How to borrow money right now? I guess the most straightforward answer to this question is to ask right now! Of course, people wouldn’t know if you have a financial problem unless you said so …

Although developing a personal relationship with your bankers is without a doubt beneficial, it’s just not possible in the modern age. Most banks have moved away from having lots of high street branches with well …

Have you ever wondered about whether you have adequate insurance on your home? Insurance may be a burden, though looking realistically at the events which can happen to affect your lifestyle, it is vital to …

Investing can be incredibly challenging even to the seasoned professional.  Often times a single moment can determine whether or not a profit or loss will be realized when trading a stock. These windows can be …

As a novelty in life, the driving up of your car insurance costs rates quite highly. This may be because it has to effect, first to denote you as a doubtful driver and, second, to …

Shopping online is a risk no matter what time of the year it is.  Christmas is no different.  It is extremely important when dealing with credit cards on keeping the information safe.  It’s like the …

Living free of unsecured debt, even free of all debt, may seem impossible. Small wonder, every day we’re bombarded with the idea that using credit cards is the way to a good life and the …

In this book, Boortz and Linder discuss the abolishment of the income tax. Under this system, wages would not be taxed at all. As an alternative to raise revenue for the government, they propose a …

How about that old refrain “I just can’t wait to buy that product even though I don’t have the money right now”? That is probably at the top of the list when it comes to overspending.  …

Your children may view Toys R Us as a feast for the eyes.  With aisle after aisle of toys for both the young and old, most could fill up not one but many shopping carts.  …

Should police be allowed to search through cell phones after an arrest? When a police officer has arrested a citizen for whatever reason, that does not permit the officer to search through the personal cell …

Unlike traditional college students who continue their studies straight from school, non traditional students such as single parents face more of a challenge. Until recently the choice was between having children and having a further …

To save money you need to follow two very simple and basic rules – spend less money than you bring in and cut back on unnecessary spending. Living paycheck to paycheck to cover your expenses …

During times of economic uncertainty, even those of us with a little extra cash to spare need to be careful about overspending on frivolous items. When every paycheck counts, there isn’t room to allow your …

The stock exchange functions with new speed and efficiency since the advent of electronic trading. Some buy and sell orders for stock are still routed to specialists on the floor of the NYSE, the way …

Lenders are looking for one thing. Will you be able to repay the loan after they give it to you? They are looking for symptoms that this will really happen. Questions they ask include the …

The value of your personal or real property is subjective, in that it is just an educated guess of the value of such property. To complicate the matter, the true market value or the assessed value of …

Good ole Uncle Sam has made buying his bonds so much easier than it used to be and believe it or not it’s actually more efficient! In these days of infinite deficits he had to …

Graduating college with a mountain of debt has become a social norm for our society. The common expectation is that you’ll attend college right out of high school, finance your education with public and private …

As 2010 comes to an end many people are concerned about their taxes, and planning for next year. With a new Congress convening in January, the hope is that we may see some changes in …

Handling personal finances well is not everyone’s forte. Using credit can be a risky business for those that lack financial discipline. Ironically purchasing goods on credit has numerous benefits for those people who have no …

During this period of financial hardship in the global economy and in the United States many workers are looking for additional sources of income. Those with a 401(k) retirement plan may consider taking out a …

Supermarkets are profit-making enterprises and near thieves. They are not there for your convenience they are in existence only for the owners’ profit. Witness how it is done. In the flower section, prices are set …

IRS proposes new tax preparer registration rules As tax season approaches, tax preparers will face the first stage of new regulations implemented by the IRS. While tax preparers do receive proprietary training in most cases, …

Many people deal with financial planning, whether they are in trouble or not. Some take part in these types of programs because they want to prevent any money problems from happening. Others do so because …

Very few people have a natural tendency to save money. In many cases the compulsion to spend and indulge makes saving an extremely difficult task. Living expenses suck up a large portion of an individual’s …

Crop insurance can be a great addition to a producer’s risk management portfolio. However, as with any insurance coverage, farmers should learn the basics and carefully evaluate the risk, cost, and benefits associated with crop …

Variable Interest Rate: A variable interest rate loan, often referred to as an ARM (adjustable rate mortgage) is a mortgage that has an interest rate that can adjust. Typically, the interest rate is tied to …

At its most basic all debt is bad, but we all know that sometimes the cost of not going into debt can be higher than the cost of the debt itself so we must on …

There are just as many reasons to love the holidays as there are to hate them. On top of the bad list is the overindulgence: over-eating, over-spending, and over-extending in every way imaginable. One of …