolidating the debt into one monthly …

The overwhelming majority of homeowners qualify for a tax deduction for the interest they pay on their mortgage loan.  Let’s look at a few important details about this tax break: * In order to claim …

Many people that hold an active checking account with a bank have received a letter stating the new changes, which has taken effect on July 1st, 2010 for new customers, and for existing customers the …

“Will Work For Food”, thats what the sign read. Forty years old, without a job, without food, searching for hope. As we passed by this man on the busy Interstate, questions ran frantically through my …

Background checks can help recruiters make the right decision about potential candidates. Information from previous employers, from government agencies and from other information sources can help highlight areas that may be of concern. There are …

The Net Asset Value of a mutual fund is a simply the value of a single share of that fund. But what does that really mean? How is the Net Asset Value calculated? A mutual …

Martin Marietta Materials, Inc. (MLM), the second largest producer of aggregates for the construction industry in the United States, supplies crushed stone, sand, gravel and other aggregate products for use in domestic construction of highways …

For the past three years I have been purchasing travel insurance online from Direct Travel Insurance. Their website can be found at www.direct-travel.co.uk or you can ring direct on 0845 605 2700. Prior to purchasing …

There is always a lot of talk about auto insurance, home insurance, and life insurance. However, there is a fourth type of policy that is equally important: personal umbrella insurance. What Is Umbrella Insurance? Umbrella …

It’s Sunday night. You’re getting ready for the week ahead. You’re in the process of getting the kids school clothes laid out when you realize that somehow no one’s white clothes got washed. That means …

Buying stock is a process that is intimidating to many folks who have never bought stock directly. Even if you have stocks tied up into investments in a retirement plan or 401(k), buying stock in …

A debit card can be used for purchases just like cash – but unlike a credit card, the money comes straight out of your bank account at the time of the purchase! So while debit …

Identity theft is a crime that is increasing as more and more people are using the internet for financial transactions. As a result an individual’s personal information can be stolen which can lead to damaged …

Being in debt can cause a normal person a lot of stress. There are few people out there who could honestly say they don’t care that they are in debt. Combining the fact that most …

You just closed your first important deal at the new job. Not only do you feel good, but the boss presented you with an unexpected bonus check for $10000! Instead of spending the money, you …

The biggest debt a consumer faces is the credit card. Reducing or eliminating this debt takes commitment and a plan. The following ten steps can ease that debt-load and bring the consumer out of the …

Is the protection of innocence no longer a prerequisite of the US and Kansas Justice System? Following a spate of recent legal cases where the validity of convictions have been brought into question due to …

We all have times when the money seems to roll right out the door before all the bills have been paid. If you’re in a tight spot now, it’s time to think creatively about how …

Natural selection favors deadly predators and fast prey animals with nearly equally lethal defenses. The slowest lion does not eat, and the slowest gazelle becomes dinner. The winners (the ones who get to eat and the ones …