As with everything else in this world, the loan has slowly turned from a large-scale, massive endeavor to something relatively small and made for the everyday man – so long as you can practice some …

How to stop wasting money and build your savings? Well, you can stop wasting your money and start building your savings. There are numerous why people spends thousands of dollars wasting money. The most common …

Renters insurance is one of the most overlooked and misunderstood type of insurance there is. The landlord of your resident must have insurance of some type, but it’s a rare case when the insurance actually …

So you are speeding and you get pulled over and get a ticket. It sucks, but you pay your 150$ or so and you are done with it.  Right?  Wrong. Traffic Tickets also have the …

It is hard to feel thrilled with the pitifully low yield which savings accounts offer even if you follow a sensible plan of saving. One excellent way to produce much higher yields on your savings …

How savings bonds impact the stock market Over the years as a consumer you will gather that I do not follow stats nor do I have financial information, however, I do feel comfort that I …

The US government runs consistent budget deficits, and must finance those somehow. The way it does that is by selling “Treasuries”. These are short-, middle-, and long-term loans that an individual makes to the government. …

This is an issue that is dear to my heart. Mainly because I am a smoker, of course, but I think that it touches on a more serious issue, as well. The issue of just …

I do not understand life insurance and do not want to talk to a million salesmen. So I found a site that can answer some of your questions. I found it offered easy to understand …

Once upon a time, you could truly buy a little piece of a company. You would receive a stock certificate, a real piece of paper, attesting to your ownership. Some owners stored their stock certificates …

Ever heard of putting all your eggs in one basket? Trite expressions are also truisms. Trip with that basket and all is lost. The current economic recession caught many people in exactly this situation. Don’t …

Everyone has their own unique fantasy world that they retire to at times to get through the daily grind. Some may be as innocent as retiring to a small cabin in a snowy mountain pass, …

Store credit cards can be a risky adventure, but if you use them intelligently, then they can be worthwhile in a few different manners. The biggest thing to be concerned about with store credit cards …

In the past, if a person got behind on their mortgage payments, they had very few options. Either they could try to increase their income, get another loan at a higher rate, try to refinance, …

How to avoid ATM fees. ATM withdrawal fees can quickly eat away at your bank account balance, sometimes without you even noticing the small charges adding up over time. It’s your money, so why not …

Whenever you read about prison statistics it invariably mentions the addictions, lack of education and opportunity and deprivation of the inmates.  Many, however, have overcome these issues to become useful members of society. What makes …

Filing a formal lawsuit can be very expensive. Lawsuits, more specifically class-action lawsuits may take several years to get resolved. Needless to say, the cost of attorney’s fees, consultation fees and other legal expenses are …

Recognizing Temptation You are in a department store to buy some new stylish clothing for the season. Suddenly, as you make your way through the women’s section, you spot a purse that screams your name. …

Ah, another tax season is slowly working into full swing. A joyous time of year filled with W-2’s and 1040’s. The tradition becomes more entrenched in American culture with each passing year with no sign …

Are your expenses outstripping your income?  Have you incurred debts you are having difficulty re-paying?  Do you want to go back to school, get a car, or make a down payment on a house, and simply can’t save the money?  Are you stuck on a …

In order to stay warm or cool and keep energy bills under control, common sense and effort are all that’s needed. Conserve energy. It has been proven that adjusting a thermostat up and down actually …

Getting started with investing is certainly an intimidating prospect. When you invest your money in something, you want to be sure that it is at least somewhat safe, and that you are putting it in …

The Farlex Financial Dictionary (2009) defines the term ‘Investing’ as the act of placing capital (i.e. money or other resources) in to a project or business with the intent of making a profit from the …

Purchasing a home is a major investment and should be protected with a homeowners insurance policy. Knowing and understanding the coverage provided by a company is imperative to the protection of the investment. Understanding the …

It is common to say that if you are going to buy a house to get pre-approved. You must have met the real estate agents said that it is essential to obtain prior approval or …

wwwhomeowner’sinsuranceclaim OK, I need advice on a homeowner’s claim. During a windstorm, which crippled our entire city, my home caught fire. I lost my home & contents. (Q) Would the windstorm/loss of elec service city-wide …

Many Americans find these days that their poor credit score does prevent them from taking on a loan, mortgage, car finance or just a credit card. Unfortunately these people only realize that their credit score …

Here are some laws that are humorous. They are actually on the books in the places that they are said to be. – In Texas it is against the law for any person to have …

Many new traders often fail to make money trading forex because they are lured by the easy prospects of making millions of dollars and are confused over the hundreds of indicators and forex financial terms. …

There are a great many benefits to be had from credit cards, both direct and indirect. Unfortunately, like so many aspects of life, having a credit card is a two-sided coin and there are equally …