High yield bond funds are easy to understand if you can grasp the basic contradiction at their heart. Investors think of bonds and bond funds as the safe part of their portfolios. Bond pricing stays …

At least four different types of disability insurance are popular in the United States. Most workers are familiar with workman’s compensation that employers in most states are required by law to provide for their employees. …

Many companies have found that consumers notice when the price of certain items go up and many of these potential customers will refuse to purchase a product or a service if they perceive the price …

There are many opinions of whether or not it is good to buy life insurance for a child. Some people are against buying a policy; saying that the money can be put to use for …

Bulk buying can be an effective way to save money on household staples.  As with most apparent bargains though, you should stay alert to ensure you are actually saving money, not wasting it.   Certainly a …

Car accidents have hovered around 6.4 million incidents per year since 2000, costing more than 230 Billion dollars with approximately 43,000 deaths annually. (Source-Car Accidents.com) If you are one of the unlucky individuals involved in …

A financial planner can help you plan for retirement.There are different types of financial planners. They primarily work for insurance companies, banks, and some of them are self-employed. According to the United States Bureau of …

Lost amidst of sea of credit cards is another financing option: the old fashioned personal loan. You go to the bank, ask for $X amount to pay for Y, and the bank gives you that …

Apartments are arguably one of the best real estate investments that you can make. It is impractical to believe that you will be able to cover every possible advantage that investing in apartments has. As …

In today’s market and current financial situation, shopping for an online mortgage can be frustrating, if not plain downright frightening. As the credit markets have tightened and loans are harder to come by, it certainly …

There are a number of scams designed to cheat you out of your money. One of these involves unsolicited phone calls to your landline, or mobile phone where you are duped into giving your bank …

Most people will experience being in debt at some point in their lives whether from making an investment such as acquiring a mortgage or from an accumulation of credit used for day to day expenses. …

Numerous tax changes in recent years have proved helpful for families, providing several deductions and credits. Some benefits are credits only-that is, they reduce the amount of tax owed. Others may be refundable, actually turning …

People buy insurance for their health, life, car, home, and a number of other items and possibilities. The insurer provides them with a policy that has about 100 pages of information on 8 or 10 …

There are a great many people who will have very little idea of how credit cards work. They may frequently use a credit card or credit cards and know that they are presented with a …

Pay day loans have their part to play in a free economic market. The tide which turns against them and bans them in several states is a misguided approach as leaves the responsible users of …

There are a number of rules and regulations that must be kept in mind while filing a divorce. The following is the gist of the laws that are to be followed in the state of …

You always hear about the importance of saving and cutting spending.  Some people are savers and some are spenders but there needs to be a balance in the two areas.  Learning to Save With the …

Anyone over eighteen years old can apply for a bank loan, but that does not necessarily mean that they are forthcoming. Decisions may take days or weeks to be made, and the decision will be …

A debit card may seem to work much the same as a credit card, with one primary difference. The primary difference between the way a credit card and debit card works is that when purchases …

Repairing credit may seem difficult at first but following a few simple steps can help. Know your credit score: How do you find out what your credit score is? The 3 main companies holding credit …

Should polygyny be legalized? There is nothing to “legalize”, at least so far as those who can read the Bill of Rights (First Amendment) are concerned, or for those who understand that God ordained marriage, …

Guns; as a weapon, they can be both a potent killer and a protective guardian. They can intimidate someone into doing as you wish, or protect a person like spikes protect a porcupine, by telling …

Teenagers have very limited knowledge and mindset about money. They normally think that money is meant for spending and to satisfy themselves. As much as they know what saving is, they really don’t give it …

Teenagers that take up employment opportunities during the summer holidays from school or college are often caught off-guard by the unfamiliar feeling of actually earning money for themselves and having their own money to spend. …

For the most part, student loans are not forgivable. Your student loan company most likely offers things such as a forbearance or a bereavement, but student loan forgiveness is not common. Unlike a forbearance or …

Assessing the Death Penalty The topic of death is taboo at best and death is not a topic comfortably displayed at the water cooler. Is an eye for an eye the way we live? The death …

The benefits of online cash advance loans are numerous 1. You can choose which company you would like to do business with. 2. You can decide how much. 3. You can receive the benefits of …

With money being tight for everyone at the moment, there are many things that we can all do to reduce our personal tax bill, and it’s not as difficult as you might think. With many …

Running an enterprise – even if it is a non-profit – costs money. A person might have a great business idea and plan that needs to materialize or a current business that needs a boost. …