A ‘Small-Cap’ stock has a share price that after being multiplied by the share float amounts to between $300 million and $2 billion in value. Several small-cap stocks currently have dividend values in excess of …

Ah, it’s Christmas time again! Now, you’re no Scrooge, but just like everyone else you’ve been having to tighten up the belt this year and really watch what money you spend on Christmas shopping and …

Identity theft is an all too common occurrence in today’s computerized world. There are steps that you can take in order to minimize the chances of this happening, including the following. There are different companies …

An Individual Retirement Account (IRA) is a tax-friendly retirement savings plan. In a standard IRA, contributions are tax-deductible. In a Roth IRA, designated Roth contributions are included in gross income. Funds in an IRA must …

Mortgage protection insurance is a type of life insurance policy that can be purchased to pay off the outstanding balance of a mortgage if the homeowner should die. Mortgage protection insurance is needed by many …

Motorcycle insurance is an important part of the package that makes a ride safe for you. Unlike a helmet that protects your head in an accident, motorcycle insurance keeps your wallet safe from the high …

When it comes to your finances, it seems there are documents for everything. From credit card statements, insurance policies, tax forms, and more, how can you determine which documents are the most important and where …

If you invest money in foreign exchange traded funds, there are risks associated with this type of investment. In the foreign exchange trading market, dealers and brokers make deals in financial markets. They primarily barter …

Plains All American Pipeline (PAA) is in the midst of a series of major acquisitions which could turn it into the number one crude oil company in North America. With a stock price that has …

Many people are now aware that their credit score is used by the majority of insurers in determining the cost of their insurance premiums, both in auto and property insurance. What you may not be …

For all credit card owners there is a minimum amount the credit card company requires the card holder to pay every month and this is what is called the minimum payment. The minimum payment due …

What is a Payday Loan? A payday loan is a small short-term loan intended for emergency use to cover expenses between a borrower’s paydays.  Often, these loans are also called cash advances, paycheck advances, payday …

Most people have been forced to change their spending habits due to the recession. At one point individuals may have been more prepared to spend large sums of money on expensive brand names, organic foods, …

People tend to think of credit cards as an extra source of money. However, this is simply not true and credit card debt can become a major hassle. Credit cards not only are loans that …

It’s tempting to just say that we should pay government workers less and not charge them taxes. But I used to be a government worker, and I think there are three really good reasons to …

It’s no fun to think about your own death, and life expectancy does vary by demographic group, but individuals should at least plan to live to 85 years of age for the purpose of retirement …

Clarity and transparency are necessary components in ensuring an industry, or individual company, is offering its consumers the best prices and services.  As auto insurance is often mandated by many governments to ensure all drivers …

The Most Basic Investment Of Them All: The 401(k) One of the fundamental rules of investing is the mathematical principle of compounded interest, which is known by the folk name of “the rule of 72”. …

Everybody wants to invoke the ‘Oracle of Omaha’, when discussing investments, and not to take anything away form Warren, but, even he will tell you, what he did, was, really, quite simple. In fact, you …

One of the biggest myths about being in debt is that you have no control over it and that outside forces are conspiring to drive you deeper into debt. While there are some common practices …

Millions of Americans everyday turn to the Web to research and buy life insurance. They like the convenience of seeking the information at any time, the abundance of information available, and the ability to compare …

When you need to know what is covered by your condominium insurance policy, it may seem you have stepped into a different world where everybody speaks another language and only you are left to find …

A lot of people live in financial denial. They spend far more money than they make, and they use debt to finance their luxurious lifestyles. They casually borrow money without thinking about the long term …

Everyone wants to go on that special vacation, even though they can’t afford it. Or, buy that new television with HD Blu-Ray player and PS3They can’t afford it out of pocket, but hey, that’s what credit …

A person can never expect to make it through life without ever being injured, but there are certainly precautions we can all take to make our homes a little safer. Here five likely hazard areas …

In a very real way, everyone who pays premiums on an automobile insurance premium IS a victim of insurance fraud.  An extreme view, granted, but the insurers must compensate for losses to fraud, as well …

Capital expenses and current expenses are treated very differently for tax and reporting purposes. Capital expenses are those which create an asset for a business, and can be used to generate income in the future. …

Kids need to know what money is worth.  An important element of teaching kids how to save is to grab their attention by being creative.  An allowance along with few lessons of money management helps …

Even though you have the best and most responsible intentions, it is entirely possible that you could blow your holiday budget this year. That is, unless your budget is of the unbreakable variety. If you …

It’s not easy to make it in this world without a lot of money. Unfortunately, a rising cost of living makes for an increasingly difficult world financially. My wife and I have suffered a loss …