Crime is rampant throughout the United States and states are taking notice that innocent people need to protect themselves. I’m glad to see that law-abiding citizens can protect themselves from criminals that bring terror and …

When you take out a student loan, the rate of interest charged when you start to repay the loan is written in the promissory note that you sign. Your signature on this document asserts that …

Owning property is definitely a smart investment move, some people buy homes while others choose to buy land or any other property that looks profitable and is of good value. If you have been considering …

Unfortunately when someone mentions a “wealth building” program the initial impression by many is an immediate look of disgust. They envision the late-night informercials with all sorts of personalities touting their fool-proof no money down …

So you want to become a wealthy person? Most of us at some point have at least considered becoming wealthy and doing what we please. Acquiring wealth is something that we all wish to do …

Retirement has been a dream of mine for years, unfortunately when I sat down and took a measured tally of my retirement savings; I was shocked. Not only will I not even have enough money …

There are many problems in this world that ignored. Your toddler’s tantrums, the common cold, and the hiccups. Debt certainly does not fall into this category. Ignore your debts and they will grow and multiply. …

Credit mistakes can take a heavy toll on credit scores and personal financial reputations, as well as leading to debt. Unfortunately many myths abound regarding the use of credit, which can lead to credit mistakes …

A Simple Guide to investing in Bonds Bonds are financial instruments issued by the government, companies or institutions in exchange for money paid by the investor (Bond Owner). A bond is a fairly secure investment …

Before my husband and I took early retirement, we talked endlessly about where we would like to live. Our holidays took us to Italy, Cyprus, Madeira, Portugal, Malta, and France. We found that we enjoyed …

The easiest way to apply for a new credit card is online, though you also can apply in writing by mail or through an automated process by phone.  Online is convenient for most people though, …

If you read this, statistically you are not making a six figure income. We would all like to get make a lot of money so that we can be financially independent, but not all of …

Certain types of business entertaining expenses are regarded as not being strictly for business purposes. Where this is the case HM Revenue and Customs requires businesses to disallow the recovery of the value added tax …

There are many extra costs of which you should be aware when purchasing gifts. These can add to the price significantly. Tax Although a percentage such as 6 or 7 percent might not seem like …

There are many costs that go up in the winter and electricity is often one of them. Days are shorter which means the lights are on for longer and clothing is also heavier which means …

An investor leans back in his chair with a grin running all the way across his face. You just know that this investor has successfully executed an investing strategy. There is literally nothing more rewarding …

To call the majority of loan companies that set up shop around military bases parasites is an insult to parasites. Not every business that loans to military service members should be classified that way and …

Mutual Fund Trusts vs Mutual Fund Corporations Most mutual funds are set up in a trust structure, but for those of you who invest in mutual funds AND have non-registered investment accounts, you may want …

If you need a fast loan without having to wait to be approved you may have considered using an online payday loan company. With no credit checks necessary and a clear agreement over fees, it …

Personal loans are something that most people are shown everyday on TV, the Internet and even on the radio as well. From what these adverts tell us, every problem of a financial nature can be …

All of us maintain household budgets even if we don’t write anything down. Many people just keep track of these expenses in their head. Everyone knows how much they can spend, and pay their grocery …

How to fight the insurance company on medical debt Notice that the letter you got from the insurance company shows a denied medical claim. This must be a mistake. You have medical insurance coverage so …

This is a big question and the simple answer is yes, police officers should be segregated from the other prisoners should they be convicted and sentence to a prison term.  One thing that we must …

Credit Default Swaps are one of the most popular credit derivative products to be traded on stock markets today. They have gained immense popularity and prominence in the last few years especially in the financial …

Having no cash to pay the household bills can be stressful but having a lot of money can cause stress too. How many times have we heard people proclaiming that if they won the lottery …

Known internationally as the City of Light, Paris is one of the most coveted spots to visit in the world. Home of the Louvre, the Mona Lisa, the Eifel Tower and high fashion, the Romantic …

Congratulations! Having a new baby is fun and exciting but it is also expensive! Fortunately there are lots of things you can do to save money without sacrificing your baby’s health or your sanity. Breastfeed …

Paralegals specializing in the field of patent law are in demand, especially in today’s advanced IT-dominated business environment. Large multinational corporations have started a revolution of inventing and reinventing products and services to suit both …

If the adage location, location, location were as etched in stone as it is etched in many buyers minds, then there would be little price difference between any given two Pre-War, high rise condo or …

Most US retirement plans involve spending declining years in Florida, Arizona or Southern California. That’s OK if you can afford the super-inflated home prices and hordes of elderly in those traditional areas. Have you ever …