Medical exams for life insurance are not required by all companies, for all products. Some life insurance companies will offer a quick issue policy that does not require a medical exam however; by doing this, …

I suppose I should step out from the honorable ranks of the mighty “silent majority” and comment here. This article should be re-named the case against “any-ism” in the media. The media should exist as …

Portmeirion is a small well-known English pottery company based in Stoke-on-Trent. The company was founded in 1960 by the legendary pottery designer Susan Williams-Ellis It is a market leader in ceramic tableware, cookware and giftware, …

The very thought of some faceless thief stealing your identity and using your good name is scary. Even without the other inherent dangers of identity theft the idea can be pretty frightening. Unfortunately there are …

Saving and putting yourself first should be priority. When deciding whether to pay a cable bill as opposed to saving money you should save money. Look at it this way the cable bill is not …

When money gets tight because of job losses or cuts in pay, cutting expenses and figuring out what is necessary quickly comes to mind.  Also, with health care costs rising and the unknown ability to …

“Renter’s insurance? No, I don’t need that. I don’t really have that much ‘stuff’ and anyway, won’t my landlord’s policy cover what I do have?” These are probably two of the biggest misconceptions regarding renter’s …

If you are new to the concept of payday loans then a cash advance will help you gain a better understanding of what it is all about. It is designed specifically to get you out …

Some telephone scams are so overt and obvious that it’s unbelievable the con artist would even give it a try. “A Nigerian prince wants to give me $10 million? I just have to tell this …

A recent study conducted by the Investor Education Fund (IEF) found that children see their parents as the most-trusted source for financial information. It is quite understandable that children develop the habits of moneymaking decisions …

Tivo a company that has lost $150 million over the past four years. Most cable and satellite providers are already offering their version of a DVR. Some may be licensing patents from Tivo, but unless …

I was listening to a personal finance show on a local radio station the other day and a woman had called and told the host that she had her credit card bill paid and was …

Let them wait so they get the stepped-up basis rather than the donor’s basis. I have chosen a practical rather than a philosophical approach to the question. Specifically, what are the tax consequences of giving …

The rise of the computer and the Internet has caused many changes in the way we conduct business and manage our finances. Most banks, credit unions, and savings and loans institutions offer some kind of …

Just because you have bad credit and a string of county court judgements, IVA’s, or bankruptcies does not mean you cannot get a loan when you need one. Anyone over the age of eighteen, who …

Christmas is a magical time of year. It is a time when family and friends come together to celebrate the holiday season. It is also a time when budgets are often stretched to the limit. …

The first quarter of the year is a great time to open an IRA because you can jump-start your savings with contributions for this year and last year. You just need to have earned income …

A friend recently told a familiar sad story of paying a debt relief company to “fix” his bad credit. The company promised that if he would trust their “proven” method of flooding his creditors with …

With ever increasing gas prices, almost every item in the supermarket has become significantly more expensive over the past couple of years and many people are having a real struggle trying to feed their families. …

It is funny how some investors think that all bonds are good for is income and a relative degree of safety, when it comes to investing.  I hope that 2009 was an example, even though …

The problem is that in comparing public schools to private schools, you are comparing apples to hamburgers. Public schools, by law, have to take everyone. No one can be turned away from a public school. …

No matter who you are, or how much money you make, no one likes to overpay for technology. Because computers are such an expensive, important and integral part of our everyday lives getting the most …

The emphasis these days seems to be on spending more, while earning less. It can be so easy to end up in debt before you know what hit you. There are some things you can …

Many people do not always have enough money for all of things that the person would like to do. Major decisions such as adding an addition to a home, obtaining vehicles without going to a …

Interested in escaping to the relaxed lifestyle of Baja? Here’s some good news! You, as an American citizen or foreign investor, can buy Baja real estate and have permanent ownership of that land and home. …

Picking a good investment fund to protect against inflation is not hard. First let’s define what inflation is and why its something to be protected against. Everyone has listened to a grandparent say something along …

If you are concerned about your financial health and yet, at the same time, like to spend and shop – using a debit card instead of a credit card can actually help to improve your …

As unromantic as it sounds, the topic of money in a marriage is one of the big questions. It’s right up there with kids, living arrangements, and chores. But the money issue goes far beyond …

Utilities are a fail-safe backup investment plan – even in 2012. Through flood, fire, rain and snow, Exelon (EXC) has paid to go. Though their 4th quarter conference call (see transcript here) had an upbeat …

Credit worthiness is important in today’s economy. Only those with excellent credit and high credit scores get approvals for first and second mortgages, lines of credit, home refinancing, car loans, and personal loans. A low …