At one time or another all of us have spent more than we should have. If this is a rare occurrence then you can realize what is happening, stop the overspending, and move on. It …

How much money do you normally spend annually on health care? If your family is included in your insurance plan, a health savings account may be a great option for you. However if you are …

The only logical restriction should be if the woman is along far enough that it would be in everyones interest to wait a few weeks and let her choose to adopt the child out. No …

The “Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010 HR 4853” passed the House of Representatives by a vote of 277 ayes to 148 nays (8 not voting) after it had passed …

After filing bankruptcy, most people are in a hurry to rebuild their credit as fast as possible.  While it is necessary to rebuild your credit, you also need to exercise caution so that you do …

Most of us are painfully familiar with many fees that credit card companies impose on consumers. Interest rates, late fees, past due fees, and over limit fees are constant topics of conversation. But the fee …

The term underwriting is derived from the early days of maritime insurance when those willing to take on an insurance risk wrote their names under the risk information. Underwriting is the process of providing cover …

You might wondering when a good time to declare bankruptcy would be and if you have not talked to any one about it, it might be a confusing time for you. Little do you know …

When it comes to clothes, the average kid is simple to shop for, but that does not mean you need to spend an arm and a leg keeping yours in the latest fashions. Instead of …

What a very sore subject at this point of our demise. Unfortunately for the Brokers they hung themselves with all the illegal activity that took place. Following the trend of hundreds of Lenders going under …

Like with many things in life, developing a plan is the first step towards becoming debt free. If you’ve accumulated credit card debt, you’re not alone and there is a light at the end of …

In today’s tough economy, many people are looking for ways to reduce their cost of living. For many people this means making sacrifices like cutting cable, not going out to eat, and cutting back in …

One good way to reduce your bills is to try and save money at the grocery store. One great way to save on your grocery bills is to take advantage of whatever store specials there …

The credit bureaus and financial institutions must comply with over 200 legal provisions when reporting information on your credit reports. They commonly fail to follow Fair Debt Collection Practices Act. When this happens, you can …

The Federal Courts rely on a single set of rules, and associated court interpretations and rulings, known as the Federal Rules of Evidence, to determine the admissibility or inadmissibility of evidence. The Federal Rules of …

A large part of investment portfolio losses arise from the fees you pay to invest your money in the first place. Investment costs can eat up tens or hundreds of thousands of dollars over several …

Plains All American Pipeline keeps America happy. The company is a publicly traded partnership that deals with the transportation, storage and terminalling of crude oil, refined products and liquefied petroleum gas. The assets of the …

With many couples choosing to live together these days, it may be in their best interests to draw up a cohabitation contract; in the eyes of the law, common-law spouses/partners do not have the same …

The difference between simple and compound interest is something of which anyone considering engaging in any form of borrowing should make themselves acutely aware. This is simply because the interest rate which is quoted is …

Finding alternatives to personal loans really depends on where you are financially. If you are already sinking into a financial hole, you may have to get a personal loan if you can to survive. However, …

The declaration of bankruptcy and your employee benefits are completely unrelated to one another. Generally you will find that during the process of bankruptcy the only ones that are going to know about the process …

When faced with monthly bills for utilities, the cost of running your home, property and contents insurance, food and other necessities, it can be overwhelming. It may therefore be tempting to forget about adding pet …

When to start Social Security is a very personal decision that each person should make according to his/her individual situation. The temptation to retire 3 years early costs real money, 25% of full earned benefit, …

The Fair Tax; Just the two words fair and tax used together have to be one of the greatest oxymorons ever stated, until now! With the creation of the Fair Tax Act it is now …

Switching homeowner’s insurance providers is not difficult in the least. Contrary to popular belief, the process is not fraught with hassles, complications, and inconvenience. In fact, it can take less than 24 hours to complete. …

Social Security was instituted in 1935 as a way of caring for Americans who, due to the Stock Market Crash of 1929 or the effects of the following Great Depression, had either seen their savings …

Rock Beats Paper Crime in Britain is spiralling way out of control. And not only that but manners and behaviour are disappearing too. Teenage ‘hoodies’ stalk the streets in feral herds looking for weak targets …

Thinking about funerals can be a highly emotional subject and that is precisely why funerals can be so expensive. One does not have to be a highly logical person or a penny pincher to think …

Getting into sports will give you lots of benefits. It will make you healthy, it will keep your mind sharp, it will put your body in its top shape and condition and it will let …

Golden Rules Of Trading.1. Stick to the rules. Believe it or not this is the hardest rule. The trader will keep breaking this one time and time again.As I have mentioned recently, every time that …