Buying a home is one of the most exciting and intense situations you will ever be in.  The excitement of owning your first home is somewhat diluted by the massive amount of paperwork you need …

The major dream for many people is to purchase a home of their own. There are some things to consider before jumping into home ownership. Besides the mortgage payment, you will also be responsible for …

Recognize and avoid scams on personal loans easily. There are many promotions on Personal Loans out there; so many one can be easily tricked into applying for a loan with terms that are not favorable …

A Basic Share Trading Plan in a Nutshell For The Beginner. For those who are interested here is my “trading plan”. Here it is in a nutshell:- 1. Do your homework/research. 2. Know the amount …

A great credit score is above 700, to improve your credit score there are steps to take. This is important when it is time to make a large purchase. The better your credit score, the …

Introduction Industrialisation is a process of social and economic change, that is closely intertwined with technological innovation, whereby a human society is transformed from a pre-industrial (an economy where the amount of capital accumulated per …

When you invest in a bond, you are essentially entering into a financial relationship with an institution that is loaning it money in exchange for locking in an interest rate. The borrower is either a …

When purchasing a car, one of the factors usually not considered is the insurance needed and the cost of that insurance. This can be a tedious and annoying to even the seasoned driver. Georgia is …

Debt and stress are two common words in this day and age, and everyone is offering ideas on how to eliminate both. Unfortunately, there is no easy “fix”, and no quick way out. 1. Change …

The financial market actually has many different “instruments”. What this basically means is that different instruments are really just securities that are traded in financial markets. Here are just a few of them.             -United …

It is a sickening feeling when it happens. Usually, people start to panic and search the same places over and over again hoping and praying that their purse or wallet will be found. The loss …

It is important to think long and hard when choosing a guardian for your child when you write your will.  He or she will take your role and can make all the difference to your …

This question comes down to the context of the investment. At first glance, this may appear to be an absurd question. A BMW is an automobile and as such is a depreciating asset. BMWs are …

It is virtually impossible for banks to make too much profit in their normal business practices. They are highly-regulated operations, and are closely monitored by both government and industry watchdogs. Banks do have opportunities to …

Within the enormous spectrum of financial tools, preferred stocks occupy a special position. These stocks are technically equity securities though they share key characteristics with several debt instruments. Some financial analysts rightly refer to them …

No, the government should not pay for all medical care for every person in a nation. They certainly should ensure that everybody has access to essential and good quality health care – and that nobody …

Making a fortune takes time. Living simply offers immeasurable gifts. And of course, true joy has little to do with cash. However, most of us have been through at least one crisis that can only …

Red-light cameras have been the subject of much controversy in previous years and as more cities attempt to install the devices the debate is rekindled. Many communities put together petitions to make the decision an …

Applications for vehicles, mobile devices and computers all help save gas dollars at the pump. These applications assist with key gas related scenarios that affect consumption costs. For example, some apps target vehicle performance, while …

Good credit is important in a variety of ways. Creditors use your credit report to make their decisions on whether to extend credit to you and the interest rates you will qualify for. Insurance companies, …

Bank of America is perhaps one of the largest banks in this county. With this, of course, comes positives and negatives for their account holders. One such advantage of using such a large corporation is …

There isn’t a lot of doubt when it comes to car insurance in Northern Ireland. People will recall the frightful images they could have seen or heard of the past years. But those times are …

When a shopper steps into a retail shop, there are many attractions displayed in a seemingly random manner, which usually attract the attention of the shopper. Although it appears random, many experts believe stores do …

The American psyche must gain enough strength to create significant shift in paradigm toward genuine concern for everyone’s welfare. This means that we must (as a nation) desire all citizens’ health. This translates to: opportunity …

An online cash advance loan differs from a traditional personal loan in that the application and approval process is very quick – sometimes as little as 24 hours – and the documentation required is much …

There are so many different types of financial products in the market that sometimes it can be difficult understanding the right one for you. Most banks offer the typical checking accounts and savings accounts – …

Knowing how to save money when times are hard will see you in good stead for the future. The first thing one must possess, in reference to saving money, is common sense. Saving money, although …

Countries such as the US and the UK have scarily high levels of personal debt. In the UK, for example, the average adult has debt of over 4,000 and that’s excluding mortgages. Many of those …

Becoming super rich may be the fantasy of every child that never quite materializes while being independently wealthly and financially secure is the years long culmination of planning, saving, investing and plain old fashioned working. …

In many countries debit cards are the preferred method of payment alongside cash, but it is only in the last few years that debit card use has overtaken credit card use in North America. Consumers …