So you need to resolve a legal dispute and must make a choice between these two alternative dispute resolution mechanisms? How do you choose and how does your choice affect the outcome of your dispute? …

Apple Inc. stocks are expected to increase by 65% by the end of the year and you hope to get a piece of the profit. But reality hits you and you realize that you have …

 Payday Loans: Pros and Cons payday loans are known as short term loans configured for emergencies and different unsuspected conditions.People who need money urgently for unexpected emergencies, service on-line payday loans are quickly giving the …

Prenuptial agreements have been the norm for many years now, but recent years have seen the rise of the cohabitation contract. With marriage rates having dramatically decreased over the last few years, many people are …

There are some bill collectors who break the rules and make a bad name for the good ones out there. If you’ve gotten a collection notice these are some helpful tips in dealing with a …

When you are faced with financial difficulties and find that you don’t have the money to make your mortgage payments, you know deep down that foreclosure is looming in your future. The lender from whom …

As awareness grows about the importance of maintaining a high credit score, there are still plenty of myths and uncertainties about how long negatives remain on your credit reports, and how these in turn affect …

Insurance companies are supposed to be there to cover the risks that normal life brings. The idea is a great one but what they have been doing little by little is creating those get out …

Preparing to get married is an incredibly exciting time. It’s also a time of great hope for the future. Discussing money matters at this time may seem very unromantic but by avoiding these issues, you …

You don’t need to be rich to have a perfect credit history. Establishing a blemish free record simply involves knowing what financial behaviors the credit bureaus smile down on, and which credit mistakes can result in stern disapproval. …

Short selling is an arbitrage strategy exercised by short sellers when they believe that a security price will decline. Short sellers borrow the shares of a company, sell them and buy them back at a …

One of the most common loans available today – possibly THE most common – is the payday loan. True to its name, the loan is one that’s meant to pull a family along until the next …

Everyone knows New York is an expensive city. In fact, Mercer’s 2011 cost of living survey puts New York as the most expensive city in the United States.  There are over 8 million people living …

Your head spins as you hear the HR director say the dreaded words; “Reduction in Force”. Your first thought is “What will we do without health insurance?” You take a breath and ask: Is the …

As sad and demoralizing a fact as it is, it has been shown time (and time and time) and again, that police are NOT always to be trusted to protect and to serve.  I state …

You have some money which you don’t need immediately and you are searching for a good investment of your money! You can invest in shares, bonds, mutual funds but maybe you don’t have enough knowledge …

Permanent life insurance is just what the name implies – as long premiums are paid on time, coverage will always be there, as opposed to term insurance which ends at a pre-determined age. Although there …

Auto insurance is inescapable and everybody knows that if they buy a car or any other vehicle, then they must also buy the automobile insurance. It is the rule. However, while seeking an auto insurance …

In today’s economy, consumers sometimes find it necessary to “lighten the load” to maintain financial stability.  For many individuals “luxury” items such as entertainment are the first to be cut from the family budget. However, …

Abortion clinics have doubled and then tripled in number across the United States of America in the past decade. The voice of protesters has grown just as quickly and has made good efforts to squelch …

“Hey Ethel, pack your bags we’re movin’ to Costa Rica, pronto!” “What!” “You better get your passport and your green card in order. More companies are handing out pink slips in Dayton, Cleveland, Detriot, St …

The goal of every investor is to maximize profit while minimizing risk. If you think about it we really aren’t that different then our caveman ancestors who weighed the risk of hunting large game against …

There are several steps you need to take in order to get out of debt. The first step to take before you can even consider becoming debt free, is to discipline yourself to not buy …

Auto bill payments have good aspects, but also potential problems to be aware of. I used to work in a bank and I saw some of the harm that can come from auto bill payments. …

As technology has grown, so has the options for people perusing a legal career. If you want to work at home as a paralegal here are some steps you can take to get started. 1: …

The internal revenue service is always on the lookout for tax cheats, and have made it as easy as possible for citizens to report tax fraud. Fraud is the intentional misrepresentation of information to the …

The mere mention of financial derivatives brings a lot of divided opinion in the financial sector. There are those who feel financial derivatives are reckless instruments. The basis is that speculation fuels the trade, and …

People go into Forex trading expecting big money. Many investors have found it surprisingly easy to make a large amount of money because the forex market changes every day. Forex is the foreign exchange market. …

Some people are fortunate to have found the right insurance company for their needs, and at rates that are extremely competitive in the insurance market. However, many other people, most who are on their first …

An IRA is an acronym for Individual Retirement Account. An IRA allows individuals to put aside a lump sum of money each year to be used later, when one retires. Here’s the important point to …