It may seems as thought it’s too early to begin thinking about retirement, especially if you’ve just finished school, got married recently you’re a new parent. It’s easy to assume that retirement is for old …

It’s not necessary for you to memorize everything about your renter’s insurance policy; but if you have a basic understanding of the component parts and know how your policy is put together, that knowledge will …

In today’s world there are so many luxuries one can own and our youth crave them all. Computers, I-phones, thousand dollar video game consoles, big flat screen televisions with Home Theater, DVD, CD systems and …

The internet is littered with get rich quick scams. If you wish to set up a legitimate stream of passive income, the first thing you will need to accept is that it takes time. Below is a …

Knowledge is power. In the insurance industry, that’s especially true. Auto insurance rates are going down for many people due in no small part to a capacity for processing information unsurpassed in the whole of …

You’ve heard this advice a million times: bring your lunch from home. If you work away from home, you need to eat lunch, and experts are falling all over themselves to tell you that packing …

A vacation home in an investment that gives back in many ways. It is an investment in your own mental health as it gives you a place to escape from the everyday stress of life. …

A call option gives the purchaser the right to buy a security at a certain price in the future. For example, let’s say DrugCo is selling at $100 a share.  You pay a premium of …

Whether it be because of financial necessity or simply the desire to stay in the work force just a bit longer, you can continue to work at least part-time, and still draw on your Social …

New real estate investors make the same type of mistakes that any new investor makes in any field. Their ignorance always wins in the beginning unless they are just lucky. The solution to learning how …

The way to find the best car insurance coverage is to first take a look at who you are and what kind of car you own. Are you a young man with a an old …

With the current newspaper reports about financial credit and problems with mortgage lenders, the importance of knowledge when investing in bank stocks is even more relevant. Lack of such knowledge can lead to substantial losses, …

Investment analysis is tricky because everyone who provides information needed in the analysis has ulterior motives.  Professional stock market analysts have reputations to protect and are slow to change their rating of a stock preferring …

Execution-only trading is exactly what the name implies, trading without advice or help from a broker or an investment guide. These types of deals are generally carried out on on-line and are not typically what …

Just think you only have one dollar. In today’s recession it is not much, but there are ways to use it wisely. You could spend it on fun stuff, invest in the market, donate to …

Credit is needed by most individuals in order to feel secure. We all strive for that feeling of security. The road to obtaining the credit you need to feel secure is not an easy one; …

As the daily routine of our working years grinds to a screeching halt—a halt called retirement—many people today find out the hard way that they’ve fallen for common retirement myths and failed to build up …

Are Employer Pensions Reliable? A long time ago this may have been true. But nowadays, with some businesses going bankrupt or out of business, the retirement pension funds are some times used to pay debts …

An increasingly common scam is that of the fake money order.  The type of money order most often used for these scams is United States Postal Money Orders, perhaps because people are more trusting of …

Pennsylvania law requires that all registered vehicles in the state carry minimum amounts of auto insurance. The auto insurance must be maintained at all times to remain legal in the state. Liability insurance is required, …

The Roth IRA is an individual retirement account that was created in 1998. It allows individuals to contribute to their financial future without having an age requirement. There are some rules for the Roth IRA …

Investing in a rental property can be a very good long term investment. This comes with a couple of drawbacks. Investors will need to have a lot of patience, and be prepared for a few …

As a student, a decision to get a credit card may arise from a combination of factors. It may be for the convenience of paying school fees and purchasing books on-line. Another reason may be …

Buying a foreclosed property at auction can net you a great bargain, but it may turn out to be less of a steal than you thought.  If extensive work is needed on the property, which …

For those people who earn money online, using your online pay to pay bills presents certain challenges. These challenges are not difficult to overcome if you know the steps that are required.  Here are the …

Domaining, or the process of buying and selling domain names, has been around since the advent of the internet. Many people have made a lot of money doing this. Some have even become millionaires. In …

Basics of Homeowners Insurance Possessing a home has extensively been a foundation of the American dream. However purchasing a home – whether it’s your first or else your fifteenth – means you’ll be required to …

As companies become more diligent in recruitment and hiring practices, there is a strong possibility that the job you are applying for will require a credit check. Why has this become a common practice? Well, …

One of the largest problems that Americans face is the fact that our priorities have changed. We’ve evolved into a group of people that can’t seperate want from need. Another problem is easy credit. It …

In 2007 and the first half of 2008, agricultural stocks were some of the best performing stocks. Since the summer of 2008, these stocks have declined more than 50% in most cases. Some of the …