You may have started out your working life thinking that retirement was a long way off and then suddenly woke up and you were in your fifties without a dime saved for that “far away” …

Bank of America offers several options for checking accounts, with an approach to tailoring accounts to suit clients’ needs. MyAccess Checking is a versatile account that  includes the Visa check card, unlimited check writing, and free …

A real estate professional is a person who actively engages in business directly related to real estate in one or more of, many parts of the real estate life cycle, including financing, exchange and building …

To save money on life insurance requires thinking about the big picture. Take a peek at the movie of your life as a sum of years with those towards the end as the bottom line. …

My normal business is energy consulting related to new home construction. However, I do have investments such as rental properties in Texas and mutual funds. These investments I’ve had for over 25 years. Six months …

There are a wide variety of insurance companies to choose from in the marketplace. How do I know which one is best for me? You should make that choice based on the following factors: 1. …

Everybody aspires financial freedom but in reality, only a few achieve it. Financial freedom in the very sense of the word means that you don’t have to worry about finances. Many people think that by …

Eating out can be a very expensive business if we are not careful but the good news is that when we are considering how to save money on eating out, there are quite a few …

Death can strike anyone at any time. When death strikes surviving family members often suffer if they are left without adequate financial resources. The insurance industry offers a solution to this potential dilemma in the …

Getting car insurance in California is an easy task, but getting a good policy and a competitive price is not that easy. However, with some research you can easily obtain a suitable policy with the …

You may think that by ignoring your debt problem you are making life easier for yourself. What about the unconscious anxiety on a deeper level which this will cause? Can you live with the sense …

Renter’s insurance is a means of gaining peace of mind over the belongings within a rental unit, and any possible litigious actions against the tenant from accidents by visitors. Even if the visitor is an …

It’s human nature to worry about the financial well being of you family, however, it isn’t necessary and worrying won’t prevent the problems to come. This is the day to stop worrying about money and …

When most of us think of banks we probably picture the standard high street banks, such as Wells Fargo, Bank of America, HSBC, and NatWest. We see their branch infrastructure and know that they offer …

Don’t wait to pursue financial freedom when you are in the midst of financial catastrophe. At this point, financial freedom will be equated to a debt-free, collection-free existence. But financial freedom is a series of …

As we all know the feeling: The bills are piling up, and you are so far behind that you do not want to even open them. If the bills are credit payments and you realize …

The simple reality is that life insurance is a business. A profitable business. Profit generally means that the entity that is profiting does so by taking more money than they return to policyholders. A lot …

Condominium Home Owners Associations usually require individual owners to obtain condo insurance. The policy tells you how to file a claim and how to contact your insurance agent. It also tells you how to report …

Abortion is a loaded word in this great country. Some consider it a medical procedure; others consider it homicide. The regularization of the procedure with the Supreme Court decision of “Roe v. Wade” does not …

It is a component of good parenting to teach children the financial facts of life; how to earn and save money. Children who master wise money management potentially carry those ingrained habits about spending and …

When you rent an apartment or house your personal property is not covered by your landlord’s insurance. For this reason many landlords require tenants to have renters insurance. This protects both the landlord and tenant …

I feel like this is a good opportunity to play devil’s advocate here. Let’s forget about the fact that a bachelors degree is pretty much essential these days. A masters degree is the new bachelors, …

The Federal Housing Authority recently announced that cash-out refinancing will now require a second appraisal for loans with a Loan To Value of approximately 85%. The good news is that 95% LTV is currently still …

Knowing how to acquire a New Home Construction Loan is an important process. Below are some tips to help you on the road to getting the loan that you need. Details When considering a New …

Homeowner’s insurance is a ‘must have’ in these days of climate change, recession and uncertainty. If you can insure the roof over your head, at least you have peace of mind. There are three parts …

Are you living from paycheck to paycheck? Or perhaps you’re wondering how you will pay off your student loan before your 70th birthday.  These are all common problems of people in their 20’s. The following …

Unsecured personal loans are those that are not related collateral. This type of loan is often easy to get there, but I know in advance that you must pay a higher interest rate on the …

Women should have the right to choose Abortion.  The woman is the person that will be carrying the baby.  After the baby is born, it is the woman’s responsibility to take care of the child. …

Yes Coupons can and do save you money if you are careful to use them correctly. Here are my tips. Only cut coupons for items you use or are thinking of trying. Too many coupons …

There are probably few things that are less appealing than considering the money questions you will have to ask your soon to be spouse. This is a taboo subject for many people, and it may …