Retirement potentially means spending 20 to 30 years of your life either growing old and feeble, or relaxing and doing activities you love and enjoy. Retirement does not necessarily mean you must leave the workforce …

In today’s rather unsure and strained economy, many families are having trouble making ends meet at the end of the month. Because of this, they are looking for ways to save money wherever possible, including …

The principle of indemnity is the cornerstone of general insurance contracts. In the broadest sense, indemnity is compensation. However, in the context of insurance, indemnity is much more than that. Measurement of loss is critical …

There was a time in my life, that if abortion had been legal, I would’ve paid the fee gladly and terminated the life of my child. My life was that bad, or so I thought …

What is a loan? A loan is an agreement between two parties in which one party will agree to loan money to the other with the understanding that the money will be re-payed. There are …

If you are looking for an investment to make, then buying multi-family units is a good consideration. This is a good income generating source that can be a profitable investment for you. Before buying multi …

Umbrella liability insurance is insurance that kicks in when your regular insurance – homeowners, automobile, renters, etc. – maxes out or doesn’t cover something.  It is not to be used instead of regular liability insurance, …

When a person is in their 20s, they have their entire life ahead of them and it is time to think carefully about money. Suze Orman states that financial freedom is our birthright and it …

The dream of every Canadian is the dream of home ownership. We work hard to save for that roof over our heads that will protect our children and future generations. When you make the final …

Bulk buying is the process whereby a commodity is bought in large quantities so that the buyer gets preferential terms as compared to those buyers who buy smaller quantities of the same commodity. This system …

Pawn broking is one of the oldest professions in the world, historically associated with usurious practices. Pawn shops were often used by criminals to fence their stolen goods. All classes of people made use of them …

The issue of when to pay cash and when to use a credit card is one which on occasion will be determined by circumstances outwith our control but more often than not we will have …

What do you think of when you hear the term “kicker.” Most people would say FOOTBALL. However, in the real estate world, the term “kicker” has a whole new meaning. The “kicker” is what most …

Investing in your future can be exciting. Often times the excitement leads to many mistakes by the amateur investor. When time has been set aside for research common investing mistakes can be avoided. Follow trends …

Every action has a reaction. This physics concepts applies to everything in the world, including finance. If you are creating a financial planner, you are in the process of creating goals for yourself. It also …

One of the great financial tools for companies today is the ability to gain financing by issuing debt. Investors access this debt through corporate bonds, which is bought and sold all over the world. Companies …

Clearing stock certificates has become one of the complicated processes in stock trading.  While the process is one that very few traders will ever have to experience it is one that is becoming increasingly more …

Short term cash advances, also called payday loans, have become one of the most common forms of credit in recent years. These loans can be extremely useful and even save you money if taken for …

Consolidating all of your debt, or even some of it, is a great way to reduce your number of payments every month, potentially lower your interest expenses, and lower your total monthly debt payments. Debt …

Many consumers do not often think much about their bank unless there is an accounting discrepancy or fees have been raided noticeably, but re-evaluating your financial institution is something you should consider when trying to …

With long-term financial products like annuities, it is important that your annuity provider remains a going concern. However, this is not always the reality. Annuity providers can fail- despite the best efforts of regulators and …

Abortion is a huge decision. I am 21 years old and I have had several pregnancy scares throughout my teens. It was something that really changed me and my sexual perspective. Early in my childhood, …

Personal finance loans can be taken for a myriad of reasons, generally to assist to pay for, or to purchase something you cannot afford to pay for in a lump sum. They can be obtained …

When making a decision on whether you should rent or buy a home, there are certain factors that must be considered, such as how long you need to live in your home, the cost of …

Make Money UK or Secret making money ideas.  Do you really want to find out about these secret making money ideas you can put to use and implement your “make money UK” wish into reality? …

It is not all that difficult to save money. You will need to make some compromises, gain control over your spending and resist the temptation to spend money unnecessarily. Without eliminating the necessities of daily …

There are very few individuals who actually believe that there are circumstances when it’s okay to get a payday loan. We all know that they are generally a bad idea, but when you find yourself …

The winter months can make ice out of your cash flow during the winter months. Energy costs have been on the rise for quite some time and with a floundering economy everyone is looking for …

People are often under the impression that being frugal means being cheap, ungenerous and tightfisted, hence, these two terms would almost seem to mean one and the same thing. However, with close observation, it will …

The New York City Police Department is currently running a pilot program in which the Iris’ of persons arrested are being scanned in order to ensure that they are dealing with the same person throughout …