Gold sellers beware! According to many on-line articles, some gold buying companies may not give you the value you deserve and some are outright scams. They advertise 100% satisfaction guaranteed, but have very tight timelines. …

Remaining calm, knowing your investment strategy, and diversification. These are the key components that will help you survive a market crash. Before going on to each of these stated components, it’s worth touching firstly on …

A double dip housing market is a bad sign of times to come.  A brief answer to the question of what is a double dip housing market is as follows: A double dip housing market …

How much can you contribute to an IRA in 2011 An Individual Retirement Account (IRA) is a tax-friendly retirement savings plan. In a standard IRA, contributions are tax-deductible, but tax must be paid on all …

Budgeting your annual spending is a very difficult task that needs a highly disciplined mind as well as organization. This is to say that in other to be successful when budgeting your expenses for the …

The last forty years or so has seen credit become more and more a part of our lifes in England. Back then only the more affluent people had mortgages and credit. Hire purchase had been …

The stock market is a place where you can actually buy shares in a company. The value of those shares will go up or down depending on how well the company is doing, as well …

What to look for when looking for renter’s insurance. When it comes to the roof over your head, you don’t need surprises. Use a trusted Insurance Agent who knows enough about you and has right …

Buying your home, especially if it is the first home you have ever bought, is a fantastic investment for the long-term future of yourself and your family. In this day and age, when first time …

Real estate investment has become a very profitable venture for most individuals. Investment properties are a good option if you are thinking about reselling or renting them out. Most people consider this type of asset …

A quick internet check indicates that there are at least 18 different cash back personal credit cards available. Each major credit card vendor offers a cash back credit card. They are popular with consumers because …

Investing in the stock market is fairly easy and rewarding yet is considered risky. Such risk drives several people away from the stock market and denying themselves a really good opportunity to earn some really …

A lot of people believe they have all the time in the world to plan for retirement, and this is undoubtedly the first and most important retirement planning mistake. Putting off thinking about, discussing, and …

At the moment there is a recession on and it can be a difficult time to start saving money. This is the case especially if you have little experience with saving money, but it is …

Being able to manage your personal finances is indeed very crucial during tough economic times. Managing your finances can be easier than you think if you are willing to commit yourself to it. Here are …

In the past couple of years, more people than any other time in recent memory have faced unemployment, underemployment, or a loss of income.  Getting a second job helps, but they sometimes aren’t a viable …

The first and most advisable step would be to get necessary information on homeowners or renters insurance from your state’s insurance department. The state insurance department would usually have a list of insurance companies and …

In today’s economy, more and more families are having to get by on poverty level incomes or below.  While this is not an easy task, it can be accomplished with a little bit of creativity, …

The answer varies from company to company, but generally speaking all insurance carriers look at several common factors. TICKETS AND CLAIMS It only stands to reason that people with less-than-perfect driving histories pay more than …

Mobile phone banking is the next step in regards to the future of the way people utilizes the age-old art of banking to manage their financial life. The 2000’s saw the rise of online banking …

If you ask any financial advisor if it is a good idea to borrow from your 401k, you will likely be hit with a flat-out “no”, followed by a whole slew of reasons why you …

Credit Cards & their associated reward programs abound these days. It can be difficult to sort through the various options and discover the right program. Use these quick and easy tips to help find the …

Afraid? You should be. And then again you shouldn’t be. Jumping into the stock market this year takes a lot of guts and in the present environment a tremendous amount of perseverance. But there is …

An axiom of business is “Buy low, sell high.” One of the ways this rule is applied in the real estate market is the practice of house flipping: buying a house, doing some work on …

Flipping houses is a great way to make money in real estate.  Among all of the real estate investment methods, house flipping is probably the most advertised and most televised method available.  Additionally, effective house …

When it comes time to finance the big things in life such as buying a home or a new car, a loan is almost always necessary. Your credit score will have an enormous influence in …

Ex-dividend dates pertain to investments, such as stocks and some exchange-traded funds, that pay dividends or other cash distributions to their investors. Some common stocks, most preferred stocks, and some exchange-traded funds (ETFs) pay dividends …

The summertime heat and the fact that many children stay home more during summer break means that electric bills, in general, will go up. Fortunately, there are simple ways that you can help reduce your …

If someone is a coffee addict then a cup of coffee is an important thing for him. He would love to talk about coffee, ask his friends to have coffee together, and often he would …

If you are shopping for car insurance, you know it can cost hundreds of dollars per year to insure your car. Since the car insurance market is fragmented and state-regulated, small changes to your policies …