I will be honest with you. I have hardly come across anyone over 18 who did not have at least one credit product. But in previous years, just before the credit crunch we were offered …

Debit cards are a great convenience when shopping in brick and mortar stores or online. But debit cards can offer great risks, especially when they are lost, stolen, left behind in ATMs, or the card …

Teaching your teen financial responsibility can be an intricate task. Most teens are not familiar with the basics of money management and they need guidance on how to save money and how to spend money …

Taxes are illegal? I don’t think so. Look at the evidence. The original concept of taxation was twofold, at least in the UK, was to redistribute a small portion of the wealth of the working …

Presumably, this question stems from the current annual limit on IRA (Individual Retirement Accounts) contributions in the U.S. Presently, this limit is at $4,000 for both 2006 and 2007. Contributions made for tax year 2006, …

I’ve heard lots of people tell me how they would love to buy their first home. They tell me how they want at least 3 bedrooms, 2 bedrooms, a garage, etc. When I ask them …

Capital One launched their newest MasterCard on Aug. 23, the Captial One Cash, promising higher cash back rewards that never expire and have no limit. Applicants with excellent credit can benefit from 1% cash back …

Car loans are one of the most ridiculous debts to carry when you consider the full picture. You borrow money at a relatively high rate of interest to purchase a rapidly depreciating asset. From the …

If money is an issue, you are in-between jobs, a seasonal worker, waiting for current job benefits to start, a newly graduated person, or a student traveling abroad, then short-term medical insurance is right for …

Is your pay check spent before you even receive it? Is your checking account constantly showing a negative balance? Are you stuck in the money shortage traps of pay day loans? You’re not alone. Thousands …

We all come across times when we need some money to invest in business, but our pockets are empty. Most people choose to take bank loans, but what if you don’t want to open a …

Many people consider upgrading their house but are not sure if it is worth it in terms of an investment. It is and here is why. Below are the six most important reasons why investing …

The recent recession has underlined the danger of accepting debt as a way of life, particularly extremely high interest forms of debt such as credit cards which more and more people are using. Due to …

The difference between common law and civil law is primarily a location issue. Both of these laws are born out of decisions made by judges and other ruling bodies. Common Law is applied throughout a …

A certificate of deposit (CD) is an investment made with a bank for a specified time frame. A CD is usually issued by commercial banks or brokerage firms. CDs bear a specific period maturity rate …

Are you about to file taxes for the first time? If this is correct, there are certain things that you must know. You will learn tax preparation tips for beginners. You should hold onto most …

A financial planner is a person who is able to guide persons or establishments on using their wealth to gain better financial stability and growth. Authorities and professional bodies that represent the financial planners of …

Many people may argue that policies should be created to treat drug abuse as a health problem rather than a crime problem. In the United States and most other countries, drug abuse is treated as a …

Nowadays it is really tough to get by on one income, especially in this job market. While I do recommend living on at least two sources of income, that may not always be possible these …

If you are someone that has financial problems and you need money fast, then you will not have to worry too much about that from  now on. With Online Payday Loans, it doesn’t matter how …

The old adage of ‘never a borrower or lender be’ is an excellent one to follow, but unrealistic for anyone wanting to own the roof above their head, or finance a college education. Some things …

In my opinion the legal father should have the right to decide whether to abort or keep the baby. I have always been pro life and had a presonal experiance with ab ortion. When i …

Property insurance is designed to protect you financially when there is damage to your property OR a liability claim. Whether the property is a home, mobile home, rental, or a business – having the correct …

These hard economic times make it quite difficult to make ends meet. People of all ages are finding new needs for money. Many companies are laying off employees every day. People all over are finding …

The impact of a low credit score on ones credit report file, and the far reaching implications this can have, has probably never been as highly publicized as in recent years. In general people are …

Income tax filing time seems to come around quicker each year. Visit any post office around tax time and see the number of IRS tax booklets and instructions and you’ll understand why more Americans are …

The Initial Public Offering of Zynga, when its stock was first sold to the public, went poorly. The stock rose slightly at first, but ultimately it fell flat. At one point on its first day …

The decision to claim bankruptcy is one of the biggest decisions one can make, and a life altering one to be sure. In many cases however, potential candidates for 7, 11 or 13 protection overlook the …

The Supreme Court will hear about 75 cases this session, but those cases will set the course of United States law for some time to come. Some of the cases will be determined at the will …

The mortgage meltdown.Most people don’t know that the government deregulated the mortgage business in the beginning of the sub-prime era. By doing this they allowed the banks to borrow at a ratio of 30 times …