Before shopping around for a health insurance policy or selecting from the policies available through your employer, there are certain things that you need to understand about health insurance in general.  Health insurance plan documents …

Car loans from car dealerships are risky at best, and should be avoided if other options are present. Borrowing through a car dealership gives the dealer control over the finance details, including the interest rate …

Some supplies are regarded as taxable for the purposes of UK value added tax (VAT) but are zero rated. Although no VAT is charged on the sale, the supplier still has the right to recover …

The majority of the answers on the debate of “Should Social Security Be Abolished” are “no”.  I was pleasantly surprised to see this answer on this issue.   I am a firm believer in continuing the Social …

This is something that needs to be discussed. In the fifties and sixties most loans were either discount interest or add on interest. If you had borrowed money at that time, for instance one thousand …

Today, we live in a very litigious society where lawsuits arise from the smallest of things. A broken arm in the office, obesity from eating junk food, a doctor handing out the wrong medicine, or …

If you’re looking for a great way to diversify your portfolio with a solid tax free investment return, then Municipal Bonds may be the best choice for you. Especially if you’re in a high tax …

There are a thousand and one details to attend to when you are self-employed, but one huge detail that you don’t want to overlook is taxes. No matter what country you live in, taxes affect …

The single best reason to wait to retire until past over age 65 is money.  The second best reason is opportunity.  While many people in the United States think the retirement age is 65, it …

The Potential you Can Achieve In Investments Investment potential is directly tied to risk. The more risk you are willing to take, the more your investment can return. Of course, riskier investments can also loose …

The Internet is a great piece of technology and it has allowed people all around the world to become empowered. The Arab Spring showed the power of the Internet and how it could even help …

Boat Donations to “boats with causes” charity is a fantastic way to get a deduction on your federal income taxes. All Charity Boat Donations and any other items donated to charity are 100% tax deductible. …

Are you looking for ways to get rid of your debt? If you are looking to get out of debt fast, and many people are, there are some strategies that you can employ in order …

Nothing gives the farsighted keeper of the larder more pleasure than having a freezer filled with a wide range of provisions. Similarly to purchased or home processed canned goods stored in the pantry, the frozen …

Credit card rewards programs possess a charm altogether their own. The appeal of these programs comes from the fact that the bank pays you a percent of every dollar you spend when you swipe your …

Personal liability insurance coverage protects a person, and possibly that person’s immediate family from unexpected losses arising from civil claims against the insured. It is also known as umbrella coverage, as it provides protection above …

A landlord insurance policy overlaps with conventional homeowner’s insurance.  For example, if your property is destroyed by fire, landlord insurance functions to reimburse you in the same way that homeowner’s insurance would. However, landlord insurance …

Here are 15 tried and true tips for saving money on groceries. Use these tips and save! 1. Always make a list ahead of time, and avoid impulse shopping. Grocery stores put those higher priced …

Looking smart and sophisticated in the office doesn’t necessarily mean you can’t save money on your office-wear. There are a number ways you can stay within a reasonable budget when purchasing your office-wear and still …

Choosing between a savings account and a money market fund can be a difficult task. Everyone wants the highest return and both instruments are useful for people who want to limit their risk. Money market …

There are religions in the United States that do not believe in worldly medicine, vaccinations or hospitals.  The problem with this is that often, children in such families don’t get proper medical treatment, and in …

Almost all of us use credit cards, and almost as many of us carry balances over from month to month on at least some of those cards. All of us know this is not a …

Ex-Gratia payments are payments made without an obligation to pay. The words mean ‘out of favor or out of gratitude’ Insurance Companies often make ex-gratia payments with an accompanying letter marked ‘Without Prejudice’ These payments …

The benefits of online cash advance loans are many, this article will highlight these benefits to show you how easy and convenient these online loans really are. You can do it all from home instead …

Living well on less money means that you can still get the same desired quality of life while spending less money. This is one of the keys to saving money for a healthier financial lifestyle …

Who Are These Bad Guys in this Mortgage Mess? The housing bubble has burst and left us an ugly stinking mess! Who is responsible? Who can we hold accountable? I would offer that the least …

Teaching children about wealth can be a very difficult thing. Many times, children do not understand financial terms, let alone certain financial products and investments that are available. Therefore, teaching a child about debt and …

Are Liberals Using the Supreme Court to Destroy the Constitution? Beginning with the Johnson landslide of 1964 and the repudiation of conservatism, as preached by Barry Goldwater, there has been a concerted effort to muddy …

Speed limits may have safety oriented intentions, but they are definitely arbitrary. If you disagree just look around as you drive to work. How many people do you see speeding compared to obeying the law? …

Fidelity mutual funds are the foundation stone of fidelity investments i.e. the company was at its earliest beginnings a mutual fund called the fidelity fund. From there the company expanded not only its mutual funds, …