Getting started with investing is not easy but necessary to build up your portfolio. It is best you start at an early age to get knowledge about all the different kinds of investments and that …

It may be easy to assume that a person with bad credit is too much of a risk. Lending such an individual money probably means you are not likely to see it back. Ever. But …

The question of why an individual should make a Will has been asked time and time again, though to address the issue, let’s take a look at who should make a will and why. It …

Interest rates on UK savings are currently very low, with the best offers usually requiring you to keep savings on deposit for a fixed period. However there are a number of interest bearing current accounts …

If you have blotted your copybook and bear the stigma of having bad credit, you need to work to improve it at the earliest opportunity. Bad credit can blight your future financial dealings as it …

The last couple of years have been difficult for the world economy, with most countries going into recession and stock markets around the world taking a tumble. During this time investing in the stock market …

The new Wall Street Reform Law – Restricting borrowers Last year, lawmakers presented a bill that would require lenders to retain cash reserves equal to 5% of the total value of all the mortgage loans …

If you’re looking for a great deal—and who isn’t?—consider an REO home. REO stands for Real Estate Owned. These are houses that lenders have foreclosed and that are now owned by banks. An REO is …

The best way to get the most out of your Cash Back Card is to understand the benefits and determine an annual strategy’. Here are three ways to improve your use of your cash back …

Today much of your credibility is based upon the almighty credit report. Many large items you choose to purchase will require a quick look at this score. Each place of business will have guidelines to …

The questions: when to retire, when to sign up for Social Security and can they still earn wages while drawing Social Security, weigh heavily on the minds of many senior citizens. Some are worried that they …

Passive income has become a hot, Internet buzzword.  Everybody is trying to generate it.  But, what does it mean?  The concept of passive income, basically, is the process when income is generated continuously over time, …

Today’s economic climate makes it hard for everyone to make ends meet. One of the major reasons is that most families have never learned about budgeting. As long as they continued to draw an income, …

It’s the law in Ohio! Drivers must maintain minimum amounts of auto insurance on any vehicle registered in the state. Failure to comply with Ohio’s state-required insurance requirements can result in penalties you would rather …

I had an occasion to meet with a young couple recently to discuss their real estate situation. To all appearances they are a very lucky couple. They had just closed on a new home, which …

Contrary to popular opinion, it actually is possible to find low risk/high reward trades. However, picking options positions and/or stocks is akin to picking mushrooms. There are tasty ones and poisonous ones that look similar, …

Retirement is something you either look forward to or dread, especially if your investments are not performing well. Maybe you don’t want to lose the camaraderie of working with your colleagues. Whatever your reason for …

Shopping for a new vehicle is not the only place to experience “sticker shock” associated with higher than expected prices. Automobile insurance rates can put a strain on any budget. But, there’s no reason to …

Most often referred to by investors as FOREX or FX, the foreign exchange of currencies can now be done over the counter. This new investment tool has become increasingly popular as investors search out new …

Benefits of investing in ING plans ING began trading in 2003. They have one million UK customers. They are based in Reading and also have their head welsh office in Cardiff. They offer good customer …

There are advantages in investing in foreign markets as opposed to domestic (U.S.) markets. Some of the largest returns are seen in nations like Brazil. But are these investments safe? I would venture that any …

Determining if you are spending too much money seems like a problem with a simple answer. If you do not have any money just prior to your next pay period, you are probably spending too …

Being able to spot a counterfeit money order could be the difference between obtaining money owed and being left seriously out of pocket. The issue of counterfeit money orders has now been around for many …

If you have decided to invest in properties by fixing them up and getting them up and ready for rent, you may save yourself from encountering many problems and major hassles by hiring a company …

Identity theft cases are growing in number each year.  Thousands of American consumers have their identity stolen without even knowing.  Usually these consumers will only realize their identity was stolen when they go to open …

Your credit score is one of the most important official records in your life. It determines whether you can get a loan or a mortgage. The approval of your credit card application depends on this …

Driving a vehicle in the state of Maine means you will need auto insurance. The state of Maryland requires all registered vehicles in the state carry minimum amounts of auto insurance  to satisfy the state …

If at any time you have had debts that you have not paid, then unfortunately you may have been victim to some of the sleaziest collection tactics used by UK debt collectors today. A simple …

You have a budget for everyday expenses, like groceries and bill payments. You know, more or less, where your money goes every month. But what about the unexpected expenses, like car repairs or medical bills? …

Just the term “flipping a house” seems to imply that it’s something that is easily done. There are many would be handy men out there who feel that buying and selling a home after making …